Total Returns Podcast

Today I'm sharing a relatively new income investment strategy that’s simple, high-yielding, doesn’t require a stock brokerage account (because it’s not in the stock market) and has a super low minimum investment amount. It’s called Peer to Peer Lending or p2p for short.

This Week’s Total Return:

29.79% 17.53% capital gains + 12.26% income yield.

In this episode, you’ll learn:

What is peer to peer (p2p) lending and how it works for investorsThe 3 platforms I’ve personally tested, the type of loans available, the fees, and returns.My favorite p2p platform that has a 4x lower default rate and 4x higher income (and most of the underwriting decisions are made by a robot!)How you can get started in p2p lending today with as little as $25

Links and Resources Mentioned in this Episode

The Income Investors AcademyLending ClubProsperUpstart

Everyone knows there are two ways to make money on stocks you own - capital gains when you sell for more than you bought and income from dividends. But did you know there's a third way that creates cash on demand? Yep, this one's all about selling options for instant income, y'all!

This Week’s Total Return:

31.46% 19.25% capital gains + 12.21% income yield.

In this episode, you’ll learn:

How to trade stock options for income on demand - whether you own the stock or not!The top two option income strategies that every investor can use to increase their short and long-term profits.

Links and Resources Mentioned in this Episode

The Income Investors Academy

Want to be an angel investor like the folks on Shark Tank and get a guaranteed income stream while doing it? This episode is all about turning the VC model on its head by investing in debt instead of equity and being an... Income Angel.

This Week’s Total Return:

30%. 18.86% capital gains + 12.14% income yield.

In this episode, you’ll learn:

What angel investing is and why it only has a 1% success rate when you do it the 'traditional' way.How Title III of the JOBS Act changed things forever by allowing 'non-accredited' investors to invest in private companies.How revenue share and revenue participation deals work.Details of two of my personal, revenue share, Income Angel investments.

Links and Resources Mentioned in this Episode

The Income Investors AcademyWefunderSeedInvestRepublic

Subscribe To & Review the Total Returns Podcast

Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

What's safe like a bond but pays and trades like a high-yield stock? This episode is all about baby bonds aka exchange-traded debt securities. Our secret honey hole of income investing goodness.

This Week’s Total Return:

30.36%. 18.38% capital gains + 11.98% income yield.

In this episode, you’ll learn:

What a baby bond is and how it differs from traditional bonds.Where baby bonds fall in the 'capital stack.'How and where to buy baby bonds and my tips for investing.Risks of investing in baby bonds.The two baby bonds that I own and the ones I have on my watchlist.

Links and Resources Mentioned in this Episode

The Income Investors Academy

Subscribe To & Review the Total Returns Podcast

Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

It's the biggest debate in income investing - high yield vs low yield. In this episode, I’ll share with you why you want to target high yields as long as they can afford those yields. You'll learn how to quickly determine if a company can afford to pay us... now and in the future.

This Week’s Total Return:

32.78%. 20.73% capital gains + 12.05% income yield.

In this episode, you’ll learn:

What a high-yield is... and isn't.The weird, inverse relationship between share price and dividend yield.What a 'dividend trap' is and how to avoid that trip.What happens when a company can't afford its dividend anymore... looking at you, Gamestop.How dividends have performed historically since 1900 (spoiler alert: better than share prices!)The top 5 highest yielding investment strategies we use at the Income Investors.Two quick ways to determine if a company can afford to pay its high-yield now... and in the future.

Links and Resources Mentioned in this Episode

The Income Investors AcademyPersonal Capital

Subscribe To & Review the Total Returns Podcast

Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

Income investing gives us a lot of options when the stock market gets rocky. In this episode, I'll share with you one of the best things about investing for income. That's the ability to give yourself a raise when markets crash. Yep, when other folks are crying at their dinner parties, we're giving ourselves a raise!

This Week’s Total Return:

33.6%. 21.55% capital gains + 12.05% income yield.

