UnCommon Cents

Since we are in tax season we are going to explore a little history of how income taxes came to be, and how you can legally, morally, and ethically pay less of them? I don’t know anyone who likes to pay taxes, but there are ways you can reduce your fair share.
 
No one wants to pay more than they need to, so there are many ways to reduce one’s tax liability and one way is by funding one's retirement. In addition to funding a 401(k), you may be able to fund a Traditional, Roth, or Both. Some may need to fund the Roth using the backdoor method.
https://www.irs.gov/retirement-plans/ira-deduction-limits

NOT covered by a plan at work https://www.irs.gov/retirement-plans/plan-participant-employee/2020-ira-contribution-and-deduction-limits-effect-of-modified-agi-on-deductible-contributions-if-you-are-not-covered-by-a-retirement-plan-at-work

If you ARE covered by a plan at work

https://www.irs.gov/retirement-plans/plan-participant-employee/2020-ira-contribution-and-deduction-limits-effect-of-modified-agi-on-deductible-contributions-if-you-are-covered-by-a-retirement-plan-at-work

Are you a small business owner or self-employed, you may want to contribute more than 6 or 7 thousand a year.  I’ll chat briefly about the SIMPLE IRA, SEP-IRA, and Solo 401(k).
https://www.irs.gov/retirement-plans/one-participant-401k-plans
www.uncommon-cents.com

Join the UnCommon Cents Facebook group here.

Follow me on Instagram @ RichChickJen

Disclaimer:
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor that has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in ou

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The American Dream Experience presentation is based on the views of Matson Money, Inc. Other persons may analyze investments and the approach to investing from a different perspective than that reflected in this presentation. Nothing included In the American Dream Experience is intended to imply that the approach to investing espoused in this presentation will assure any particular investment results. All investing involves risks and costs. No investment strategy, including asset allocation and diversification strategies, can ensure peace of mind, guarantee profit, or protect against loss.

Today we're going to take a look at what lessons we can learn from a professional athlete. I was reading an article about a professional athlete's diet and fitness routine.

The article went on the detail his daily routine as well and here I found some very helpful distinctions we can borrow for our lives.

www.uncommon-cents.com

Join the UnCommon Cents Facebook group here.

Follow me on Instagram @ RichChickJen

Disclaimer:
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor that has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee a profit, or protect against loss. 

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The thoughts and opinions of guests do not necessarily represent the ideas of SmartPlan Investing. You should seek professional advice on any subject matter.

Any securities mentioned are not a recommendation, for recommendations seek advice from a professional.

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS

© 2020 SmartPlan. All rights reserved.

Today we're going to take a look at what lessons we can learn from a professional athlete. I was reading an article about a professional athlete's diet and fitness routine.

The article went on the detail his daily routine as well and here I found some very helpful distinctions we can borrow for our lives.

www.uncommon-cents.com

Join the UnCommon Cents Facebook group here.

Follow me on Instagram @ RichChickJen

Disclaimer:
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor that has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee a profit, or protect against loss. 

This is not an offer or sale of secu

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The American Dream Experience presentation is based on the views of Matson Money, Inc. Other persons may analyze investments and the approach to investing from a different perspective than that reflected in this presentation. Nothing included In the American Dream Experience is intended to imply that the approach to investing espoused in this presentation will assure any particular investment results. All investing involves risks and costs. No investment strategy, including asset allocation and diversification strategies, can ensure peace of mind, guarantee profit, or protect against loss.

In this episode of UnCommon Cent$, I go backstage to have a real conversation with my team member Robroy Wiley about debt mindset. We also will talk about the implication of the extension of the CARES Act repayment of Student Loans and interest charges relief extended through September 30, 2021, by President Biden. 

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The thoughts and opinions of guests do not nessasarry represent the ideas of SmartPlan Investing. You should seek professional advice on any subject matter. 

Any securities mentioned are no a recommendation, for recommendations seek advice from a professional. 

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS

© 2020 SmartPlan. All rights reserved. 

In this episode of UnCommon Cent$, I go backstage to have a real conversation with my team member Robroy Wiley about debt mindset. We also will talk about the implication of the extension of the CARES Act repayment of Student Loans and interest charges relief extended through September 30, 2021, by President Biden. 

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdict

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The American Dream Experience presentation is based on the views of Matson Money, Inc. Other persons may analyze investments and the approach to investing from a different perspective than that reflected in this presentation. Nothing included In the American Dream Experience is intended to imply that the approach to investing espoused in this presentation will assure any particular investment results. All investing involves risks and costs. No investment strategy, including asset allocation and diversification strategies, can ensure peace of mind, guarantee profit, or protect against loss.

