Thrive With Money Podcast

On August 24, 2022, the Biden-Harris Administration announced a new student debt relief plan that includes student debt forgiveness of up to $20,000. In today's podcast episode, we're talking about what the three parts of this plan includes, some FAQs, and next steps!

We are still awaiting more information, but one additional thing that we've learned since this podcast episode was recorded is that, in order to receive relief, you must apply by December 31, 2023.

Once a borrower completes their application, they should receive forgiveness within 4-6 weeks. In order to receive relief prior to the payment pause expiring on December 31, 2022, be sure to apply before November 15, 2022.

IMPORTANT!! To be notified of when the Department of Education launches the loan forgiveness application, sign up for their email subscription:
https://www.ed.gov/subscriptions

Sources/Additional Reading

• The Washington Post: Who qualifies for Biden's plan to cancel $10,000 in student debt?
• StudentAid.Gov: The Biden-Harris Administration's Student Debt Relief Plan Explained

FREE Resources by Save Live Thrive™

• 2022 Goal Setting Workshop Workbook 
• Organize Your Finances Workbook
• Mini Digital Budget Planner

Products & Programs by Save Live Thrive™:

• Digital Budget Planners
• The Budget Pro Spreadsheet
• Slash Debt

Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams. 

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Help the Thrive With Money Podcast grow! Follow this link to leave a review.

Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.

Music written by Chris Glassman

There is a LOT going on in the financial world today--from inflation, rising interest rates, bear market, talks of a potential recession--it can definitely start to feel overwhelming.

In today's podcast episode, we're diving into what each of these things are, how they're related, and steps to take to prepare your finances so that you can stick to your plan.

Sources & Additional Reading

• Forbes: How to Calculate Inflation
• The Washington Post: What will the Fed's rate hike mean for consumers?
• The Balance: What is the Federal Reserve?
• U.S. Bureau of Labor Statistics: Consumer Price Index
• Vanguard: How risk, reward & time are related
• The New York Times: What is a recession, and when is the next one going to begin?
• Investopedia: Business Cycle
• Merrill Edge: Focus on time in the market, not market timing
• NerdWallet: Current mortgage and refinance rates

FREE Resources by Save Live Thrive™

• FREE MINI-COURSE!! Your Financial Roadmap
• 2022 Goal Setting Workshop Workbook 
• Organize Your Finances Workbook
• Mini Digital Budget Planner

Products & Programs by Save Live Thrive™:

• Digital Budget Planners
• The Budget Pro Spreadsheet

Interested in working with Charlotte?

• The Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.
• For 1:1 Business Coaching, send Charlotte at DM on Instagram to chat and learn more about individual coaching opportunities.

Follow on Instagram
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Join our Newsletter

Help the Thrive With Money Podcast grow! Follow this link to leave a review.

Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, or investment professional.

Music written by Chris Glassman

On Friday, June 24, 2022, SCOTUS ruled to overturn Roe v. Wade. In the midst of so much grief and fear of what rights could be taken away next, today's podcast episode discusses why it is more important than ever for women to take control of their finances and achieve financial freedom.

Sources & Additional Reading

• Elle: How to Protest the Decision to Overturn Roe v. Wade
• We Won't Go Back: Find An Event
• NPR: These 3 Supreme Court decisions could be at risk after Roe v. Wade was overturned
• Michigan Ross: Women Denied an Abortion May Face Years of Financial Difficulties, New Study Finds
• ANSIRH: The Turnaway Study
• ABC News: Why abortion restrictions disproportionately impact people of color
• Dr. Pooja Lakshmin MD on Instagram: Link to post mentioned

FREE Resources by Save Live Thrive™

• FREE MINI-COURSE!! Your Financial Roadmap
• 2022 Goal Setting Workshop Workbook 
• Organize Your Finances Workbook
• Mini Digital Budget Planner

Products & Programs by Save Live Thrive™:

• Digital Budget Planners
• The Budget Pro Spreadsheet

Interested in working with Charlotte?

For 1:1 Business Coaching and 1:1 Financial Coaching, send Charlotte at DM on Instagram to chat and learn more about individual coaching opportunities.

The Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.

Follow on Instagram
Follow on TikTok
Join our Newsletter

Help the Thrive With Money Podcast grow! Follow this link to leave a review.

Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, or investment professional.

Music written by Chris Glassman

2022 is almost half way over!! That means it's time for your mid-year financial review! In this episode, we talk about the 8 steps included in a mid-year financial review so that you can create an action plan to achieve your financial goals this year.

