This week on the This Week in Fintech podcast, in just 10 minutes, we cover the downfall of brokerage apps post-pandemic, highlighted by Noah Weidner (@noahw) in his article "Signals: The Broker App-pocalypse Is Here," where once-popular platforms like Robinhood have seen a massive drop in active users while established firms like Fidelity and Vanguard continue to thrive. We dive into the fintechionary, remittance, the vital money transfers by foreign workers to their home countries, and how fintech is revolutionising this process by making it faster, cheaper, and more transparent, significantly impacting global economies and reducing poverty. Lastly, we highlight key news, including UK bank fraud losses topping £1 billion and Capchase securing €105 million from Deutsche Bank to support SaaS companies in Europe.

In this 10-minute episode, we explore the latest in fintech from groundbreaking product launches like Wenia's COPW Stablecoin to significant challenges such as Binance's $6M AML fine. We delve into Sophie Vo's insightful article on the globalization era of neobanks, examining how giants like NuBank and Monzo are leveraging international markets to innovate domestically. Our Fintechionary segment demystifies P2P lending, explaining its impact on democratizing finance. Wrapping up, we recommend deep reads on PayPal's optimistic future and Visa's revolutionary One Card. Tune in for a concise roundup of the essential fintech developments this week!

Welcome back for the next episode of the Fintech OG series!

This week I'm excited to have Charley Ma of Exponent Founders Capital and Reshma Sohoni of Seedcamp on the podcast. Beyond their professional insights, both of them offered candid reflections on personal growth and where fintech is headed next. By sharing their professional achievements, key choices (going to work for a tiny company called Plaid even though many told him not to), personal setbacks and times of struggle, there's a lot of great advice for listeners, whether in fintech or not.

Don't forget to follow, like and share the podcast!

Lastly, thanks to LoanPro for sponsoring this episode! If you’re in the market to streamline your lending processes or if you just want to see what next-gen loan management looks like, go to loanpro.io and book a demo.

Tune Into "This Week in Fintech" Podcast: Your Fintech Fast Track!

🚀 What’s Hot This Week:

🌟 Events Scoop: Get the lowdown on must-attend fintech events! Who’s speaking, what’s hot, and why you can't miss out.

📚 Top Reads:

📈 News Breaks:

🚀 Sophie Vo’s Signals: Get the inside track on US fintech moves making waves across the pond – from tax tricks to smart investing in shaky times.

🔍 Fintechionary Focus: Open Banking

📰 Quick Hits:

Why Listen?

In this episode of This Week in Fintech, we cover the latest buzz in finance. Our news segment highlights regulatory actions, product launches, and partnerships reshaping the industry. From bank seizures to new payment systems, each story captures fintech's fast-paced nature.

In Fintechionary, we explore neobanks, the digital disruptors changing banking. With a focus on convenience and inclusivity, neobanks are redefining how people manage their money.

Our featured article, Signals, dives into SNAP EBT acceptance in online retail. Shardendu Gautam examines the history and potential of SNAP, urging greater inclusivity in digital shopping.

Stay tuned for insights on fintech's trends, innovations, and societal impacts.

Welcome back for the next episode of the Fintech OG series!

This week I'm excited to have Jon Stein of Betterment and Alexa von Tobel of LearnVest and Inspired Capital on the podcast. Beyond their professional insights, both of them offered candid reflections on personal growth, the future of personal financial management, and where fintech is headed next. By sharing their professional achievements (selling a company hours before giving birth to their first child), key choices, personal setbacks (getting TechPunched) and times of struggle, there's a lot of great advice for listeners, whether in fintech or not.

Don't forget to follow, like and share the podcast!

Tune into "This Week in Fintech" for a concise 10-minute episode that brings you the latest in fintech news, insights into micropayments, and a thought-provoking discussion on the future of carbon credits. Don’t miss out on understanding these key developments in the fintech landscape.

News Roundup

This week in fintech witnessed a flurry of product launches and strategic collaborations. Highlights include Mercury's dive into personal banking services, Klarna's new credit card with installment payment options in the US, and 1inch's introduction of a crypto-to-fiat debit card. Additionally, BJ’s Restaurants and Ferry teamed up to digitally disburse tips via a new payroll card, while Episode Six and Loop launched a fintech-as-a-service offering in Saudi Arabia.

Fintechionary: Micropayments

In today's Fintechionary, we explore 'Micropayments'—tiny transactions typically under five dollars. These small sums are revolutionizing digital content consumption, enabling creators to monetize and consumers to access content affordably. Micropayments support a vibrant digital economy by emphasizing the value of every small piece of content.

Signals: Review

Our podcast also reviews Sophie Vo's insightful article, "Signals: If a tree falls in the forest...", which delves into the volatile yet promising world of carbon credits. Amidst significant corporate pullback and increased regulatory scrutiny, Vo discusses the $2.3 billion invested in climate fintechs last year, pointing to a potential growth to a $1.1 trillion industry by 2050. This balanced view presents both the challenges and burgeoning opportunities within the carbon credit market.

We're back with our fifth installment of Building The Best, our podcast hosted by the fantastic Jillian Williams of Cowboy Ventures.

In this podcast, we dive deep into the fundamentals of creating and scaling transformative fintech products by interviewing the founders themselves.

In this episode, Jillian is joined by Tony Jamous, the Founder and CEO of Oyster. Oyster is an automated global employment platform that allows businesses to hire talent in over 180 countries. It lets you hire, pay, reward, and manage talent compliantly without setting up an entity in every country you want to employ people from, with an automated hiring system and deep compliance support. Oyster has raised $224 million through its Series C at a $1 billion valuation, and employs 600+ people.

In the News: We kick off with a critical analysis of the top headlines that have shaped the fintech landscape this week. From groundbreaking product launches that promise to revolutionize the way we manage our finances, to strategic mergacies and acquisitions reshaping the competitive terrain, we cover the developments that matter.

Fintechionary: Our popular segment, Fintechionary, continues to demystify the complex jargon of the fintech world. This week, we delve into a word beginning with 'L' breaking down its significance in today's digital economy and its impact on future innovations.

Signals: In Signals, we highlight the trends and undercurrents within the fintech industry, offering insights into emerging technologies and regulatory changes. Understand the dynamics driving the fintech sector forward, and what it means for investors, entrepreneurs, and consumers.

Events: Stay informed about the must-attend fintech events and conferences. Whether virtual or in-person, these gatherings are where the future of fintech is debated, created, and showcased. We'll guide you through the events that offer invaluable networking opportunities and cutting-edge insights.

In episode number five of the Fintech OG series, we talk with Jake Gibson of NerdWallet and BTV, and Nik Milinović of TWIF, who share their extensive journeys within the fintech sector, shedding light on the evolution of financial technology, the impacts on traditional banking, and the unresolved challenges that continue to shape the industry.

Also, huge thanks to our sponsors at FS Vector! Go to fsvector.com/headmaster to learn more about their new compliance training platform and additional services.