TIAA Simplified

In this episode you'll learn about a retirement strategy that many miss out on - Taking an In-Service Withdrawal when your older than 59 1/2. It's a strategy that many wish they had taken advantage of immediately after they were eligible. Greg Shepard will share with you 5 reasons you should consider this strategy.

Jump on Greg's calendar to see about improving your TIAA situation.

More episodes found at https://safinancialservices.com/podcast

S&A Financial Services, Inc. is a registered investment

advisor. Content presented is for informational purposes only and should not be

considered as investment advice or as an offer or solicitation for the sale or

purchase of any specific securities, investments, or investment strategies.

Always consult with your tax advisor or attorney regarding your specific

situation.

Scared of a market downturn? Who isn't, right? In this episode, Greg Shepard will share with you how to identify how much risk is in your portfolio and what you can do to lessen the risk and make your portfolio more efficient. Gone are the days where one just arbitrarily agrees to a 70/30 or 60/40 mix of stocks and bonds. With the evolution of technology in the investment advisory world, one can identify how much risk they're willing to take in order to determine the stock / bond ratio in their portfolio.

Jump on Greg's calendar to see about improving your TIAA situation.

Listen to other informative podcasts at www.safinancialservices.com.

S&A Financial Services, Inc. is a registered investment

advisor. Content presented is for informational purposes only and should not be

considered as investment advice or as an offer or solicitation for the sale or

purchase of any specific securities, investments, or investment strategies.

Always consult with your tax advisor or attorney regarding your specific

situation.

(Formally HigherEd Retire Podcast)

In this podcast, your host, Greg Shepard, will discuss rolling over your 403b to an IRA. This accounts for other higher ed accounts as well, such as 457b's and 401a's. You'll learn the following in this podcast...

Scenarios as to when you’d want to rollover your 403b to an IRA….

1. Old employer plan
2. Retired
3. 59 ½ yr old rule

How you go about doing the rollover. Greg will discuss the logistics of the process and how dealing with TIAA can be a headache if you're not familiar with how the process works.

Greg will discuss where to send your money when you request the rollover. You'll learn where Greg custodies his clients accounts as well as a few other vendors he recommends.

Most importantly, learn why you'd want to rollover your 403b to an IRA. Greg will discuss a few reasons as to why it could be advantageous to you and your situation.

Lastly, stay tuned to the end as Greg will entice you with an offer that he hasn't made on any of his podcasts to date.

Resources in the podcast...

https://safinancialservices.com/

TIAA Traditional - Watch OUT!

Age 59 1/2 In-Service Withdrawals

What is Brokeragelink?

📆 Jump on my calendar to see how we can improve your higher ed retirement plan.

S&A Financial Services, Inc. is a registered investment

advisor. Content presented is for informational purposes only and should not be

considered as investment advice or as an offer or solicitation for the sale or

purchase of any specific securities, investments, or investment strategies.

Always consult with your tax advisor or attorney regarding your specific

situation.

In this episode, Greg Shepard will dive into the ins-and-outs of Target Date Funds. Probably unbeknownst to you as an employee, this is most likely where your monthly contributions default to every contribution period. Here, you'll learn

1. What a Target Date Fund is
2. Is there a conflict of interest?
3. What other options you have
4. What options you should choose

Greg Shepard, and advisor at S&A Financial Services, Inc. understands you can get into the weeds with this retirement "stuff." If you're looking for some help, shoot him an email at [email protected] or check out the website at www.safinancialservices.com

Jump on Greg's calendar to see about improving your TIAA situation.

Another great podcast for you is What is BrokerageLink?

More podcast episodes found at www.safinancialservices.com

S&A Financial Services, Inc. is a registered investment

advisor. Content presented is for informational purposes only and should not be

considered as investment advice or as an offer or solicitation for the sale or

purchase of any specific securities, investments, or investment strategies.

Always consult with your tax advisor or attorney regarding your specific

situation.

If you're a KU (University of KS) employee that qualified and will take advantage of the VSIP later this year, then you MUST listen to this podcast episode. In this episode, you'll learn strategies about the VSIP retirement plan that you wont find anywhere else - including at TIAA or ING. Make sure you're armed with all the information before you make irrevocable choices to your retirement plan.

Jump on Greg's calendar to see about improving your TIAA situation.

Other Resources available at www.higheredretire.com

Brokerage Link Podcast

S&A Financial Services, Inc. is a registered investment

advisor. Content presented is for informational purposes only and should not be

considered as investment advice or as an offer or solicitation for the sale or

purchase of any specific securities, investments, or investment strategies.

Always consult with your tax advisor or attorney regarding your specific

situation.

Today, you'll learn why the stock market is skyrocketing during the worst pandemic in modern US history and how politics can come into play.

In this podcast you'll learn...

1. The typical phases of a Bear Market and where we are in the cycle
2. Reasons why the stock market is doing well during this pandemic
3. Economic Outlook (opinion)
4. How to find out your Risk Number

More resources found at www.higheredretire.com

S&A Financial Services, Inc. is a registered investment

advisor. Content presented is for informational purposes only and should not be

considered as investment advice or as an offer or solicitation for the sale or

purchase of any specific securities, investments, or investment strategies.

Always consult with your tax advisor or attorney regarding your specific

situation.

College costs are rising A LOT faster than inflation. Imagine what college could cost 10 years from now. Can you afford it? How do you pay for it? Something's got to give, right? In this podcast, I'll share with you 6 reasons as to why I think the 529 Plan is the best thing going out there to save for college costs. Some topics and questions that I attempt to get to the bottom of....

1. Which 529 Plan should you choose?
2. What happens if your little one doesn't go to college?
3. Who owns the 529 account?
4. What's considered a qualified distribution?
5. Taxes - What you need to know?
6. How is financial aid impacted?

Other resources found at www.higheredretire.com

Great resource for 529 information www.savingforcollege.com

S&A Financial Services, Inc. is a registered investment

advisor. Content presented is for informational purposes only and should not be

considered as investment advice or as an offer or solicitation for the sale or

purchase of any specific securities, investments, or investment strategies.

Always consult with your tax advisor or attorney regarding your specific

situation.

If you’ve ever thought about hiring an advisor or you currently have an advisor you’re working with you may be trying to figure out if they’re doing the right thing or if you even hired the right person. You just generally don’t know how or where to find out this kind of information. If this has crossed your mind, then this podcast will be for you.  You'll learn...

• What fee your financial advisor should be charging you and how he / she should be charging those fees.
• What services your financial advisor should be providing you.
• What types of "financial advisors" are out there and which ones to stay away from.

Jump on Greg's calendar to see about improving your TIAA situation.

More resources and information found at www.higheredretire.com

S&A Financial Services, Inc. is a registered investment

advisor. Content presented is for informational purposes only and should not be

considered as investment advice or as an offer or solicitation for the sale or

purchase of any specific securities, investments, or investment strategies.

Always consult with your tax advisor or attorney regarding your specific

situation.

Today I'll discuss some of the provisions in the 900 page CARES Act that is directed to help those in higher education get through some difficult financial times if impacted by COVID-19. Learn new ways to distribute money from your retirement plan as a distribution or a loan. I'll discuss the tax implications and help you decide which option may be best for your situation.

Other resources found at www.higheredretire.com

S&A Financial Services, Inc. is a registered investment

advisor. Content presented is for informational purposes only and should not be

considered as investment advice or as an offer or solicitation for the sale or

purchase of any specific securities, investments, or investment strategies.

Always consult with your tax advisor or attorney regarding your specific

situation.

One of the most overlooked aspect of retirement planning is Disability Insurance. Some of you may have this option through your employer and some of you don't. Do you know if your employer offers it or not? In this podcast, I'll let you know why Disability Insurance is so important and why it may be the best time to look into it during this COVID pandemic.

More resources available at www.higheredretire.com

S&A Financial Services, Inc. is a registered investment

advisor. Content presented is for informational purposes only and should not be

considered as investment advice or as an offer or solicitation for the sale or

purchase of any specific securities, investments, or investment strategies.

Always consult with your tax advisor or attorney regarding your specific

situation.