Unconventional Money Moves

Most financial content online focuses on one thing:

How to make more money.

Very few people talk about how money is actually lost.

In this new recurring segment of Unconventional Money Moves, we study high-profile financial collapses — not to criticize success, but to understand what went wrong.

Because earning money and protecting money are two very different skills.

From celebrities to athletes to entrepreneurs, history is full of people who made tens (or hundreds) of millions… and still lost it. Not because they lacked talent. Not because they lacked opportunity.

But because they lacked structure.

In this episode, we break down the financial rise and fall of MC Hammer — what led to his $70M fortune, what contributed to his bankruptcy, and the critical lessons high earners should understand about sustainability, lifestyle inflation, and long-term planning.

This series exists for one reason:

Too many voices online are obsessed with growth.
Too few are talking about preservation.

Real wealth isn’t just built in your best year.
It’s built to survive your worst year.

If you're a business owner, professional, or high-income earner, this episode will challenge how you think about income, expenses, generosity, and financial durability.

Welcome to Unconventional Money Moves — where we study not just how wealth is made, but how it’s kept.

Finding new clients shouldn’t feel like an endless grind — especially for financial advisors and entrepreneurs trying to grow sustainably. Derrick Kinney shares a practical approach to client acquisition, prospect engagement, and marketing strategy designed to help advisors attract ideal clients more consistently.

Derrick's Free Guide: https://www.successforadvisors.com/free-guide

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🔹 Learn How Josh Could Help You: https://369financial.com

🔹 Book a strategy session: https://369financial.com/consultation/

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**Disclaimer:**

369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

For decades, workplace safety conversations have centered around one message: “Drink more water.”

But what if hydration alone isn’t enough?

Jennifer Martinez, Founder and CEO of JMAR Solutions, to explore why restoration — not just hydration — may be the missing link in protecting workers in high-stress, high-heat, and physically demanding environments.

Jennifer's Social Links:Instagram: https://www.instagram.com/jmar.solutions/

LinkedIn: https://www.linkedin.com/in/jmar-solutions-2022711a3/

—🔹 Learn How Josh Could Help You: https://369financial.com

🔹 Book a strategy session: https://369financial.com/consultation/— **Disclaimer:** 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

After 30 years in the investment industry — including leading the Ivy Funds at Mackenzie Investments — Paul Musson breaks down how the modern monetary system really works and why it’s creating growing economic divides.

Paul's free weekly blog: paddingtoncapitalmgmt.com

Paul's Social Links:

https://podcasts.apple.com/ca/podcast/paulitical-economy/id1818129814

https://open.spotify.com/show/3HbZzj1Z4LXEYtKhH7tveR?si=b04bcb4d790245eb

https://www.linkedin.com/in/paulbmusson/

https://twitter.com/paddingtoncap

https://www.instagram.com/paddingtoncap/

https://www.facebook.com/paddingtoncap

Dave Saunders is one of the rare founders who has helped build the internet twice—and then walked away from hustle culture altogether. Most notably, he co-founded Galen Robotics, raising $25.5M and securing a world-first FDA clearance for a microsurgical robot—an achievement that puts him at the intersection of deep tech, healthcare, and real-world impact.

Website: Dave Saunders Founders Who Finish

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🔹 Learn How Josh Could Help You:

https://369financial.com

🔹 Book a strategy session:

https://369financial.com/consultation/

—

**Disclaimer:** 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

Christopher Dundy, a veteran in Learning Management Systems (LMS), explores how businesses can transform employee development into a strategic asset.

From the evolution of e-learning during COVID-19 to leveraging AI in course creation and why most companies get it wrong. Christopher shares how the best organizations use training to shape culture, create clarity, and build high-performing teams.

Chris' Social Media Links:

LinkedIn: https://www.linkedin.com/in/christopher-m-dundy-7420819/

Youtube: https://www.youtube.com/@flagshiplms

Facebook: https://www.facebook.com/flagshiplms

—🔹 Learn How Josh Could Help You:

https://369financial.com

🔹 Book a strategy session:

https://369financial.com/consultation/

—

**Disclaimer:** 369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

Frank M. Campbell, CLU, ChFC — a licensed independent insurance analyst and founder of Stratus Financial Partners — reveals how many life insurance policies contain overlooked structural issues that could compromise the legacy you intend to leave behind.

With over 30 years of experience and no products to sell, Frank brings clarity to one of the most misunderstood areas of personal finance: life insurance. He explains why it should be viewed as cash that walks in when you walk out, and how regular policy reviews can prevent painful surprises for your family or business.

