Understanding Money with The Noles Group

By The Noles Group

This is the Understanding Money Podcast– with the Noles Group. Founder and CEO Danny Noles and his team have decades of experience helping people achieve their financial dreams. Their goal is to give ... more

Download on the App Store

Download on the App Store

Get it on Google Play

FAQs about Understanding Money with The Noles Group:

How many episodes does Understanding Money with The Noles Group have?

The podcast currently has 67 episodes available.

Understanding Money with The Noles Group episodes:

May 02, 2026 The Biggest Money Pitfalls That Can Derail Your Retirement
On this episode of Understanding Money with the Noles Group, Danny Noles and the team break down some of the most common—and costly—financial mistakes that can derail your retirement plans. From panic-selling during market downturns to claiming Social Security too early, they share practical insights to help listeners avoid pitfalls and build a more secure financial future.
The conversation dives into the importance of maintaining a savings-first mindset, creating and sticking to a realistic budget, and avoiding high-interest debt—especially in retirement. The team also explores how housing decisions, lack of planning, and over-reliance on Social Security can create long-term challenges.
Plus, they take a closer look at the reality of Social Security benefits in today’s economy, why timing matters when claiming, and how strategic planning can potentially increase lifetime income. With nearly half of Americans feeling unprepared for retirement, this episode offers actionable steps for listeners at every stage—from those just starting out to those nearing retirement.
If you’re looking to retire with confidence—not confusion—this episode is packed with guidance to help you better understand your money and make smarter financial decisions.
To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.
---
About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!
Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
But this isn't just about problems—it's about solutions. Whether you're already retired or approaching retirement age, this episode provides actionable insights to help protect your financial future from inflation's compounding effects. The Noles Group offers complimentary consultations to listeners ready to build a retirement plan that holds up against rising costs.
...more
1h
April 07, 2026Podcast Extra: Saving strategies in a High-Cost Environment
Happy "America Saves Week!"

Guest: Shikha Narula, Head of Consumer Deposit Products at Bank of America
Key Takeaways from the Interview:
Saving remains a priority—but it’s challenging:
~52% of Americans say saving is a top priority
~72% say inflation and cost of living are impacting finances
Automation is one of the easiest wins:
Tools like debit round-ups (e.g., “Keep the Change”)
Recurring automatic transfers to “pay yourself first”
Balance saving with lifestyle (don’t eliminate joy spending):
Cut back—not cut out—small treats
Identify “joy spending” categories and prioritize intentionally
Use the 50/30/20 framework:
50% needs
30% wants
20% savings
Make big goals more achievable:
Break savings goals into smaller milestones
Set deadlines and celebrate progress
Use separate accounts for specific goals (reduces temptation)
Free up extra cash with small adjustments:
Review subscriptions
Reduce unnecessary spending (rideshare, etc.)
Small changes can compound over time
Helpful resources mentioned:
America Saves Week
BetterMoneyHabits.com
Bank of America Life Plan tools
To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.
---
About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!
Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
But this isn't just about problems—it's about solutions. Whether you're already retired or approaching retirement age, this episode provides actionable insights to help protect your financial future from inflation's compounding effects. The Noles Group offers complimentary consultations to listeners ready to build a retirement plan that holds up against rising costs.
...more
8min
April 03, 2026 6 Steps to Build a Retirement Roadmap (And Avoid Costly Mistakes)
Planning for retirement isn’t just about saving—it’s about having a strategy.
In this episode of Understanding Money with the Noles Group, Matt McClure joins Danny, Parker, Chandler, and Evan to break down a comprehensive roadmap for retirement. The team walks through six key steps to help listeners prepare for the “retirement red zone,” the critical years leading up to and just after retirement.
They also highlight four major “icebergs” that can derail even the best plans—market volatility, taxes, long-term care costs, and longevity—and explain how to navigate each one. Along the way, the conversation covers Social Security strategies, emergency funds, portfolio adjustments, and the importance of having a written financial plan.
With real-world examples and practical advice, this episode is designed to help listeners protect what they’ve built and create reliable income for the future.

