Truth in Lending

Grab a bucket of nails and turn up the volume because today we are continuing to build the future. Lindsay Klaassen, Regional Sales Manager for New Home Star Oregon and Hayden Homes, joined us in the studio to answer some pretty big questions in the new construction world. What are builders doing to combat housing shortages? Are builder incentives still a thing? And how have builders been able to maintain profitability with construction costs skyrocketing over the last few years? Tune in for the answers to these questions and so much more!

Welcome to the Truth in Lending Happy Hour! An abbreviated version of our typical podcast episodes. Today we thought we'd bring you the mortgage and real estate news that will put a smile on your face. So, pour a tall glass of Kool-Aid, sit back, and show off those pearly whites for the next fifteen minutes.

Grab a hammer and turn up the volume because today we are building the future with the president of Pahlisch Homes, Dan Pahlisch. We're talking all things new construction in the 2023 housing market from builder profitability, permits, inventory & housing shortages to the skinny on builders and their preferred lenders.

On today's show we're asking ourselves, have we become numb to this new market reality? We're all feeling pretty numb to the new articles, information, rate hikes, and rate improvements. Mortgage loan application volumes have decreased for the third straight week and national home prices continue to increase due to inventory shortages. What does the future hold and what can we do in the meantime to avoid falling asleep to world news and economic changes constantly swirling in the headlines around us? Tune in for some insight from Katie on marketing, a discussion on cashflow from Randy, and some stats from Greg on homebuyers and household debt.

Thanks for tuning into Truth in Lending, the podcast for mortgage people, by mortgage people. Today we're introducing our newest member of the Truth in Lending family, Greg Jackson and learning what irks Randy's potato along with pet peeves we all experience in lending and real estate.

We're back! Thanks for joining us for season three of Truth in Lending, the podcast for mortgage people, by mortgage people. After a couple months off, we've got the lights on and this time somebody is home. Today is May 10th, the long awaited day predicted by the infamous Barry Habib to be when rates would finally drop. Sorry Barry, as much as we'd like to this to be the case, we're just not seeing it. The fed hiked interest rates by .25 back on May 3rd and signaled a pause on hikes...for now. Are we headed in the right direction? Where do things go from here and what are our predictions? Tune in for some insight into soft credit pulls vs. hard credit pulls, a mindset pep-talk from the the multi-talented miss Katie Pelchar, and as always, your weekly mortgage news update.

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. On this week's episode, Tammy Golden of Arch Mortgage Insurance joined us in the studio to bust out some mortgage insurance myths and provide some insight to help you better serve your clients. What are the factors for how much the fee will be? How can I get rid of it? and how do market conditions effect prices? Tune in for some helpful information about the new LLPA's from Katie, and as always, your market updates from the Truth in Lending Mortgage News. 

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Get your pen and paper ready, it’s a podcast takeover today with industry experts Founder & CEO of MBS Live, Matt Graham alongside former Global Head of Mortgages and ABS at Refinitiv and MBS Live Co-Founder, Adam Quinones. Matt and Adam dove deep into all things market related. What are the biggest market movers we should be watching out for? What is the best-practice for locking vs. floating? and How do we become better listeners to what the market is saying? This episode is PACKED with information you're not going to want to miss. 

Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.

Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Get ready to learn all about the Home Energy Score; what you need to know, and how it can impact your business. Local home inspector and owner of Porchlight Home Inspection, John Schwencke, joined us in the studio to dive into the ins and outs on what has been a controversial topic in our area.  

Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.

Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.

Live from the zoom town studios in beautiful Bend, Oregon, it’s Truth in Lending! The podcast for mortgage people, by mortgage people. Today is all about appraisals and we have a very special guest in the studio with us today. Local appraiser Jeff Schluter is here to answer all of our questions about appraisals and believe me, we have a lot of questions. Tune in for a discussion with Randy on the continuous fed rate hikes  and Katie's two-sense on the next big thing blowing up the internet, Chat-GPT. 

Randy Vance NMLS 1455628, Hixon Mortgage Company a subsidiary of American Pacific Mortgage Corp NMLS 1850 Equal Housing Lender.

Katie Pelchar NMLS 1588514, Loan Depot NMLS 174457, Equal Housing Lender.