Frank's Social Media Links:

Free copy of Frank’s Book.

https://stratusfp.com/freebook/

Frank on Instagram:

https://www.instagram.com/frankcampbellclu/

Frank on LinkedIn:

https://www.linkedin.com/in/frank-m-campbell-clu-98b91040/

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🔹Artwork By:⁠⁠ https://shermanparnell.art/⁠⁠

🔹 Learn How Josh Could Help You: ⁠⁠https://369financial.com ⁠⁠

🔹 Book a strategy session: ⁠⁠https://369financial.com/consultation/⁠⁠

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**Disclaimer:**

369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions. As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators

For anyone considering estate‑planning — from first‑time wills to advanced strategies. Tim Hewson reveals how the digital transformation of legal services is helping ordinary people protect their assets and make meaningful decisions.

Visit: https://www.timhewson.com/legalwills

Chapters:

0:00 – The Birth of an Idea: Disrupting Estate Planning

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🔹Artwork By:⁠ https://shermanparnell.art/⁠

🔹 Learn How Josh Could Help You: ⁠https://369financial.com ⁠

🔹 Book a strategy session: ⁠https://369financial.com/consultation/⁠

—

**Disclaimer:**

369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions. As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators

Dr.  Scott Arias — retired U.S. Navy Seabee Senior Chief Petty Officer, urovercame a life‑changing motorcycle accident, earned a PhD in Construction Management, and went on to found ACE Consulting, an Inc. 5000 award‑winning construction professional services firm.

Social Links:

https://www.linkedin.com/in/scottarias/

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🔹Artwork By:⁠ https://shermanparnell.art/⁠

🔹 Learn How Josh Could Help You: ⁠https://369financial.com ⁠

🔹 Book a strategy session: ⁠https://369financial.com/consultation/⁠

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Chapters:

00:00 From Military to Civilian Life: A Journey of Transformation

10:08 The Role of Experience and Education in Business

17:47 Leadership Lessons from the Navy

24:59 Building a Mission-Driven Organization

26:58 Building a Culture of Urgency and Competency

29:03 The Importance of Doing the Right Thing

32:56 Simplicity in Complexity

36:37 Lessons from Michael Jordan

43:41 Faith as a Foundation for Resilience

48:15 The Joy of Seeing Others Succeed

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**Disclaimer:**

369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions.As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.

Shanan Essick is an Ivy League-trained JD/MBA and founder of PEARLFECTIONIST(A), where she helps high-performing professionals build generational wealth using strategies once reserved for the ultra-rich. With experience at elite law firms, investment offices, and tech-finance firms, Shanan breaks down how integrated systems of tax strategy, legal protection, and intentional investing can unlock lasting financial freedom.

Website & Social Media Links:

Website: https://app.royallegalsolutions.com/

LinkedIn: https://www.linkedin.com/company/royal-legal-solutions/

Instagram: https://www.instagram.com/royal.legal.solutions/

X: x.com/royal_legal_law

YouTube: https://www.youtube.com/c/RoyalLegalSolutions

Chapters:

00:00 Introduction to Unconventional Strategies

03:13 Background and Journey to Royal Legal Solutions

05:53 Understanding Wealth Infrastructure

08:51 Lessons from Big Law and Restructuring

12:06 The Risks of Borrowing Against Equity

14:52 Investment Strategies and Margin Use

17:55 Building Business Buffers and Resilience

21:03 Tax Structures and Business Growth

24:02 Education and Access to Financial Knowledge

27:13 Navigating Life's Challenges

29:06 Building Relationships and Systems for Success

31:18 The Importance of Accountability in Wealth

33:12 Sustaining Generational Wealth

35:03 Understanding Currency and Economic Relationships

38:42 Optimizing Business for Long-Term Success

40:31 Balancing Short-Term Gains with Long-Term Goals

43:36 The Value of Minimalism and Freedom

46:44 Finding Balance in Materialism and Relationships

49:10 Strategizing for Sustainable Home Ownership

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🔹Artwork By:⁠ https://shermanparnell.art/⁠

🔹 Learn How Josh Could Help You: ⁠https://369financial.com ⁠

🔹 Book a strategy session: ⁠https://369financial.com/consultation/⁠

—

**Disclaimer:**

369 Financial is a registered investment adviser. This content is for informational and educational purposes only and does not constitute personalized investment advice or a recommendation. All opinions expressed are solely those of the presenter and do not reflect the views of any affiliated institutions. Past performance is not indicative of future results. Please consult a qualified financial professional before making any investment decisions. As a fiduciary, I’m required to act in the best interest of my clients — a standard that does not apply to all financial content creators.