THINK Retirement NOW. ™

Most investors in or near retirement are looking for three main things with their nest eggs:  Number 1) ample liquidity,   number 2) permanent, worry-free reliable income to cover all expenses for as long as they live, and number 3) an effective and systematic way to grow money in the stock market over time.  Once upon a time, retired investors could use the four percent withdrawal rule as a possible way to take just the right amount of money out of your investments in retirement--not too much, not too little. But today's ridiculously low interest rates have blown up the four percent withdrawal rule. Today, we'll explain the CASTLE-AND-MOAT strategy to build, grow and protect your retirement savings the SMART way, while enjoying locked-in-for-life income of far more than four percent, without the risk of running out of money. A power packed show you don't want to miss...MASTERING MONEY is on the air!!

So, just where do your beliefs and opinions come from? If you're like most people, you feel that your convictions are rational, logical, and impartial, based on the result of years of experience and objective analysis of the information you have available.  In reality, all of us are susceptible to faulty thinking and emotional biases--often at the sub-conscious level.   Even the smartest person on earth can make errors in judgement. Today we'll review why Behavioral scientists say you are susceptible to making the same investment mistakes over and over, and exactly how to fix it. Then Health insurance and Medicare Expert Shelley Grandidge joins us for the Q & A.   A fascinating show you don't want to miss...MASTERING MONEY is on the air!!

Retiring today is a challenge financially. The real risk is that a befuddled and aging Joe Biden gets elected. Let’s be kind. He is far past his prime and would likely offer little resistance to the pressure of the "Woke" Left Wing Mob—the ones who want to tear down not only the statues of Francis Scott Key and Christopher Columbus,  but the way we elect our officials and how we keep law and order in cities and towns.  One of his stated policies is  to raise taxes on corporations and bring in the first wave of Green New Deal restrictions. That deadly combination will slow an economy already struggling to recover from COVID 19… and crush the markets. Today, we'll review all of the risks you face in the second half of 2020, then Steve will offer time tested solutions to keep your retirement out of harm's way.  A timely show you don't want to miss...MASTERING MONEY is on the air!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show--plus money-making and money-SAVING ideas from Steve you won't want to miss! --it all starts NEXT... MASTERING MONEY IS ON THE AIR!

Elon Musk is quoted as saying   ..“in this world  you get paid in direct proportion to the difficulty of the problems you solve.” In fact that is what TECHNOLOGY companies DO. They solve problems and create new opportunities.  Smart investors are learning that profitable, dominant technology companies are driving the investment world right now, and could well be doing so throughout the 2020s and beyond. Today, Steve will point out several tech stocks with remarkable earnings per share growth trading at less than seven times earnings if you can believe it, along with other opportunities. The names of these companies may SHOCK you! Then, health insurance and medicare  expert Shelley Grandidge joins us--a fact-filled instructional show that you don't want to miss... MASTERING MONEY  is on the air!!!

So, how much money are you allowed to give to your kids or grandkids every year and still avoid income taxes? Thirteen thousand dollars?  Fourteen thousand?  Fifteen thousand? Most people are under the erroneous assumption that there is a LIMIT on the amount of money you can give as a gift to a family member of fifteen thousand dollars annually, or less.   In reality, most gifts legitimately fall UNDER the safety limit of U.S. federal GIFT tax rules even if you were to give someone a million dollars. Today, we'll review exactly how the gifting rules work, and just how to avoid all taxes on gifts. Then CPA Nick Stefaniak joins us with important new tax rules for 2020. Get up to speed on your taxes...you don't want to miss today's show  MASTERING MONEY is on the air!!!

Modern genetic science uncovered the genetic code of the Corona Virus very fast back in January. From there, the race was on for a tested vaccine that could knock out COVID 19. One company just announced that it believes it may have the vaccine ready by as early as Thanksgiving. A 30,000 person final study begins in July.   This company has been running ahead of the pack, but rivals in Germany, England,  and Singapore are pulling close. Today in the Market Intel segment, we'll bring you up to date. Then health insurance and medicare expert Shelley Grandidge joins us for the Q & A.  A very timely show you don't want to miss...MASTERING MONEY is on the air!

If you can live on your Social Security and pensions alone, and have no need for any income from your investments—ever—then you are fortunate. Most people in retirement today, however,  DO need to derive income from their investments at some point.  But even if you don’t actually WANT any income from your 401k money, the IRS has other ideas. Once you reach age 72, you are required to begin taking distributions from your investments, like it or not. With bonds paying so little and many people retiring without pensions anymore, what if Social Security goes bust? Now you know why so many smart retiring professionals are choosing NEXT GENERATION annuities to retire on!  Steve will review the fundamentals and the finer points for you on today's show. Don't miss it--MASTERING MONEY is on the air!!

Today on Mastering Money...It’s a MOTLEY FOOL MONDAY!! The Motley Fool Money Show is one of the most popular stock market TALK SHOWS in America, featuring timely insights from top market experts and heard by millions of listeners coast to coast—including Saturdays right here on Money Radio! After an update of the markets and today's breaking financial news stories, we'll take you to an exclusive broadcast of the Motley Fool Money Show--plus money-making and money-SAVING ideas from Steve you won't want to miss! --it all starts NEXT... MASTERING MONEY IS ON THE AIR!

The S & P 500 is thought of as a steady and stable index of the 500 largest companies in America. Many S & P index investors believe they are investing in large cap blue chip stocks, that are all profitable. The perception is that there are strict rules for companies to stay in the portfolio and that most of the companies are profitable. Each of these statements is false.  Due to massive transitions in  retail, energy, and other industries—made worse by the pandemic crisis, the S&P 500 is cutting more than thirty companies in 2020, with perhaps more on the way!  Today, we'll tell you how the S&P index REALLY works, what you are REALLY  investing in, and the facts may shock you! Then, health insurance and Medicare expert Shelley Grandidge joins us for the Q & A. An educational show you don't want to miss, MASTERING MONEY is on the air!!