Phillip Ramsey explores the concept of wealth transfer, urging listeners to prioritize core values, experiences, and charitable giving over mere financial assets. By focusing on these aspects, Phillip suggests families can empower future generations to independently build wealth and life satisfaction. He introduces an exercise to reframe how we view money and time, emphasizing their roles as investments in relationships and personal growth. This episode delves into understanding wealth in broader terms, offering insights into living an uncommon life by investing in meaningful connections and nurturing a legacy beyond financial inheritance.

Phillip Ramsey discusses the importance of taking personal financial inventory as tax deadlines approach. He shares practical advice on establishing a budget by analyzing recent bank and credit card statements to categorize expenses like groceries and gas. Emphasizing the critical role budgeting plays in retirement planning, he encourages listeners to determine their desired lifestyle costs. Phillip reassures that while predicting life’s end date is impossible, understanding financial needs is key. Reach out to Phillip with questions at UncommonWealth.com. Tune in for insights to lead better financial planning on your journey to 2025.

About the Guest(s):

Brent Uhlenhopp is a financial expert with a rich background in the finance and insurance industry. He is currently an ETF manager at Simplify Asset Management, a company renowned for its innovative financial solutions. Brent holds a degree from the University of Iowa and has previously worked with major finance groups such as Wells Fargo and Principal Financial Group, where he gained extensive experience in investment products and mutual funds. He joined Simplify in mid-2023, attracted by the firm’s cutting-edge approach to incorporating derivatives to enhance ETFs.

Episode Summary:

On this episode of the Uncommon Wealth Podcast, host Phillip Ramsey welcomes Brent Uhlenhopp, an ETF manager from Simplify. The conversation delves into Brent's professional journey, highlighting his transition from Principal Financial Group to the innovative startup Simplify. Listeners are introduced to the intriguing world of ETFs and the unique strategies Simplify employs to offer diversified and robust investment products. With a broad background in financial services, Brent shares his insights on how regulatory changes in 2020 enabled more dynamic use of derivatives in finance.

The episode explores Simplify's forefront role in revolutionizing ETFs by leveraging options and derivatives to enhance returns and provide downside protection. Brent and Phillip discuss Simplify's unique offerings, including their highly impactful Simplify Healthcare ETF, ticker symbol "PINK," which donates proceeds to the Susan G. Komen Foundation for breast cancer research. Brent articulates the importance of innovation in financial instruments, making institutional-grade strategies accessible to retail investors.

Phillip Ramsey reflects on a transformative experience at Casa Bonita, a unique Mexican restaurant in Colorado. He explores how a revamped business model—raising prices to deliver unparalleled experiences—shaped his visit. Drawing parallels to his own entrepreneurial journey with Uncommon Wealth, Phillip discusses the importance of charging what experiences are truly worth to provide the best possible service. He delves into themes of value, nostalgia, and customer satisfaction while sharing lessons that can be applied both personally and professionally. Join Phillip as he unpacks the impact of embracing a premium experience.

In this engaging simple step on the Uncommon Wealth Podcast, host Phillip Ramsey delves into the often-overlooked mantra of "set it and forget it" in financial advising. He challenges this traditional mindset and offers practical advice on how to take a more hands-on approach to personal finance management. Phillip's insights aim to equip listeners with the tools needed to better manage their 401ks and other investment accounts, emphasizing the importance of maintaining a clear view of one's financial situation.

Phillip shares the benefits of consolidating old 401k accounts and how rolling these over can simplify financial management and potentially enhance growth. Throughout the episode, listeners are encouraged to reevaluate their financial strategies, focusing on the impact of dollar cost averaging and the significance of consistent contributions. Phillip's expertise shines as he breaks down complex financial concepts into easily digestible advice, underscoring the necessity of staying engaged with one's finances.

• Avoid the "set it and forget it" approach; always stay informed about your financial status.
• Consolidate old 401k accounts for better visibility and easier management.
• Rolling over 401ks can simplify the process of making contributions and tracking growth.
• Dollar cost averaging is a powerful strategy for consistent investment growth over time.
• Proactive financial management is crucial in navigating and succeeding on your financial path.

• "You should never forget about your money. You actually should be way more in tune to your money than I think a lot of people would like you to be."
• "Consolidating old IRAs or old 401ks and rolling them over helps you see exactly how much money you have."
• "The more that you can fund that consistently fund an account, the better chance it has to be growing."
• "My challenge to you is try to figure out all your old 401ks, consolidate them, and roll them over either into your own IRA or your current 4

Jim Sheils is an accomplished real estate investor with over 25 years of experience. He is the visionary behind Southern Impression Homes, a company dedicated to building investment properties in several Florida markets. Jim is renowned for his transition from handling bulk foreclosure rehabs to spearheading successful new construction ventures. He is also the author of the best-selling book, "The Family Board Meeting," which has gained acclaim for its impactful family relationship strategies. Additionally, Jim's personal values are reflected in his business practices, promoting a healthy work-life balance and strong family connections.

