Two Cents

Thanks to our newest sponsor, @glassdoor ! To learn how Hannah found out she was underpaid $25,000, as well as the top 3 tips she recommends so that you don't find yourself in a similar situation this year, connect with her on Glassdoor here 👉 https://bit.ly/4g8PnF8

The episode you’ve been waiting for: How much did we make from our channel, @SalaryTransparentStreet in 2024? 

We’re opening up our books and sharing:
- How much we made in 2024
- Where do our sources of revenue come from
- What our expenses are, from largest to smallest
- Our net profit after deducting our expenses

What questions do you have? Let us know below! 

And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Resources mentioned in the episode:
- Our accountants, Financial Design: https://www.financialdesign.co/
- Our 2023 Revenue breakdown: https://youtu.be/_qCr15c3Ulw?si=U6FTzpcHLGopvdB7
- Our Salary Database: https://www.salarytransparentstreet.com/salary-database
- Our Transparent Job Board: https://www.salarytransparentstreet.com/jobs

Brought to you by  @SalaryTransparentStreet  
Podcast edited by Amanda Deisler (https://www.amandadeisler.net/)
Graphics designed by Nhu Nguyen Dowling (https://www.brandnhu.com/)

Follow STS on all socials @SalaryTransparentStreet
Follow Hannah on IG @thatmoneystreetgirl, TikTok @hannahwill3ams
Follow James on IG @sts.bts

Chapters:
0:00 Welcome 💚
0:43 Thanks to our sponsor, Glassdoor!
1:40 STS revenue flashback
2:50 Gross revenue
3:52 Revenue breakdown
6:06 Which social platform pays us the most?
10:28 What were our expenses?
14:23 Check out our database and job board!
17:50 Net profit
18:30 "This money is going to run out by ____"
20:53 SHARE YOUR TWO CENTS
⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 
⁠⁠⁠⁠#twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #paytransparency

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

When the unexpected strikes, what are your rights as a worker? Join us as we uncover the stories, legal protections, and resources every employee needs to know if they're affected by a natural disaster.

Your safety should always come first—let’s talk about how to protect it!

AD 💚 Thanks to our newest sponsor, Glassdoor! To learn how Hannah found out she was underpaid $25,000 and the top 3 tips she recommends so that you don't find yourself in a similar situation this year, connect with her on Glassdoor here!

For workers in California:
- How to file a retaliation/discrimination complaint
- How to file a workplace safety complaint
- Apply for disaster unemployment assistance
- Small business administration assistance
- Apply for equipment and instrument replacement with Guitar Center
- Grey Staffing LLC

For all workers:
- Workers' rights to refuse dangerous work
- Common frauds and scams in natural disaster fallout
- How to file a relation/discrimination complaint

If you're financially able, please consider donating to the fundraiser set up by our friends, Course Studio, who are matching all donations up to $3,000 to support LA firefighters and the LA Regional Food Bank.

And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Brought to you by  @SalaryTransparentStreet  
Podcast edited by Amanda Deisler (https://www.amandadeisler.net/)
Graphics designed by Nhu Nguyen Dowling (https://www.brandnhu.com/)

Follow STS on all socials @SalaryTransparentStreet
Follow Hannah on IG @thatmoneystreetgirl, TikTok @hannahwill3ams
Follow James on IG @sts.bts
⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 
⁠⁠⁠⁠#twocentspodcast #salarytransparentstreet #twocentspod #howmuchdoyoumake #salarytransparency #paytransparency

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

Relive the best of 2024 with us!

In this episode, we're taking a trip down memory lane, sharing our favorite moments, interviews, and some wholesome perspectives on the experience.

Tune in for exclusive behind-the-scenes takeaways, and reminisce with us!