Resources Mentioned:

• AnnualCreditReport.com

Sources & Additional Reading

• Consumer Price Index Summary
• Average Holiday Debt - Lending Tree
• Is it time for a mid-year financial review? Forbes
• Your Mid-Year Financial Checklist - Equifax
• Check-In Time: How to measure your progress towards financial goals - Go Banking Rates
• 5 Steps to Create An Estate Plan - Fidelity
• IRS announces changes to retirement plans for 2022

Interested in working with Charlotte?

For 1:1 Business Coaching and 1:1 Financial Coaching, send Charlotte at DM on Instagram to chat and learn more about individual coaching opportunities.

The Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.

FREE Resources by Save Live Thrive™

• FREE MINI-COURSE!! Your Financial Roadmap
• 2022 Goal Setting Workshop Workbook 
• Organize Your Finances Workbook
• Mini Digital Budget Planner

Products & Programs by Save Live Thrive™:

• Digital Budget Planners
• The Budget Pro Spreadsheet

Follow on Instagram
Follow on TikTok
Join our Newsletter

Help the Thrive With Money Podcast grow! Follow this link to leave a review.

Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, or investment professional.

Music written by Chris Glassman

Haley Brown-Woods joins us on the podcast today to talk about her and her husband's journey from receiving $600k cash, spending it all within 2 years, realizing they were $222k in debt, and beginning their debt repayment journey.

Today, Haley and her husband have paid off over $132k in debt, have a top global financial education podcast, bought an investment property, and Haley has launched an online financial coaching business. Talk about an incredible financial glow up! Click here to listen to an incredibly motivating and inspiring financial story.

Listen to Haley and Justin's Financial Story
The Intro to Podcasting Course Haley mentioned

Connect with Haley:
Instagram
Price of Avocado Toast Podcast

FREE Resources by Save Live Thrive™

• Your Financial Roadmap
• Organize Your Finances Workbook
• Mini Digital Budget Planner

Products & Programs by Save Live Thrive™:

• Digital Budget Planners
• The Budget Pro Spreadsheet

Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams. 

Follow on Instagram
Follow on TikTok
Join our Newsletter

Help the Thrive With Money Podcast grow! Follow this link to leave a review.

Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.

Music written by Chris Glassman

I have officially been a full-time business owner for 6 months!! And OH MY GOSH what a journey it has been. Today's podcast episode discusses the 7 steps I took with my money in order to quit my job and take my business full time.

Interested in working with Charlotte?

For 1:1 Business Coaching and 1:1 Financial Coaching, send Charlotte at DM on Instagram to chat and learn more about individual coaching opportunities.

The Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams.

FREE Resources by Save Live Thrive™

• FREE MINI-COURSE!! Your Financial Roadmap
• 2022 Goal Setting Workshop Workbook 
• Organize Your Finances Workbook
• Mini Digital Budget Planner

Products & Programs by Save Live Thrive™:

• Digital Budget Planners
• The Budget Pro Spreadsheet

Follow on Instagram
Follow on TikTok
Join our Newsletter

Help the Thrive With Money Podcast grow! Follow this link to leave a review.

Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional financial, legal, investment, real estate, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed legal, accounting, tax, real estate, or investment professional.

Music written by Chris Glassman

Vee Weir from Vee Frugal Fox is joining us today to talk about her journey away from the Dave Ramsey Community and embracing an empathy-based approach to budgeting and personal finance.

This Episode Discusses:

• The Dave Ramsey Community
• Empathy Based Budgeting
• Toxic hustle culture
• Side hustles & entrepreneurship 

Where to find Vee:
Instagram
Website
Co-Host: Price of Avocado Toast Podcast

Other FREE Resources by Save Live Thrive™

• Your Financial Roadmap
• Organize Your Finances Workbook
• Mini Digital Budget Planner

Products & Programs by Save Live Thrive™:

• Digital Budget Planners
• The Budget Pro Spreadsheet

Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams. 

Follow on Instagram
Follow on TikTok
Join our Newsletter

Help the Thrive With Money Podcast grow! Follow this link to leave a review.

Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.

Music written by Chris Glassman

Spring is in the air! And it's time to spring clean your finances as well. In today's podcast episode, we talk about 8 steps to organize your finances this spring.

