Tuesday Morning With Justin: Healthcare, Leadership & Life

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Direct Primary Care offers quality healthcare that's accessible, personalized, and often more affordable than traditional medical practices. Justin Futrell shares insights on this alternative healthcare model and answers common questions from listeners about how it works and why it's gaining popularity.

• DPC physicians prioritize patient care over paperwork, creating flexible solutions like Justin's experience getting a throat swab between appointments
• Most DPC providers have networks of specialists who also offer reasonable cash prices for patients
• Cash pay prices can be significantly lower than insurance rates – Justin's example showed a $2,200 MRI through insurance versus $450 cash pay
• DPC providers can prescribe medications in most states, with some even providing limited pharmacy services included in membership fees
• Employers should consider embedding DPC into their health plans to improve employee benefits and potentially reduce healthcare costs

Your company should definitely be thinking about embedding direct primary care into your employer-sponsored health plan. If you liked the episode, please subscribe and give a five-star review.

Music by Alex Lambert.

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Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!

Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits. 

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Direct primary care is revolutionizing the way we think about healthcare, emphasizing quality and accessibility. Justin discusses the benefits of the membership model and the recent legislative support that could expand access to this model.

• Direct primary care centers the patient-physician relationship 
• Emphasis on quality care over quantity 
• New legislation could allow HSAs to fund membership fees 

If you enjoyed the show, please subscribe and leave a five-star review! 

Questions? Just ask!

Music by Alex Lambert.

Support the show

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!

Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits. 

Send us Fan Mail

This episode explores the intricate connection between risk and cost in healthcare, emphasizing how managing risks can lead to significant long-term savings. Through relatable anecdotes and thorough analysis, we highlight the impact of preventative care and the costs associated with neglecting health screenings. 

• Discusses the relationship between risk and cost in healthcare 
• Uses an analogy involving a curling iron to explain risks 
• Differentiates between controllable and uncontrollable health risks 
• Examines alarming compliance data regarding preventative screenings 
• Highlights the consequences of late cancer diagnoses 
• Analyzes the financial implications associated with stage one and stage four treatments 
• Explores the broader workforce impact of employee health 
• Stresses the importance of intentional health risk management 
If you found this episode insightful, please subscribe to our podcast and share your feedback!

Music by Alex Lambert.

Support the show

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!

Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits. 

Send us Fan Mail

Aetna's lawsuit against Radiology Partners sheds light on excessive billing practices in the medical imaging industry, revealing the importance of choosing independent clinics for better pricing and quality. This episode explores the implications for patients and encourages informed choices in their healthcare decisions. 
• Aetna's legal action against Radiology Partners for fraudulent billing practices 
• Exploration of the historical context of Radiology Partners' operations 
• The financial impact on consumers and the importance of independent imaging centers 
• Recommendations for choosing where to get medical imaging 
• Insight into healthcare transparency and the need for consumer advocacy

Music by Alex Lambert.

Support the show

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!

Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits. 

Send us Fan Mail

Can international mail-order prescriptions transform how we handle healthcare costs? Discover the untapped potential of sourcing medications from countries like Canada and Mexico as we explore an emerging trend that’s gaining momentum. Join me, Justin Futrell, your benefit advisor from True North Companies, in this eye-opening episode where we unpack the financial and legal incentives of international pharmacy options. You’ll hear how companies can dramatically slash their pharmacy expenses while offering employees a hassle-free way to save on prescriptions.

Hear the compelling case of a manufacturing firm that reduced its annual pharmacy expenses by a staggering $370,000. By shifting to international mail-order prescriptions, they not only benefited their bottom line but also empowered their employees to save money. Listen as I guide you through the steps companies can take to implement this cost-saving strategy, making it a practical solution for both employers and employees. Tune in to unlock strategies that could transform your approach to prescription drugs and healthcare savings.

Music by Alex Lambert.

Support the show

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!

Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits. 

Send us Fan Mail

Here’s the latest on UHC & Elevance Health (BlueCross). UHC commits to pass through pricing with Optum RX by end of 2028. Who is your Pharmacy Benefit Manager? Optum RX is a profit puppy for UnitedHealth. Are you confident they are helping you get the highest value outcome?

Updates on quarterly earnings report from Elevance (BlueCross) as well. 

Want to find out if your company is overspending on healthcare? 

Music by Alex Lambert.

Support the show

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!

Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits. 

Send us Fan Mail

Here is your quick refresher if you have a Health Savings Account or Flexible Spending Account. 

Which one is your money indefinitely? HSA. 

Which one is “use it or lose it”? FSA. 

If you have an FSA you likely have a grace period through March to use your funds. When in doubt go to FSAstore.com to find eligible purchases. Think of it like the Amazon of IRS eligible items. 

Music by Alex Lambert.

Support the show

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!

Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits. 

Send us Fan Mail

When you learn about a problem, what do you do next? Likely identify “who is involved?” 

The US Healthcare system is a problem. It’s costly for you and me (the users of healthcare). It’s costly for our employers (who generally pay 70% of premium). Who are the winners?

Today I want to focus our attention on insurance companies. They are just one of the pieces to the puzzle of our healthcare. The question I want to reflect on today is “How have things changed since Jan 1, 2010 as we think about the implementation of the Affordable Care Act. 

Since 2010, Median housing is up 50%. The DOW is up 250%. 
Elevance Health (BlueCross BlueShield) has seen a stock price increase north of 650%. 
United Health Group (UHC) has enjoyed a 2,118% increase. 

Does that cause any concern? 

Good news: our team is having success eliminating 20-25% of waste within the health plan for companies and their people. 

Are insurance companies the only problem? Absolutely not. That said, it is worth considering who is benefiting the most from our current US Healthcare System. 

Music by Alex Lambert.

Support the show

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!

Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits. 

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Saturday November 16 is Justin’s 7th annual fundraiser for clean water. Want to participate?

1) Walk for Water - Nov 16, wherever you are in the world 🌍, walk 1 mile with an empty bucket, then 1 more mile with a bucket full of water. 
“Put yourself in someone else’s shoes”👟 
Tag @TanzaniaWaterFund and #WalkforWater on social media. 

2) Do pull-ups - “Pull-ups are hard, it’s also hard to live without access to clean water.” Help us raise awareness! #PullupsforTanzania

3) Donate - Every $30 brings another family clean water. 💧 https://tanzaniawaterfund.org/donate

Together, we are impacting 65,000 people over the last 6 years. 14 villages, 14 deep water wells with solar powered ☀️, sustainable projects. Each village also has a 16 month community development program surrounding the project! 

Find A Way!

Music by Alex Lambert.

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!

Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits.

Send a text

In this conversation with Justin Futrell, a self-funded benefits advisor at True North Companies, we explore how innovative strategies in healthcare can drive down costs and improve outcomes. Justin shares real-world examples of how employers are transforming their healthcare offerings by leveraging data, direct contracting, and creative incentives. From reducing gaps in care to finding more affordable treatment options, these practical solutions empower both employers and employees. 

Listeners will gain actionable takeaways on how to create a more cost-effective and impactful healthcare plan. Whether you're a business leader looking to save millions or simply curious about the future of employee benefits, this episode offers a fresh perspective on managing healthcare and creating meaningful change in the workplace. I'm Sasha Gribov. Thank you for listening!

Music by Alex Lambert.

Contact Justin via text 740-525-5259 or via email [email protected]

I welcome the opportunity to hear your feedback from this episode!

Thanks again to my musically gifted friend Alex Lambert for the music. Also thanks to Kevin Asehan for the edits.