UnCommon Cents

In this episode of UnCommon Cents I talk with Estate Attorney Nicole Loughlin of Loughlin Law P.A. about the importance of Guardianship and Estate Planning and avoiding pitfalls so you can have an opportunity to have peace of mind that you, your kids and your estate will be honored by your wishes.

Disclaimer Loughin Law: This podcast contain general information which is not intended to be specific legal advice. If you need specific legal advice, please seek advice from a licensed attorney 

Disclaimer SmartPlan Investing: This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This website is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The American Dream Experience presentation is based on the views of Matson Money, Inc. Other persons may analyze investments and the approach to investing from a different perspective than that reflected in this presentation. Nothing included In the American Dream Experience is intended to imply that the approach to investing espoused in this presentation will assure any particular investment results. All investing involves risks and costs. No investment strategy, including asset allocation and diversification strategies, can ensure peace of mind, guarantee profit, or protect against loss.

In this episode, my guest and I discuss several options for saving for college or for a Child's future.

We discuss:
 FL Prepaid / 529 Savings
Coverdell ESA & UGMA/UTMA
and more...

How much do you need to saving in a 529 plan? Check out this College Savings Calculator here. 

You can reach me or one of my team members at 561-744-9516

Visit us online at www.UnCommon-Cents.com

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The thoughts and opinions of guests do not nessasarry represent the ideas of SmartPlan Investing. You should seek professional advice on any subject matter. 

Any securities mentioned are no a recommendation, for recommendations seek advice from a professional. 

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS

© 2020 SmartPlan. All rights reserved. 

In this episode, my guest and I discuss several options for saving for college or for a Child's future.

We discuss:
 FL Prepaid / 529 Savings
Coverdell ESA & UGMA/UTMA
and more...

How much do you need to saving in a 529 plan? Check out this College Savings Calculator here. 

You can reach me or one of my team members at 561-744-9516

Visit us online at www.UnCommon-Cents.com

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not gua

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The American Dream Experience presentation is based on the views of Matson Money, Inc. Other persons may analyze investments and the approach to investing from a different perspective than that reflected in this presentation. Nothing included In the American Dream Experience is intended to imply that the approach to investing espoused in this presentation will assure any particular investment results. All investing involves risks and costs. No investment strategy, including asset allocation and diversification strategies, can ensure peace of mind, guarantee profit, or protect against loss.

In today's episode, we are discussing how to "Master Our MasterCard".
Is it possible to get all the benefits while reducing the dangers that come with credit card use? I believe so, and I will share my tips to Mastering your MasterCard rather than it mastering you.

Visit www.RichChickJen.com for the Savvy Wealth Management Course

Join the UnCommon Cents Facebook group here.

Follow me on Instagram @ RichChickJen

Contact me at [email protected]

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The thoughts and opinions of guests do not nessasarry represent the ideas of SmartPlan Investing. You should seek professional advice on any subject matter. 

Any securities mentioned are no a recommendation, for recommendations seek advice from a professional. 

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS

© 2020 SmartPlan. All rights reserved. 

In today's episode, we are discussing how to "Master Our MasterCard".
Is it possible to get all the benefits while reducing the dangers that come with credit card use? I believe so, and I will share my tips to Mastering your MasterCard rather than it mastering you.

Visit www.RichChickJen.com for the Savvy Wealth Management Course

Join the UnCommon Cents Facebook group here.

Follow me on Instagram @ RichChickJen

Contact me at [email protected]

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not a

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The American Dream Experience presentation is based on the views of Matson Money, Inc. Other persons may analyze investments and the approach to investing from a different perspective than that reflected in this presentation. Nothing included In the American Dream Experience is intended to imply that the approach to investing espoused in this presentation will assure any particular investment results. All investing involves risks and costs. No investment strategy, including asset allocation and diversification strategies, can ensure peace of mind, guarantee profit, or protect against loss.

It's St. Paddy's Day! 