This Episode Discusses:

• Financial organization
• Tracking your net worth
• Reviewing your insurance policies
• Reviewing your financial goals
• Tracking your spending
• Revamping your budget
• Automating savings & bill payments
• Decluttering

FREE MINI-COURSE!! Your Financial Roadmap

Our financial futures are waaaay to important to just “wing it.” You want to make sure that you’re arriving at your financial destination as timely and efficiently as possible.

Creating a financial roadmap will help you see:

• Your financial starting point
• What you want your financial destination is
• The direction you need to head to get there
• Any detours and course corrections that might come up along the way

When you enroll, you'll also get exclusive access to the 35 page workbook to help organize and plan the next steps to take on your financial journey.

Other FREE Resources by Save Live Thrive™

• 2022 Goal Setting Workshop Workbook 
• Organize Your Finances Workbook
• Mini Digital Budget Planner

Products & Programs by Save Live Thrive™:

• Digital Budget Planners
• The Budget Pro Spreadsheet

Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams. 

Follow on Instagram
Follow on TikTok
Join our Newsletter

Help the Thrive With Money Podcast grow! Follow this link to leave a review.

Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.

Music written by Chris Glassman

Our mental health impacts the way we think, how feel feel, and how we act. And that includes how we manage our money. In fact, over 3/4 of Americans have reported feeling anxious about money.  In today's episode, we're talking about anxiety and money, and steps that you can take to minimize your financial anxiety this year.

Sources/Additional Reading

• Psychology Today: How Anxiety Affects Our Personal Finances
• Psychology Today: How Anxiety Affects Our Buying Behaviors
• CNBC: 77% of Americans Are Anxious About their Financial Situation--here's how to take control
• Business Insider: This is when you're going to die (that's actually the name of the article lol)
• Business Insider: 7 things mental health experts wish you knew about anxiety, according to a psychotherapist

FREE Resources by Save Live Thrive™

• 2022 Goal Setting Workshop Workbook 
• Organize Your Finances Workbook
• Mini Digital Budget Planner

Products & Programs by Save Live Thrive™:

• Digital Budget Planners
• The Budget Pro Spreadsheet

Interested in working with Charlotte?
Learn more about the Wealth Building Bootcamp, A 12-week group coaching experience designed to teach you how to build wealth, pay off debt, and live the life of your dreams. 

Follow on Instagram
Follow on TikTok
Join our Newsletter

Help the Thrive With Money Podcast grow! Follow this link to leave a review.

Disclaimer: The content and information provided on this podcast is for educational purposes only and does not constitute professional mental health, financial, legal, or tax advice. For recommendations on your specific financial situation, you must additionally seek the services of an appropriate licensed mental health, theraputic, legal, accounting, tax, or investment professional.

Music written by Chris Glassman

March is Women’s History Month! The financial rights women have today took hundreds of years of fighting advocating for to win. And some of these rights weren’t even won until 40 years ago. In today's podcast episode, we're taking a quick tour through time to see the history behind women’s financial rights in the United States and  assess where we are today. 

Sources/Additional Reading

• Fidelity: Why Women Need to Plan Differently Than Men
• Fool: How Women Have Fought for Financial Equality for 100 Years - And Still Do Today
• PBS: Not All Women Gained the Vote in 1920
• CFP® Board: Making More Room for Women in the Financial Planner Profession
• Forbes: Financial Advisors' Unconscious Bias Works Against Women
• Merrill: Creating A Better Financial Future for Women
• History: Why the 19th Amendment Did Not Guarantee All Women the Right to Vote
• USA Today: Fact Check - Post Detailing 9 Things Women Couldn't Do Before 1971 Is Mostly Right
• Institute for Women's Policy Research: Gender Wage Gaps Remain Wide in Year Two of the Pandemic
• Institute for Women's Policy Research: Equal Pay Day 2022 - Digging Deeper into This Year's Gender Wage Gap
• Raynes & Lawn: What Is the Lilly Ledbetter Fair Pay Act?

FREE Resources by Save Live Thrive™

• 2022 Goal Setting Workshop Workbook 
• Organize Your Finances Workbook
• Mini Digital Budget Planner

Products & Programs by Save Live Thrive™:

• Digital Budget Planners
• The Budget Pro Spreadsheet
• Wealth Building Bootcamp

Follow on Instagram
Follow on TikTok
Join our Newsletter

Help the Thrive With Money Podcast grow! Follow this link to leave a review.

Music written by Chris Glassman