In this blockchain-themed UNAJUA series instalment, Citi Group's Ronit Ghose talks about how mobile telcos are eagerly peddling digital banking services— disrupting traditional financial corporations in the process. Ronit also explains how blockchain tech is poised to upend mobile payment norms, ushering in a decentralised contract dispensation.

Ronit Ghose is the Global Head of Banking, Fintech, and Digital Assets for Citi Global Insights (Citi Group). Ronit is also the lead author of the Citi Global Perspectives & Solutions (Citi GPS) insights platform. He advises Pan-African VC, Launch Africa Ventures and talent search startup Remotexec, and sits on the Centre for Finance, Technology and Entrepreneurship (CFTE) advisory board.

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