On today's episode I talk about my surprising ancestry, guess what? I'm Irish. We'll explore the history of St. Patrick's Day. Who is St. Patrick and why do some drink to celebrate? We'll look at some other fun facts too. Oh yeah, and many Americans are seeing green today and I don't mean for St. Paddy's Day. Many are discovering a little pot of gold in their bank accounts or mailboxes. Listen as I share my 10 top ways to spend your stimulus money these days.

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The thoughts and opinions of guests do not nessasarry represent the ideas of SmartPlan Investing. You should seek professional advice on any subject matter. 

Any securities mentioned are no a recommendation, for recommendations seek advice from a professional. 

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS

© 2020 SmartPlan. All rights reserved. 

It's St. Paddy's Day! 

On today's episode I talk about my surprising ancestry, guess what? I'm Irish. We'll explore the history of St. Patrick's Day. Who is St. Patrick and why do some drink to celebrate? We'll look at some other fun facts too. Oh yeah, and many Americans are seeing green today and I don't mean for St. Paddy's Day. Many are discovering a little pot of gold in their bank accounts or mailboxes. Listen as I share my 10 top ways to spend your stimulus money these days.

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not c

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The American Dream Experience presentation is based on the views of Matson Money, Inc. Other persons may analyze investments and the approach to investing from a different perspective than that reflected in this presentation. Nothing included In the American Dream Experience is intended to imply that the approach to investing espoused in this presentation will assure any particular investment results. All investing involves risks and costs. No investment strategy, including asset allocation and diversification strategies, can ensure peace of mind, guarantee profit, or protect against loss.

On today’s show I’m going to share three simple rules to investing that I follow, the three things I avoid, and break down an academic investing strategy I utilize.

Is this just a passing fad?

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The thoughts and opinions of guests do not nessasarry represent the ideas of SmartPlan Investing. You should seek professional advice on any subject matter. 

Any securities mentioned are no a recommendation, for recommendations seek advice from a professional. 

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS

© 2020 SmartPlan. All rights reserved. 

On today’s show I’m going to share three simple rules to investing that I follow, the three things I avoid, and break down an academic investing strategy I utilize.

Is this just a passing fad?

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdict

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The American Dream Experience presentation is based on the views of Matson Money, Inc. Other persons may analyze investments and the approach to investing from a different perspective than that reflected in this presentation. Nothing included In the American Dream Experience is intended to imply that the approach to investing espoused in this presentation will assure any particular investment results. All investing involves risks and costs. No investment strategy, including asset allocation and diversification strategies, can ensure peace of mind, guarantee profit, or protect against loss.

Since we are in tax season we are going to explore a little history of how income taxes came to be, and how you can legally, morally, and ethically pay less of them? I don’t know anyone who likes to pay taxes, but there are ways you can reduce your fair share.
 
No one wants to pay more than they need to, so there are many ways to reduce one’s tax liability and one way is by funding one's retirement. In addition to funding a 401(k), you may be able to fund a Traditional, Roth, or Both. Some may need to fund the Roth using the backdoor method.
https://www.irs.gov/retirement-plans/ira-deduction-limits

NOT covered by a plan at work https://www.irs.gov/retirement-plans/plan-participant-employee/2020-ira-contribution-and-deduction-limits-effect-of-modified-agi-on-deductible-contributions-if-you-are-not-covered-by-a-retirement-plan-at-work

If you ARE covered by a plan at work

https://www.irs.gov/retirement-plans/plan-participant-employee/2020-ira-contribution-and-deduction-limits-effect-of-modified-agi-on-deductible-contributions-if-you-are-covered-by-a-retirement-plan-at-work

Are you a small business owner or self-employed, you may want to contribute more than 6 or 7 thousand a year.  I’ll chat briefly about the SIMPLE IRA, SEP-IRA, and Solo 401(k).
https://www.irs.gov/retirement-plans/one-participant-401k-plans
www.uncommon-cents.com

Join the UnCommon Cents Facebook group here.

Follow me on Instagram @ RichChickJen

Disclaimer:
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor that has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartP