Most of what you own is worthless. I'm not being judgmental. It's a fact.

A recent viral article with the headline "Most of What You Own is Worthless: 3 Things You Should Be Doing to Reduce What You Own" explains why a lot of what we hold dear isn't worth the box you're storing it in.

The author of that article? My sister, Siobhan Fitzpatrick Kratovil.

Siobhan is a lawyer and mom of four who writes a legal blog called "The Law Mother."

She wrote this article after she and her husband had to clear her late mother-in-law's home to sell it. The experience radically changed how she looks at all the stuff in her own home. As a mom of four girls, she's got a lot of stuff -- most of it pink. As a lawyer who does a lot of estate planning, she's now advocating for families to look at what they really leave behind when they die.

On this Dying to Ask:

• How little (financially) your family heirlooms are worth