In this episode, you’ll learn:

All about cost basis, dividend yield, and yield on cost.The weird, inverse relationship between share price and dividend yield.Exactly how to increase your dividend yield when the share price tanks.How to handle a big drop in a value stock or growth stock (that doesn't pay income) and speed up the time it takes to turn that capital loss into a gain.How to handle the disaster that income investors fear even more than a market crash.

Links and Resources Mentioned in this Episode

The Income Investors AcademyPersonal Capital

Subscribe To & Review the Total Returns Podcast

Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

Income investing is driven by two powerful concepts - dividends and compounding. Listen in to this episode to hear what they are, how they drive your investment income, and ultimately generate wealth.

This Week’s Total Return:

36%. 23.94% capital gains + 12.06% income yield.

In this episode, you’ll learn:

How, why, and when companies pay dividends to shareholders.How Costco gave me a big bonus (and saves us a lot on good vodka).The total income our Income Investors Academy Portfolio produces annually.How compounding works to deliver profits on top of profits.How to say 'I Love You' in Dutch. (I hope.)

Links and Resources Mentioned in this Episode

The Income Investors AcademyPersonal Capital

Susan's Endless Summer Cocktail

2 ounces Vodka3 ounces Pellegrino Limonata.5 ounce fresh squeezed lime/filtered water/steviaFill a highball glass with ice. Add vodka, limonata, and top with a splash of the fresh lime mixture. Enjoy!

Subscribe To & Review the Total Returns Podcast

Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

Income investing requires a completely different mindset. Listen in to this episode to hear the big differences between what we do and what the mainstream financial 'experts' suggest. Because if you do it 'their' way, you're guaranteed to run out of money if you live too long.

This Week’s Total Return:

36.42%. 24.35% capital gains + 12.07% income yield.

In this episode, you’ll learn:

An income investing metaphor - the Tale of Two Farmers.How to calculate yield on cost and give yourself a raise when stocks tank!The 3 main differences between income investing and value or growth investing.The ginormous hypocrisy of Warren Buffet's investment advice.

Links and Resources Mentioned in this Episode

The Income Investors AcademyPersonal CapitalFransua Law - Estate Planning

Subscribe To & Review the Total Returns Podcast

Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

Learn all about the I12 Income Acceleration System of income investing. The simple investment strategy, developed by financial coach Susan Lassiter-Lyons, pays you instant income, gives you raises when markets crash, and beats the S&P 500 returns by more than 400%.

Making money one way is... great. But making money three ways is AWESOME!Susan Lassiter-Lyons

This Week's Total Return:

36.42%. 24.35% capital gains + 12.07% income yield.

In this episode, you'll learn:

The 80/15/5 bucket style of portfolio allocation.The 12 investment strategies that make up the I12 Income Acceleration System.How to 'back door' your way into an IPO to earn income before the company goes public AND get a windfall of profits after it goes public.How to find 'asymmetric' investments that produce high yields without high risk.

Links and Resources Mentioned in this Episode

The Income Investors Academy Personal Capital

Subscribe To & Review the Total Returns Podcast

Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!

Learn all about Total Returns and our I12 Income Acceleration System. The simple investment strategy, developed by financial coach Susan Lassiter-Lyons, pays you instant income, gives you raises when markets crash, and beats the S&P 500 returns by more than 400%

I like the money that my money makes. But I like the money that my money's money makes even more.Susan Lassiter-Lyons

In this episode, you'll learn:

The personal tragedy that led Susan to the big realization that income investing is the way to overcome some past financial mistakes and turbo-charge returns for retirement savings.The two (sometimes three) ways we get paid as income investors that produce Total ReturnsThe #1 problem with value and growth investing and how we eliminate it with our I12 Income Acceleration systemSusan's personal investment goal and a 'financial nirvana' case studyThe only two things that are required to be a successful income investorHow to produce $91k a year income from a portfolio of just $238,000

Links and Resources Mentioned in this Episode

The Income Investors Academy CannaVestorLab

Subscribe To & Review the Total Returns Podcast

Thanks for tuning into this week’s episode of Total Returns! If the info and ideas have helped you in your financial journey, please head over to iTunes, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver great, helpful content, but it will also help us reach even more amazing folks just like you!