Uncommon Wealth Podcast

With the hope that it might inspire you to make the most of your own uncommon path, we thought today we’d discuss ways to start or accelerate that journey. We tasked each other with coming up with three suggestions that we would reveal for the first time to each other in this podcast. Interestingly enough, while we didn’t have any suggestions that were exactly the same, as a whole the list of six concepts create a very solid foundation on which to build your entrepreneurial goals.

The conversation is far reaching and touches on everything from Leonardo Dicaprio to water skiing. Throughout, we also share solid advice and examples for creating consistency in your business, making sure your life partner is on board with your business goals, what it means to match your timeline to your risk tolerance, how to properly invest in your company’s growth, and when to focus instead of diversify. We want you to share more of your uncommon brilliance with the world and hopefully some of these tips will help.

• The power of consistency
• Why spousal support is integral to long-term success
• The importance of systemizing and documenting your process
• What it means to match your timeline to your risk tolerance
• The need to double down and invest in the main thing you do
• How diversification can destabilize you
• Why you should start every goal with the end in mind

Real estate investments are the cornerstone of many wealth strategies and make up 3 of the 7 sources of residual income we teach. They are solid and dependable investments that can weather almost any fluctuation or challenge in the marketplace when done correctly. That said, making the most out of your real estate investments is about more than just picking the right property. You also have to structure the purchase correctly for the best financial gain.

Chris Prefontaine is a best-selling author and coach with 30 years of experience working in real estate. His team coaches investors on how to scale and automate their real estate investments without using their own personal cash, credit, or bank loans. He has literally trademarked a business model that benefits both buyers and sellers and he’s here to share some insights worth considering if real estate investing is part of your plan.

Beyond just the business of buying homes, Chris shares secrets to thriving in a family-run business, the single biggest thing that holds back investors, and some personal philosophies that can help anyone thrive in whatever they’re trying to accomplish.

• The Three Pillars of smart real estate investing
• Keys to avoid pitfalls in a family run business
• The importance of transparency in deal making
• How little-to-no money down real estate investment works
• The biggest thing that holds back investors

Whether you’re pre-retirement, on the cusp of retirement, or already retired, financial flexibility should be a focal point in the planning process. There are plenty of familiar concepts such as social security and budgeting, but approaching them strategically will enable you to enjoy retirement with significantly more freedom. In this duocast episode of The Uncommon Life podcast, Bryan and I discuss the common and uncommon approaches to retirement planning.

During our conversation, we address the common questions associated with retirement planning. We explain how to approach budgeting strategically so you can get to the other side of this big decision and understand what your future will look like. In addition, we explore how the homebuying process ties into your retirement strategy, as well as the different filing options for social security.

The earlier you start focusing on the points above, the more fruitful your retirement plan will be. As a matter of fact, if you take a strategic approach to retirement planning, you will be able to achieve your retirement goals before 65. Tune into this week’s episode of The Uncommon Life podcast to learn more about what you can do to start planning for the future.

• How to address the common questions associated with retirement planning
• How to approach budgeting strategically
• How the homebuying process ties into retirement planning
• The different filing options for social security
• Goals you can set to reach retirement early
• How to think about health insurance for retirement

Jordan Harbinger made his way out of the jungle with a jackknife. As a pioneer of personal branding, podcasting, and the networking talk show space, he found his niche as an entrepreneur before influencers were ever a thing. In this episode, Jordan joins us to explain how he forged his path to wealth by connecting the opportunities around him and figuring out how to monetize what he truly enjoyed.

Jordan is a Wall Street lawyer turned podcast interviewer with an approachable style and a knack for securing high-profile guests. His show, the Jordan Harbinger Show, was selected as one of Apple Podcast’s Best of 2018, and he also serves as a consultant for military, law enforcement, and security companies for the North California Chapter of the Society of Professional Journalists.

During our conversation, Jordan explains his journey into an uncommon life, where he created a podcast that is pushing 11 million downloads per month. He walks us through the timeline of developing a personal brand and breaking off on his own. And he also discusses the process of scaling his digital business so he could build residual income and plan for retirement. If you want to learn more about Jordan’s uncommon wealth-building journey, this episode is for you.

