Inflation isn't just a number on the news—it's a force that quietly reshapes retirement security over time. In this comprehensive episode of Understanding Money, Danny Noles and his team tackle one of retirement's most persistent challenges: how rising prices erode purchasing power when paychecks stop coming in.

Discover why retirees face unique inflation pressures that workers don't experience. While employees can negotiate raises or work extra hours, retirees on fixed incomes watch their dollars stretch less and less each year. The team breaks down the sobering reality that nearly half of retirement spending—34% for housing and 13% for healthcare—goes to necessities that often rise faster than overall inflation rates.

This episode brings inflation home with real-world examples, from grocery bills and utility costs to insurance premiums and property taxes. You'll learn why Social Security's cost-of-living adjustments, averaging just 2.8% in 2026, fail to keep pace with actual retiree expenses, and why strategies from 1952 no longer work in today's economy.

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

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Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

But this isn't just about problems—it's about solutions. Whether you're already retired or approaching retirement age, this episode provides actionable insights to help protect your financial future from inflation's compounding effects. The Noles Group offers complimentary consultations to listeners ready to build a retirement plan that holds up against rising costs.

On this episode of Understanding Money with the Noles Group, moderator Matt McClure is joined by advisors Danny Noles, Parker Noles, Chandler Noles, and Evan Griffith for a comprehensive discussion on Social Security and retirement income planning.

The team breaks down when and how to claim Social Security, how market volatility and inflation impact retirement decisions, and why Social Security should be viewed as a foundation—not the entirety—of a retirement plan. They also explore spousal, survivor, and divorce-related Social Security rules, along with common tax pitfalls that can reduce benefits if not planned properly.

Throughout the conversation, the Noles Group emphasizes the importance of coordinated planning, expense management, and maintaining emergency savings to help retirees create reliable income and long-term financial confidence.

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

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Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Financial momentum doesn’t happen overnight — it’s built through discipline, consistency, and smart planning.

In this episode of Understanding Money with the Noles Group, co-host Matt McClure sits down with Danny Noles, Parker Noles, Chandler Noles, and Tyler Noles to discuss how investors can reset their financial momentum and stay focused on long-term retirement success, even during periods of market volatility.

The team breaks down what’s happening in the markets right now, why short-term swings shouldn’t derail long-term strategies, and how investors can use the first quarter of the year as a powerful opportunity to revisit their retirement plans.

They also explain why emotional investing can damage long-term returns, how compounding interest can dramatically grow retirement savings over time, and why even small financial habits — like increasing retirement contributions or cutting unnecessary subscriptions — can make a meaningful difference.

Plus, the conversation explores practical strategies for spring financial cleanup, including reviewing insurance costs, evaluating recurring expenses, and strengthening retirement contributions.

If you’re looking for ways to stay disciplined with your finances and build lasting retirement security, this episode offers valuable insights to help you move forward with confidence.

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Spring has arrived, and while your home gets its annual refresh, your finances might be collecting their own quiet clutter…

First, clean up your accounts -  If your money is scattered across multiple banks, and brokerage firms, it can feel chaotic.

Next, declutter your debt - Multiple credit cards, loans with varying interest rates, and different due dates can create unnecessary pressure.

Organize your income and expenses - Take a hard look at where your money actually goes each month

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

On this week’s episode of Understanding Money, Matt McClure joins Parker Noles, Tyler Noles, and Evan Griffith for a wide-ranging roundtable discussion on the big retirement shifts unfolding in 2026 and beyond.

The retirement landscape is changing fast—and many of the old assumptions no longer apply. From where you live, to how you plan for healthcare, to how long your money really needs to last, this episode breaks down what’s different today and what retirees need to do about it.

The group dives into:

This episode blends practical financial insight with real-world perspective—helping listeners understand not just what is changing, but how to adapt with confidence.

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Artificial intelligence is transforming the workplace faster than ever — and for older workers, that shift can feel both exciting and intimidating. Retirement.Radio’s Matt McClure sits down with Carly Roszkowski, VP of Financial Resilience Programming at AARP, to unpack how AI is reshaping the job market and what it means for workers over 50.

They explore new research showing that many older workers are worried about job security and finding new employment — and why AI is becoming both a challenge and a powerful opportunity. Carly shares practical ways job seekers can use AI tools to research companies, tailor resumes, prepare for interviews, and stay competitive in a rapidly evolving workforce.

The conversation also highlights the growing value of multigenerational workplaces and why experience still matters in an AI-driven world. Plus, Carly points listeners to AARP’s free resources designed to help older adults navigate career transitions with confidence.If you’re thinking about career longevity, job security, or how technology is reshaping the future of work, this episode offers timely insights and practical guidance you can use right now.

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

How to Build a Recession-Ready BudgetCore Theme: Recession talk is back for 2026—it may not be in every headline, but the odds aren’t at zero percent. You need to be prepared for the scenario of a possible recession.Key Points Covered:

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Retirement.Radio's Matt McClure sits down with Rod Griffin, Senior Director of Consumer Education and Advocacy at Experian, for a practical and timely conversation about emergency savings. With rising living costs, recent holiday spending, and ongoing debt repayment putting pressure on household budgets, many Americans struggle to set money aside for unexpected expenses.

Matt and Rod break down common emergency fund guidelines—ranging from three to six months of expenses or more—while emphasizing that the most important step is simply getting started. Rather than focusing on intimidating savings targets, the discussion highlights the value of small, consistent contributions that build momentum over time.

The conversation also explores actionable strategies for freeing up cash flow, including tracking expenses, reducing recurring bills, and using available tools to identify unused subscriptions or high-cost credit options. Matt and Rod wrap up by connecting emergency savings to long-term financial stability, stressing the importance of automation, protecting credit health, and taking full advantage of employer-matched retirement contributions.

Host: Retirement.Radio’s Matt McClure
Guest: Rod Griffin, Senior Director of Consumer Education and Advocacy at Experian

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Retirement.Radio’s Matt McClure sits down with Mark Steber, Chief Tax Officer of Jackson Hewitt, to break down what taxpayers need to know heading into the 2026 tax season. They discuss some of the biggest changes on the horizon, including an estimated $300 billion in refunds expected for millions of Americans — and why filing early and accurately can make a real difference.

Steber walks through several new tax benefits, including deductions for tipped and overtime workers and a new tax break for seniors age 65 and older. The conversation also covers practical tips on getting organized, choosing a trusted tax professional, and avoiding common tax scams. It’s a timely, practical discussion designed to help listeners feel informed, prepared, and confident as tax season approaches.

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Welcome to the first 2026 edition of Understanding Money with the Noles Group! Matt McClure sits down with Danny, Parker, Chandler, and Tyler Noles to tackle retirement planning in a year already marked by elevated uncertainty. Tariff pressure, geopolitical conflicts, inflation, and an election year all create a volatile backdrop—and retirees face these conditions very differently than younger investors.

The team also discusses the expanding role of alternatives, the importance of bucket planning, how retirees can stay calm during market swings, and why good advisors act as both strategists and behavioral coaches.

The show closes with something special: the Five Habits of Happy Retirees—practical tips anyone can start using today to live more confidently, purposefully, and joyfully in retirement.

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment

Check out our website: thenolesgroup.com

---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.