Two Guys One Show

Welcome to the mixtape aka the Side Episode aka all the things we wanted to talk about but couldn't on the main show. On this week's Side Show we talk about 'micro aggressions' and the experiences we've had with them in our own lives. Want more? Check out BuzzFeed's 21 micro-aggressions. In Feedback and Follow-up we clear up a few items from Episode 82 thanks to our listeners. We offer two perspectives on how to respond when your girlfriend wants the password to your phone. We provide tips for successfully navigating salary negotiations. Lastly, but also completely unrelated to personal phone privacy, we share our thoughts on the whole Ashley Madison expose.

Contact Us:

www.twoguysoneshow.com

@TGOSPodcast, @IAmRichJones

www.ask.fm/twoguysoneshow

tgospodcast at gmail dot com

We’re on Soundcloud! It’s a cool new way to interact with the show at specific time markers and segments. We’ll be shouting out listeners that leave comments there.

Find us on Facebook.com/TwoGuysOneShow.  Thanks for your continued support!

We’re on ask.fm/TwoGuysOneShow. If you have questions for us that you don’t wanna send via email (because you wanna remain super anonymous), you can ask via our Ask.FM page. Our only request: Please be respectful.

Two Guys One Show now has a phone number for voicemail! You can reach us at 802-455-TGOS (8467)

Is it possible to know everything? Millennials seem to think so, but are they wrong? Next, TGOS discusses why the key to a successful job search might actually be a termination date. Not convinced all debt matters, yet? Well, a new study shows how high debt levels may hold you back from committed relationships and even marriage. Unfortunately, the battle to manage your finances doesn't end at the alter. Even after marriage, "couples who argued over finances several times a week were more than 30 percent more likely to divorce than those who only did so less than once a month." Listen to this week's show to hear how your spouses debt before marriage impacts you after marriage in the eyes of the law.

Contact Us:

www.twoguysoneshow.com

@TGOSPodcast, @IAmRichJones

www.ask.fm/twoguysoneshow

tgospodcast at gmail dot com

We’re on Soundcloud! It’s a cool new way to interact with the show at specific time markers and segments. We’ll be shouting out listeners that leave comments there.

Find us on Facebook.com/TwoGuysOneShow.  Thanks for your continued support!

We’re on ask.fm/TwoGuysOneShow. If you have questions for us that you don’t wanna send via email (because you wanna remain super anonymous), you can ask via our Ask.FM page. Our only request: Please be respectful.

Wanna donate to the show? Not sure what the hell this is about? Visit our donation page for more info. 

Two Guys One Show now has a phone number for voicemail! You can reach us at 802-455-TGOS (8467).

In Top of Mind, WIM discusses a recent (life or death?) dog scare: when allergies attack. TGOS asks: Is Tinder really ushering in the Dating Apocalypse? Which is broken, Millennial men or marriage? Why are Millennial men taking so long to marry, or not marrying at all?

In Feedback and Follow-up, we answer questions on when you should use a resume writer and tips for choosing the right service; and how to remove inaccurate and negative information from your Credit Report. Warning: it isn't easy (or fun).

Contact Us:

www.twoguysoneshow.com

@TGOSPodcast, @IAmRichJones

www.ask.fm/twoguysoneshow

tgospodcast at gmail dot com

We’re on Soundcloud! It’s a cool new way to interact with the show at specific time markers and segments. We’ll be shouting out listeners that leave comments there.

Find us on Facebook.com/TwoGuysOneShow.  Thanks for your continued support!

We’re on ask.fm/TwoGuysOneShow. If you have questions for us that you don’t wanna send via email (because you wanna remain super anonymous), you can ask via our Ask.FM page. Our only request: Please be respectful.

Two Guys One Show now has a phone number for voicemail! You can reach us at 802-455-TGOS (8467)

We'll be reaching out to MeetEarnest soon for a possible interview and to answer your refinancing and debt consolidation loan questions. On the Debt Management front, we spend the majority of this week's show discussing the pros and cons of debt consolidation loans, and what things you should consider before choosing a: 1) Consolidation Loan; 2) Credit Card Balance Transfer; or 3) Refinance Loan. We also discuss other things to consider before you choose one or all of these methods when it comes to your credit report and credit score.

#TGOS Tip: Before you rush into that "low introductory balance transfer" credit card offer, slow down and consider these 5 following things:

1. Most credit card balance transfers will charge an upfront fee of 3-5% percent (or more)
2. Will you be able to transfer your entire credit card balance or just a portion?
3. APR is an annual rate. Be sure to divide your APR by 12 (or review your last few statements) to get a better idea of how much interest you're actually paying each month.
4. Is your monthly interest greater than or less than the amount you'll pay to transfer the balance (3-5% x the balance you plan to transfer)?
5. Will you be able to pay off the balance before the low introductory rate expires? If no, will your new APR be higher/lower than your current APR?