• Jordan’s journey into an uncommon life
• How Jordan grew his podcast to over 11 million downloads per month
• How Jordan’s networking lectures led him to the podcasting space
• When Jordan knew it was time to make the jump and pursue his personal brand
• How Jordan scaled his business and built a team around himself
• What Jordan has done to build residual income throughout his career
• How to achieve financial freedom for retirement without becoming miserable

Our mission with the Uncommon Life Project is to teach you how to invest in yourself so you can create the life you want to live. When it comes to the United States, Brian and I are very capable of helping business owners achieve financial freedom. Beyond our borders, however, we turn to other professionals for their wealth-building expertise. Our guest for this episode, Brian Glorioso, is here to translate the Uncommon Wealth philosophy for the global playing field so entrepreneurs across the world can implement similar principles no matter where they’re doing business.

Brian is the founder of Adventure Access, a strategic enterprise on the Tibetan Plateau. Eastern Tibet is an amazing place to experience, but with little infrastructure, it can be a difficult region to explore without connections and resources. Brian and his team have been living and working in Eastern Tibet for 17 years, bringing trekking, mountain biking, mountaineering, and cultural experiences to travel enthusiasts from all walks of life.

Brian leads the Adventure Access team and serves as the primary experience coordinator. He is an avid mountain biker, climber, and trekker who continues to use these passions to show the beauty of western China’s wilderness. In his free time, Brian enjoys reading, triathlons, and spending time with his family. During our conversation, Brian shares his expertise on building a strategic enterprise and talks about how he has helped others follow a similar path.

• Brian’s entrepreneurial journey
• How Brian has helped his children adapt and assimilate to new cultures
• The difference between travel and vacation
• How Brian has helped others use a strategic enterprise model to follow a similar path
• Why strategic enterprises are the most sustainable and beneficial to the communities in which they are created
• How Brian has gained a significant advantage over all of his competitors in 2021
• The traditional American wealth-building principles that are applicable beyond U.S. borders

Most financial advisors will hand you an eighty-five-page financial plan and send you an invoice. The reality is that most people don’t want to sort through a novel when they’re already preoccupied with their financial future. That is why we created The Uncommon Financial Dashboard.

The Uncommon Financial Dashboard is the culmination of a decade in business coaching and financial advisory. It is a one-page plan you can use to figure out where you are currently, where you need to go, and how you’re going to get there.

The financial assets outside of your investment accounts, 401k, or Roth IRA, have just as much of an impact on your financial plan as putting money into the stock market. With that in mind, our dashboard is designed to help visualize how all of these assets fit together so you can make financial decisions more effectively.

As financial advisors who care about all aspects of your life, we want to provide you with tools and resources to help you achieve your goals faster. In this week’s duocast episode of the Uncommon Life Project, we explain how The Uncommon Financial Dashboard will help you design your own success blueprint, realize your vision for the future, and get there quickly.

• What a financial dashboard is and why you need one
• What the Uncommon Financial Dashboard is
• How our dashboard will help you figure out where you are, where you need to go, and how to get there.
• How to develop unified goals that build wealth
• Why you are your greatest asset
• Different ways you can use our dashboard to build your own success blueprint
• Why financial planning is a process, not an event
• The specific sections of our financial dashboard and why each one is important

The insurance industry is pretty confusing for most of us. We send our money into what feels like a black box and things magically happen…or don’t. Our guest for this episode, Ray Caucci, is here to demystify the insurance business to paint a broader picture of its stability, the impact on the health of our economy, and why it matters to your finances.

Ray has been in the insurance industry for his entire adult life. He has spent the better part of twenty years on the actuarial side in product development with Penn Mutual, and he now serves on the executive management team. As an actuarial mathematician and business leader, Ray keeps his finger on the pulse of industry trends. He brings tons of value to our listeners with unique insights into the mechanics of war-room decision-making in the insurance industry. He also shares his perspective on the versatility of whole life insurance policies.

Ray graduated from UPenn’s Wharton School of Business with a Master’s in Actuarial Science, along with a Chartered Financial Consultant (ChFC) designation from The American College of Financial Services. During our conversation, he shares his expertise and provides a perspective on the role of insurance in the bigger picture.