And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

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Edited by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠⁠⁠

Episode breakdown:

0:45 Our favorite interviews of 2024

2:35 Honorable mention #5 https://www.instagram.com/reel/DCUX0DKxEtN/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA==

4:26 Honorable mention #4 "Hi salary!" https://www.instagram.com/reel/C-NswMoxZXR/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA==

5:27 Honorable mention #3

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

Happy New Year! In this episode of Two Cents, we're sharing our goals for 2025. 🍾

From personal resolutions to professional aspirations for this podcast and Salary Transparent Street, 2025 is going to be a major year for us, with lots of changes on the horizon.

Watch or listen to get the inside scoop!

What are your new year's goals? Let us know in the comments!

And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Thanks to our newest sponsor, Public! Learn more at Public.com/STS

*A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

🍎 Clearing teacher's lists video

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• ​

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

In this episode of Two Cents, we discuss the "not so shocking" UnitedHealthcare CEO case and what it reveals about pay inequality in the healthcare industry between executives and medical professionals.

James shares his own experience navigating healthcare without insurance, and Hannah breaks down her research into healthcare CEO backgrounds and whether or not their pay represents their skillsets.

What are your thoughts on pay in the healthcare industry? Let us know in the comments!

And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Thanks to our newest sponsor, Public! Learn more at Public.com/STS

*A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

Got money trauma? So do we!

In this episode of Two Cents, hosts Hannah Williams and James Daniels break down their biggest money traumas and where those issues stem from.

Plus, they break down how they work together as a couple to combat negative side effects and keep each other in check.

What money trauma do you have? Let us know in the comments!

And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Thanks to our newest sponsor, Public! Learn more at Public.com/STS

*A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

In this episode of Two Cents, we tackle one of the most controversial questions surrounding salary transparency: Can you get fired for sharing your pay?

We share a recent true story from our Salary Transparent Street interviews, including what happens when employers see their workers on camera.

Plus, we discuss the importance of knowing your rights, when to be cautious about transparency, and why we built our salary database (link below).

Whether you're considering speaking up about your pay or just curious about the impact of salary transparency, this episode is packed with real stories and actionable advice. Don't miss it!Explore our salary database: https://www.salarytransparentstreet.com/salary-database

Can you legally talk about your pay? Find out: https://youtu.be/7lslNDhlI3M?si=WrT39JqREnCx3N0t

Check out our 2024 Spotify Wrapped: https://www.instagram.com/p/DDLCT_VJu8d/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA==

And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Thanks to our newest sponsor, Public! Learn more at Public.com/STS

*A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

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• ​

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

In this episode of Two Cents, James shares exciting news, and we dive into the dynamics of being a breadwinner, looking back at our earnings over the past 7 years of our relationship for reference.

We debate how couples should split finances and explore the importance of honesty about big financial decisions. From navigating combined finances in marriage to the pressures of the breadwinner label, we discuss it all.

And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Thanks to our sponsor, Public! Learn more at Public.com/STS

A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

Welcome to our financial roast! 🦃

From bulk ordering woes and forgetful spending to costly orthodontic journeys and unexpected money pits, we "thoughtfully" roast each other's financial habits.

Hannah shares her struggles with remembering expenses (and losing $3,000 on orthodontics), while James reflects on unhealthy habits and his costly love for motorcycles!

Our goal? To reflect on our money values, address financial trauma, and work together to improve our worst financial habits. 🤝

Don’t miss this honest, relatable (and slightly embarrassing) look at how we navigate money as a married couple.

👉 What’s your worst financial habit that you'd like to improve in the new year? Let us know in the comments!

And if you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Thanks to our newest sponsor, Public! Learn more at Public.com/STS

A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

The 2024 election is over...now what?

In this episode, Hannah and James break down what’s next for your wallets by exploring the election's impact on the economy, particularly tariffs, taxes, housing, and jobs.

We'll cover which items might become more expensive, how mortgage rates are reacting, and what you can do to set yourself up for success in the job market.

Thank you so much for tuning in! If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

And thanks to our newest sponsor, Public! Learn more at Public.com/STS

A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

Follow Salary Transparent Street:

• ​⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠
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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