Remember, you may be best served by staying with your current credit card(s) and paying as much over the minimum payment as you can than making the balance transfer. Exception: if you have an opportunity to do a 0% interest balance transfer with ZERO fees? Take the deal!

Contact Us:

www.twoguysoneshow.com

@TGOSPodcast, @IAmRichJones

www.ask.fm/twoguysoneshow

tgospodcast at gmail dot com

WE NEED YOUR HELP! Submit your debt or refinance questions for Earnest this week through our Contact Us page.

We’re on Soundcloud! It’s a cool new way to interact with the show at specific time markers and segments. We’ll be shouting out listeners that leave comments there.

Find us on Facebook.com/TwoGuysOneShow.  Thanks for your continued support!

We’re on ask.fm/TwoGuysOneShow. If you have questions for us that you don’t wanna send via email (because you wanna remain super anonymous), you can ask via our Ask.FM page. Our only request: Please be respectful.

Two Guys One Show now has a phone number for voicemail! You can reach us at 802-455-TGOS (8467).

In Top of Mind, WIM takes issue with Generation 'Participation Trophy' and Generation 'Politically Correct.' "We're becoming baby lotion soft!" - Old Wim, Washed Chronicles, Volume 1. It wasn't a good week for tech companies:

• Zirtual reminds us all why your resume should always be up-to-date and to hope for the best, but plan for the worst...
• Is Amazon's notoriously harsh work environment the exception or the rule?
• TGOS wonders, has anyone been hired thanks to CareerBuilder or Monster.com? #SeriousQuestion

No WIMRant this week, but when it returns it shall return from the depths with the anger of a 1000 Kraken!

Contact Us:

www.twoguysoneshow.com

@TGOSPodcast, @IAmRichJones

www.ask.fm/twoguysoneshow

tgospodcast at gmail dot com

We’re on Soundcloud! It’s a cool new way to interact with the show at specific time markers and segments. We’ll be shouting out listeners that leave comments there.

Find us on Facebook.com/TwoGuysOneShow.  Thanks for your continued support!

We’re on ask.fm/TwoGuysOneShow. If you have questions for us that you don’t wanna send via email (because you wanna remain super anonymous), you can ask via our Ask.FM page. Our only request: Please be respectful.

Two Guys One Show now has a phone number for voicemail! You can reach us at 802-455-TGOS (8467).

We will be interviewing Earnest, a company specializing in loan and refinancing services, in the next few weeks about tips for living #DebtFree and why you should consider investing with them over other peer-to-peer and consolidation services. If you have a question you'd like covered, please use or ask.fm/TwoGuysOneShow or email us. On this week's show we discuss the pros/cons of High Deductible Health Plans and how to best use Health Savings Accounts (HSAs) or Flex Savings Accounts (FSAs) to lower your taxable income and reduce your out of pocket health costs. We also review an article on why "your next dollar should go to your HSA instead of a 401k" and some benefits to investing in one or both types of accounts as you have to begin considering health costs and retirement investment decisions.

Contact Us:

www.twoguysoneshow.com

@TGOSPodcast, @IAmRichJones

www.ask.fm/twoguysoneshow

tgospodcast at gmail dot com

WE NEED YOUR HELP! Submit your debt or refinance questions for Earnest this week through our Contact Us page.

We’re on Soundcloud! It’s a cool new way to interact with the show at specific time markers and segments. We’ll be shouting out listeners that leave comments there.

Find us on Facebook.com/TwoGuysOneShow.  Thanks for your continued support!

We’re on ask.fm/TwoGuysOneShow. If you have questions for us that you don’t wanna send via email (because you wanna remain super anonymous), you can ask via our Ask.FM page. Our only request: Please be respectful.

Two Guys One Show now has a phone number for voicemail! You can reach us at 802-455-TGOS (8467).

The Side Episode opens with a Cold 16 from the Washed Chronicles Mixtapes Series. TGOS wonders why women don't know that men do it with "one hand." We had plenty Feedback & Follow-up to catch up on this week. From Twitter, we cover everything from vesting at your job to when it might actually be better to not pay off your debts. In the emails, listeners ask for advice on how to look best to recruiters; surviving the freelance writer struggle; and why does WIM Tweet so much about falling off and being washed? It's so cooold in the D!

Contact Us:

www.twoguysoneshow.com

@TGOSPodcast, @IAmRichJones

www.ask.fm/twoguysoneshow

tgospodcast at gmail dot com

WisdomIsMisery.com has been updated.

We’re on Soundcloud! It’s a cool new way to interact with the show at specific time markers and segments. We’ll be shouting out listeners that leave comments there.

Find us on Facebook.com/TwoGuysOneShow.  Thanks for your continued support!

We’re on ask.fm/TwoGuysOneShow. If you have questions for us that you don’t wanna send via email (because you wanna remain super anonymous), you can ask via our Ask.FM page. Our only request: Please be respectful.

Two Guys One Show now has a phone number for voicemail! You can reach us at 802-455-TGOS (8467).

We're back! After a week long hiatus, TGOS returns. Upcoming show topics will cover: Health Savings Accounts (HSAs) versus Flex Savings Accounts (FSAs); when a High Deductible Health Plan is the right plan; WIM completes the first draft of his #DebtFree book; the Pros/Cons of Consolidated Loans versus Credit Card Balance Transfers; and TGOS discusses some upcoming interviews and co-hosts we will be working with. However, this week's main show focuses on Rich's trip to Ft. Worth Texas, for Podcast Movement 2015.

Contact Us:

www.twoguysoneshow.com

@TGOSPodcast, @IAmRichJones

www.ask.fm/twoguysoneshow

tgospodcast at gmail dot com

WisdomIsMisery.com has been updated.

We’re on Soundcloud! It’s a cool new way to interact with the show at specific time markers and segments. We’ll be shouting out listeners that leave comments there.

Find us on Facebook.com/TwoGuysOneShow.  Thanks for your continued support!

We’re on ask.fm/TwoGuysOneShow. If you have questions for us that you don’t wanna send via email (because you wanna remain super anonymous), you can ask via our Ask.FM page. Our only request: Please be respectful.

Two Guys One Show now has a phone number for voicemail! You can reach us at 802-455-TGOS (8467).

This week's Side Episode is filled with plenty of side dishes. Topics cover everything from the impact the #SandraBland case has had on us and our various social circles; an off-the-cuff 'review' of #Sharknado3; Drake vs Meek Mill; and what it's like raising a dog in a Dog Eats Dog World. On behalf of TGOS, Rich will attend Podcast Movement 2015. We discuss what we hope to gain from attending and why others have chosen not to go. On debt management, Rich covers how bad decisions got him in debt but how positive decisions--and lessons learned--are helping him climb out of debt. From our ask.fm account:

•  I'm currently seeking a job in a completely different field than I'm in now and I have some reservations about updating my LinkedIn profile to show my qualifications for the job I'm pursuing due to having current supervisors as connections. Should I update it anyway, or stick the resume route?
• How did you get into supervising/management? Was it something you actively pursued or was it just part of the natural progression of your position?
• Do your parents know how much money you make?
• Just got my first credit card after hearing yalls episode on it. My question: I can pay in full every month on it, should I or should I not?

WE'RE OFF NEXT WEEK but thank you for the continued downloads and support. Be sure to drop us a 5 star review if you've been enjoying the weekly shows. Here's a link on how to do so if you haven't already.

Contact Us:

www.twoguysoneshow.com

@TGOSPodcast, @IAmRichJones

www.ask.fm/twoguysoneshow

tgospodcast at gmail dot com

WE'RE OFF NEXT WEEK! Be sure to catch up on all episodes at Soundcloud.com/TwoGuysOneShow

For more info and background on WIM, WisdomIsMisery.com has been updated.

We’re on Soundcloud! It’s a cool new way to interact with the show at specific time markers and segments. We’ll be shouting out listeners that leave comments there.

Find us on Facebook.com/TwoGuysOneShow.  Thanks for your continued support!

We’re on ask.fm/TwoGuysOneShow. If you have questions for us that you don’t wanna send via email (because you wanna remain super anonymous), you can ask via our Ask.FM page. Our only request: Please be respectful.

Two Guys One Show now has a phone number for voicemail! You can reach us at 802-455-TGOS (8467).

Pay off debt or save for retirement resulted in a lot of questions and feedback this week. We follow-up here and on the next Side Episode. TGOS provides a helpful process map from the NYTimes to answer the age old Millenial question: should you buy or rent? Next week, we discuss the importance of managing debt when you're single and how debt can impact the success of your future relationships. On #CareerAdvice, "what do successful people do differently?" Rich reviews 11 things highly-productive people do that keeps them ahead of the pack.

Contact Us:

www.twoguysoneshow.com

@TGOSPodcast, @IAmRichJones

www.ask.fm/twoguysoneshow

tgospodcast at gmail dot com

WE'RE OFF NEXT WEEK! Be sure to catch up on all episodes at Soundcloud.com/TwoGuysOneShow

For more info and background on WIM, WisdomIsMisery.com has been updated.

We’re on Soundcloud! It’s a cool new way to interact with the show at specific time markers and segments. We’ll be shouting out listeners that leave comments there.

Find us on Facebook.com/TwoGuysOneShow.  Thanks for your continued support!

We’re on ask.fm/TwoGuysOneShow. If you have questions for us that you don’t wanna send via email (because you wanna remain super anonymous), you can ask via our Ask.FM page. Our only request: Please be respectful.

Two Guys One Show now has a phone number for voicemail! You can reach us at 802-455-TGOS (8467).