• The power of assigning value to your giftings
• All of the ways you can use a whole life insurance policy to your benefit
• The role and function of an actuary in the insurance industry
• How actuaries approach product development and pricing
• The types of statistics, data, and algorithms insurance companies use to find the best bang for the buck and a product fit for all parties involved
• What insurance companies have done to adapt during the pandemic
• Penn’s perspective on the different insurance policy types
• The role insurance plays in our entire financial system
• How the protection of insurance policy cash value has evolved

Women entrepreneurs are faced with particular challenges. You are often raising families, and can sometimes feel a certain stigma for wanting something beyond that. But if you’ve got God-given talents and interests, why not use them?

Our guest for this episode, Lauren Thomas, was just looking for something fulfilling to do as her kids grew up and she entered a new stage of life. She thought selling bracelets online might be a fun outlet for her creativity. Well, the public responded in a big way, much bigger than she was expecting. How is she managing the business? What is new in marketing through Instagram? We dig into all that and more.

Lauren grew up in Colorado and now lives in Iowa with her husband and four daughters. She recently founded Heart On Your Sleeve, a company that sells personalized bracelets, and has found a passionate and growing audience.

See the latest from Heart on Your Sleeve at https://www.instagram.com/heart.on.your.sleeve/.

• The power of a simple idea
• The power of a supportive spouse
• The telltale signs that you are a business owner
• As a woman, embracing an interest beyond raising kids
• The pivotal role a mentor can have
• Growing not just a following but a business on Instagram
• Why friends and family may not be your best starting point for a customer base
• Living your faith in your business
• The unexpected ways your work can touch your customers

Business is all about managing risk and finding opportunity. Finding that opportunity can mean that your business has excess cash on hand, more than is needed for daily operating expenses.

It seems like a great problem to have: business is going well and you have built up solid cash reserves. The idea is to maintain liquidity, but also generate some yield on that money. It’s great that it is there, but you also want to put it to work for your business in a way that is accessible and avoids unnecessary risk.

You don’t want to take your eye off the main focus of your business, but you’ve got to manage the assets your business has built up. The big question:

How?

For multi-national corporations, they have an entire department devoted to this cash on hand. This unique role is called Corporate Treasury. But what can smaller businesses do to manage their treasury, without an army of accountants and number-crunchers on the payroll?

We want to show you the variety of ways you can leverage your cash on hand, and share with you how a smaller company can manage treasury without staffing up.

• What Corporate Treasury is
• How your business can most effectively leverage cash on hand
• The right way to manage savings and debt reduction for business
• Understanding the Uncommon Debt Ratio
• Why it’s so important to “know your numbers”
• How to use whole life insurance as a resource in business
• How you can use cryptocurrency as part of your corporate treasury strategy
• Why it’s easier and more cost-effective than ever to outsource your CFO role

We talk a lot about loving what you do—finding your passion and building a life around it.

Our guest on this episode embodies that philosophy in so many ways. Jody Steinhauer is a business owner who has built charitable giving right into her business model, and is helping other companies do the same. This is a wide-ranging conversation about her business experience and how she has built a life she can be proud of and grateful for.

As President and CBO (Chief Bargain Officer) of the Bargains Group, Jody Steinhauer uses her network of resources and leveraged buying power to aid every company and not-for-profit agency that she touches to maximize their buying dollar. Since 1988, Jody has grown Bargains Group from her apartment to a multi-million-dollar-a-year business.

Pioneering her belief of “giving back makes good business sense”, Jody is a tireless not-for-profit advocate, and the founder of the national charity, Engage and Change, and its two annual initiatives, Project Winter Survival and Project Water. Jody’s business has expanded to include a social enterprise wing: Kits for a Cause. With a focus on social impact, Jody has built a model for companies to support their local community.

• How to move on with confidence from a toxic work environment
• How to build giving back into your business model
• Why a pivot in your business can be the best move you can make
• Why you need to measure success by your standards, not someone else’s
• anaging your schedule, being where you need to be, and letting go of the myth of “balance”
• What it means to “broker” goodness
• How to find a cause your whole team can get behind