Ever wondered how much it really costs to have a multi-pet household?

In this episode of Two Cents, we break down the expenses of caring for our four furry family members—two dogs and two cats. From adoption fees and insurance to the monthly food bill and those inevitable surprise vet visits, we’ll dive into the real price of pet ownership.

Whether you're a pet parent or thinking of becoming one, tune in to get a transparent look at the financial side of life with four paws...times four!

Thank you so much for tuning in! If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

And thanks to our newest sponsor, Public! Learn more at Public.com/STS

A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

In this highly anticipated episode, we dive into our $605,000 home-buying journey. 🏡

You won't want to miss this if you're considering a home purchase or simply curious!

We break down why we decided it was the right time to buy and all the financial details, including how much we really spent using the VA Home Loan and why we're paying $300K more than our home value.

We'll also share what we learned from putting $30K into the property, our regrets, and yes—even the part where we discovered our house is sinking. We wrap up with some tips and recommendations to help you save on interest and pay off your home faster.

Thank you so much for tuning in! If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

And thanks to our newest sponsor, Public! Learn more at Public.com/STS

A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

Happy Halloween! 🎃

In this spooky episode, we're sharing some of our workplace horror stories!

From creepy critters in espresso machines to injuries on the job, we've experienced a lot in our careers. Tune in to hear what we learned from these experiences and why it's so important to know your rights in the workplace (HINT: protect yourself)!🦇

If you liked this episode, we’d greatly appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Thanks to our newest sponsor, Public! 🎉 Learn more at Public.com/STS

A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

An established tech boot camp asked us to do something unethical, and we're spilling the tea.

From how much we gave up on this brand deal to exposing other street interviewers for betraying the trust of their followers, we're spilling the tea and giving you our two cents on how to protect yourself from scammy street interviewers.

If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Thanks to our newest sponsor, Public! Learn more at Public.com/STS

A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

We get asked how much we make all the time! So we're taking it a step further and sharing not just how much we make but also where those different income streams come from, our various expenses, and more!

If you liked this episode, we’d appreciate it if you gave us a follow and a review! Thanks, H & J 💚

Thanks to our newest sponsor, Public! Learn more at Public.com/STS

A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. High Yield bonds carry greater risk of default. See https://public.com/disclosures/bond-account to learn more.

Links:

🍋🐶 ⁠Lemonade⁠

🌴 ⁠Register for Coral Gables Workshop⁠

💚 ⁠Register for Richmond Workshop⁠

🫖 ⁠Register for Boston Workshop⁠

🏛️ ⁠Register for Georgetown Workshop⁠

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

It’s our wedding anniversary! 💍🥰

To celebrate, we’re finally answering your burning questions about our wedding, and giving you the backstory behind all our financial decisions on our special day.

Tune in to hear why people thought we got ripped off by our photographer, what we regretted spending on, how we cut costs on our favorite things, and what we have to say to the haters. ☕️

If you’re married, how much did you spend on your wedding? Let us know in our community poll!

And if you liked this episode, we’d appreciate if you gave us a follow and a review! If you have any questions, please don’t hesitate to send us an email at [email protected]. Thanks! 💚

Link to original video 💒

Links to all our wedding vendors:

Photography: Nicole Simensky

Dress: Lulu’s

Suit: Men’s Wearhouse

Venues: Gravelly Point, Spider Kelly’s

Macaron Tower: Sweets By Caroline

Bouquet: Etsy

Temporary tattoos: Etsy

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Edited by ⁠⁠⁠Amanda Deisler⁠⁠⁠

Graphics by ⁠⁠⁠Nhu Nguyen

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

Tune in to hear our two cents on this important question: Is college worth it?

Plus, we break down how we almost missed our flight on a recent tour stop, what we learned at the IBEW International Women's Conference (you'll want to hear this 🤔), and nontraditional jobs you can do without a college degree.

🎠 Watch our interviews from The Big E here.

💡 Explore roles with the IBEW here.

🤳 Listen to our social media best practices here.

0:00 Intro

1:14 Recapping The Big E

4:11 This was the most nerve-wracking experience...

9:29 "Our plane leaves in an hour" 😳

16:55 Recapping IBEW International Women's Conference

20:00 Why is union pay different?

21:50 If we weren't doing this, we'd be...

23:19 How women are different than men

26:10 More people should be looking into this

26:52 Other jobs you can do without a degree

35:15 Is college worth it?

We want to hear your two cents! Leave us a comment on YouTube or Spotify, or send us an email at [email protected] 💚

If you liked this episode, please leave a review, and share this episode with your friends!

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Edited by ⁠⁠Amanda Deisler⁠⁠

Graphics by ⁠⁠Nhu Nguyen

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

In this episode, we give our two cents on whether purchasing WNBA season tickets was worth the investment and share our experience as fans.

Plus, we react to the salaries of this year's presidential candidates, discussing what their earnings reveal about their budgets (and character).

Tune in for a candid discussion on the intersection of sports, money, and politics!

We want to hear your two cents! Leave us a comment on YouTube or Spotify, or send us an email at [email protected] 💚

If you liked this episode, please leave a review, and share this episode with your friends!

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Follow James:

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Edited by ⁠Amanda Deisler⁠

Graphics by ⁠Nhu Nguyen

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Follow James:

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Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

In this lighthearted episode, we're kicking off our tour with some of our favorite tales from past tours!

Hear how we got stranded on a highway during rush hour, why Vegas is the worst state we've done interviews in, our run-ins with celebrities, and more!

We want to hear your two cents! Leave us a comment on YouTube or Spotify, or send us an email at [email protected] 💚

If you liked this episode, please leave a review, and share this episode with your friends!

Follow Salary Transparent Street:

• ⁠⁠Instagram⁠⁠
• ⁠⁠TikTok⁠⁠
• ⁠⁠YouTube⁠⁠
• ⁠⁠Facebook⁠⁠
• ⁠⁠Snapchat⁠⁠

Follow Hannah:

• ⁠⁠Instagram⁠⁠
• ⁠⁠TikTok⁠⁠
• ⁠⁠LinkedIn⁠⁠

Follow James:

• ⁠⁠Instagram

Edited by Amanda Deisler

Graphics by Nhu Nguyen

Follow Salary Transparent Street:

• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Snapchat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow Hannah:

• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow James:

• ⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠

In this episode, we dive into the looming senior care crisis every American should be ready for and expose how costly senior living can be. Plus, we share our top tips for kicking off your social media journey—and we have a special announcement at the end!

⁠Follow Grandma Droniak on TikTok⁠

We want to hear your two cents! Leave us a comment on YouTube or Spotify, or send us an email at [email protected] 💚

If you liked this episode, please leave a review, and share this episode with your friends!

Follow Salary Transparent Street:

• ⁠Instagram⁠
• ⁠TikTok⁠
• ⁠YouTube⁠
• ⁠Facebook⁠
• ⁠Snapchat⁠

Follow Hannah:

• ⁠Instagram⁠
• ⁠TikTok⁠
• ⁠LinkedIn⁠

Follow James:

• ⁠Instagram

Edited by ⁠Amanda Deisler⁠

Graphics by ⁠Nhu Nguyen⁠

Follow Salary Transparent Street:

• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Snapchat⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow Hannah:

• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠
• ​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Follow James:

• ⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Edited by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Amanda Deisler⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Graphics by: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Nhu Nguyen⁠⁠⁠⁠⁠⁠⁠