This week we dip into the Sea Change Radio archives to re-explore two discussions about charitable giving. First, we speak with Tyeshia “Ty” Wilson, the Director of Engagement at a nonprofit called Philanthropy Together whose mission is to advance charitable giving that is people-centered and equitable. We learn all about giving circles, how her organization facilitates them, and the importance of Black-led collective giving. Then we turn our attention to learn more about the financial instrument known as a donor advised fund or DAF, from journalist Alex Kotch. We examine the role of DAF fiduciary sponsors, particularly big investment firms like Fidelity, Vanguard, and Schwab and explore the question of who should be held accountable when a donor advised fund facilitates donations to red-flagged hate groups.