Phillip Ramsey hosts a solo episode to announce Arron Cramer's departure from Uncommon Wealth Partners. Ramsey discusses Arron's move to Paradigm Wealth Partners under the mentorship of Rick Yoder, highlighting his invaluable contributions and character. The episode celebrates Arron's future potential and emphasizes the continued mission of Uncommon Wealth Partners to serve clients uniquely. 

Phillip outlines a thoughtful strategy involving goal-setting discussions, particularly between spouses, to ensure that personal values align with financial decisions. He emphasizes the danger of losing sight of personal goals when dealing with financial advisors and proposes a proactive approach to dealing with personal finances. By understanding the "why" behind their aspirations, individuals can carve an uncommon and rewarding path.

In this engaging episode of the Uncommon Wealth Podcast, host Phillip Ramsey sits down with Belle Rape, a brand expert with a rich portfolio including collaborations with industry giants like the NFL, Google, and Tiffany & Co. Belle shares her journey from project management to founding her own successful brand consulting business, Blueprint By Belle. The conversation delves into the essence of branding and the emotional connections brands can evoke in their audiences.

Belle explains the intricacies of her process, from understanding a client's mission, vision, and values to translating these into a powerful brand strategy. She emphasizes the importance of how brands make people feel, sharing her "secret sauce" – the power of storytelling and emotion in brand identity. Belle recounts her personal experiences, detailing the challenges and triumphs of managing a marketing career and growing a business during a pandemic. The episode is a treasure trove of insights for anyone interested in the power of branding, filled with Belle's vibrant stories and actionable advice.

• Emotion-Driven Branding: Belle's "secret sauce" involves creating deep emotional connections with the audience, emphasizing that how a brand makes someone feel is paramount.
• The Importance of Storytelling: Crafting a compelling brand story is key, as illustrated by examples like Tiffany's iconic branding.
• Personal and Business Branding: Belle highlights the significance of aligning personal image with business branding and navigating the balance between personal identity and brand identity.
• The Scaling Challenge: Belle discusses the challenges of scaling a personal brand consultancy and the potential solutions like membership models to reach a broader audience.
• Authenticity and Individuality: Belle stresses the value of staying true to oneself in branding efforts, underscoring a personal calling to serve others through unique gifts and talents.

• "We were put on this earth to use our gifting and calling to serve other people."
• "People gravitate towards brands because of how it makes them feel."
• "I love puzzles. Like, you see the big picture of what it's supposed to be, and then you have all these pieces like, hey, let's go put it together."
• "You were put on this earth to do an amazing thing or amazing things. So go out and be unforgettable."

In this thought-provoking solo episode of the Uncommon Wealth Podcast, host Philip Ramsey takes center stage to share a personal revelation and a heartfelt apology for not living up to his own standards. Ramsey reflects on a pivotal experience during a mountain climb in Switzerland, where he confronted the interconnectedness of personal risks with broader life impacts. This episode is a deep dive into themes of leadership, personal growth, and the courage needed to embrace an uncommon life, setting the stage for actionable change in the year 2025.

As Ramsey outlines his journey, he discusses the hesitations and fears that held him back in 2024, despite encouraging others to invest in themselves and take bold steps. He opens up about the realization that he had fallen into complacency, showing a side of himself that many leaders and entrepreneurs might resonate with. By hiring a coach to guide him through this challenging phase, Ramsey exemplifies taking proactive steps toward envisioning a transformative future for his practice. This candid conversation is rich with insights on authentic leadership, personal development, and strategic thinking in business endeavors.

• Leadership requires authenticity and practicing what one preaches, even when afraid.
• Personal and professional lives are intricately connected; risks impact more than just the individual.
• Acknowledging complacency is the first step toward meaningful change and growth.
• Hiring a coach or mentor can provide the external perspective needed to overcome personal and business challenges.
• Investing in oneself and one’s business is crucial for ongoing development and success.

• "If you fall, this affects your family, it affects your business, it affects your clients."
• "I want to be genuinely, authentically doing this in my own practice."
• "Sometimes you just need to admit it for whatever reason, and what are you going to do about moving forward?"
• "It's exciting to be able to be on this journey with you."
• "I refuse to build a business that isn't uncommon."