In this episode of UnCommon Cent$, I go backstage to have a real conversation with my friend and a fellow Advisor/Coach about faith, family, finances and how his purpose saved his life. 

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing , taxes or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing  will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The thoughts and opinions of guests do not nessasarry represent the ideas of SmartPlan Investing. You should seek professional advice on any subject matter. 

Any securities mentioned are no a recommendation, for recommendations seek advice from a professional. 

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS

© 2020 SmartPlan. All rights reserved. 

In this episode of UnCommon Cent$, I go backstage to have a real conversation with my friend and a fellow Advisor/Coach about faith, family, finances and how his purpose saved his life. 

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing , taxes or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing  will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The info

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The American Dream Experience presentation is based on the views of Matson Money, Inc. Other persons may analyze investments and the approach to investing from a different perspective than that reflected in this presentation. Nothing included In the American Dream Experience is intended to imply that the approach to investing espoused in this presentation will assure any particular investment results. All investing involves risks and costs. No investment strategy, including asset allocation and diversification strategies, can ensure peace of mind, guarantee profit, or protect against loss.

In today's episode, we talk about money mindset, budgeting, and credit repair hacks. This episode is packed full of UnCommon cents. 

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor that has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations, can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The thoughts and opinions of guests do not nessesarily represent the ideas of SmartPlan Investing. You should seek professional advice on any subject matter. 

Any securities mentioned are no a recommendation, for recommendations seek advice from a professional. 

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS

© 2020 SmartPlan. All rights reserved. 

In today's episode, we talk about money mindset, budgeting, and credit repair hacks. This episode is packed full of UnCommon cents. 

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor that has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing, taxes, or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations, can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investm

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The American Dream Experience presentation is based on the views of Matson Money, Inc. Other persons may analyze investments and the approach to investing from a different perspective than that reflected in this presentation. Nothing included In the American Dream Experience is intended to imply that the approach to investing espoused in this presentation will assure any particular investment results. All investing involves risks and costs. No investment strategy, including asset allocation and diversification strategies, can ensure peace of mind, guarantee profit, or protect against loss.

In this episode of UnCommon Cents we are talking Investing Lingo.

Have you ever been in a conversation when other starts talking about investing, and you had no idea what they were talking about?

Do you ever wish you could join in on those conversations with confidence?

You can. Stay tuned as I teach you what I know.

Before you know it you can be a walking, talking, Financial Ninja.

Disclaimer: 
Financial Planning Counselors, Inc . DBA SmartPlan Investing  “SmartPlan” is a state registered investment advisor which has been in business since 1984.  Content is based on the views of the host.  Other persons may analyze investments and the approach to money, investing , taxes or other subjects from a different perspective than that reflected.  Nothing included herein is intended to infer that the approach to investing espoused in our social media will assure any particular investment results.

Presentations conducted online pose a number of issues that in-person presentations do not.  For example, it can often be difficult for a viewer to read the footnotes/endnotes to a presentation that was conducted live online on their computer monitor at home.  SmartPlan Investing's presentations often depict performance statistics (both actual and hypothetical) for educational purposes, and those sections often have a substantial amount of disclaimers.   In recognition of this, SmartPlan Investing  will provide any footnotes/endnotes to viewers upon request.  Additional information can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

Past performance is no guarantee of future results. All investing involves risks and costs and clients may experience a loss.  SmartPlan Investing will therefore provide any GIPS composites or footnotes/endnotes to viewers upon request. Additional information, including GIPS composites referenced in presentations can also be obtained from the SmartPlan Investing website as well as mutual fund prospectuses and other reports related to our investments.

All investing involves risks and costs.  Your advisor can provide you with more information about the risks and costs associated with specific programs.  Your advisor is not affiliated with Matson Money, Inc.  No investment strategy, including asset allocation and diversification strategies) can ensure peace of mind, guarantee profit, or protect against loss.  

This is not an offer or sale of securities. All investing involves risk, and particular investment outcomes are not guaranteed. This podcast is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or an offer to provide advisory or other services by SmartPlan Investing in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information should not be construed as financial or investment advice on any subject matter.

The thoughts and opinions of guests do not nessasarry represent the ideas of SmartPlan Investing. You should seek professional advice on any subject matter. 

Any securities mentioned are no a recommendation, for recommendations seek advice from a professional. 

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS

© 2020 SmartPlan. All rights reserved.