First off, Jon and Fintan talk guff [0:00 - 10:54] but it's mercifully brief. Then the chaps are joined by ClearStake CMO Tom Farrell, who Fintan worked with in a past life. Tom discusses... Well, lots of stuff, but onboarding issues, banking issues, open banking, that kind of thing. You get the idea. [10:55 - 54:00]