To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.
---
About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!
Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
But this isn't just about problems—it's about solutions. Whether you're already retired or approaching retirement age, this episode provides actionable insights to help protect your financial future from inflation's compounding effects. The Noles Group offers complimentary consultations to listeners ready to build a retirement plan that holds up against rising costs.
...more
1h
April 01, 2026Podcast Extra: Financial Literacy Month
April is National Financial Literacy Month. It started back in the early 2000s when Congress realized too many Americans were leaving school without the first clue about how to manage a paycheck, a credit card, or a financial future. Fast-forward to 2026, and the problem hasn’t gone away. Nearly half of U.S. adults still give themselves a C-minus or worse on money knowledge…
Key Points Covered:
Review one monthly bill and see if you can cut, renegotiate, or cancel it
Set one small savings goal — even twenty bucks a paycheck counts
Learn just one new money concept — like how compound interest works for you instead of against you
Sit down with your partner or your kids and have one honest conversation about money. No judgment, Just real talk
To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.
---
About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!
Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
But this isn't just about problems—it's about solutions. Whether you're already retired or approaching retirement age, this episode provides actionable insights to help protect your financial future from inflation's compounding effects. The Noles Group offers complimentary consultations to listeners ready to build a retirement plan that holds up against rising costs.
...more
3min
March 31, 2026 Spring Financial Cleaning: Finding Thousands in Forgotten Retirement Accounts
Spring isn't just for cleaning closets—it's the perfect time to tidy up your retirement finances and discover money you may have forgotten about. In this comprehensive episode of Understanding Money, Parker Noles, Chandler Noles, Evan Griffith, and Jack Rivers guide listeners through a crucial financial spring cleaning that could uncover thousands of dollars in overlooked savings.
The statistics are staggering: $2.1 trillion sits unclaimed in forgotten 401(k) accounts across America, with the average forgotten account holding nearly $67,000. If you've changed jobs multiple times throughout your career—and most people hold an average of eleven jobs between ages eighteen and forty-six—there's a good chance you have retirement money gathering dust and fees at an old employer's plan. This episode walks you through exactly how to locate these accounts, understand the hidden costs draining your savings, and consolidate them into a streamlined retirement strategy.
But forgotten 401(k)s are just the beginning. The team tackles another critical area most Americans neglect: estate planning. And the episode concludes with practical strategies for financial organization that can transform your retirement budgeting from stressful to automatic.
Throughout the discussion, the team addresses common misconceptions: you don't need to be wealthy to benefit from estate planning, consolidating accounts actually reduces your investment options in a good way by eliminating decision paralysis, and automation doesn't mean losing control—it means directing your money intentionally rather than wondering where it went. This episode delivers actionable steps that Birmingham-area retirees and pre-retirees can implement immediately to bring order to their financial lives.
To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.
---
About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!
Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
But this isn't just about problems—it's about solutions. Whether you're already retired or approaching retirement age, this episode provides actionable insights to help protect your financial future from inflation's compounding effects. The Noles Group offers complimentary consultations to listeners ready to build a retirement plan that holds up against rising costs.
...more
1h
March 27, 2026The Widows Playbook: Financial Planning for Life After Loss
Losing a spouse is one of life's most difficult experiences—and it often comes with an unexpected financial shock. In this essential episode of Understanding Money with the Noles Group, Parker, Tyler, and Chandler tackle a tough but critical topic: preparing your finances for life after loss.
More than 1.2 million Americans age 60+ become widowed each year, and many face a devastating reality: household income can drop by 30-50% overnight due to reduced Social Security benefits, lost pension income, and unfavorable tax changes. Without proper planning, this financial disruption can turn an already painful time into a crisis.
In this episode, you'll learn:
How Social Security, pensions, and taxes change when you lose a spouse
The most common (and costly) mistakes people make in the first year of widowhood
Why both spouses MUST understand the financial plan—not just one
Concrete steps couples can take today to protect the surviving spouse's financial security
Five practical ways to catch up on retirement planning if you're starting late
The Noles Group team approaches this sensitive topic with both compassion and honesty, sharing real client stories and emphasizing their core philosophy: prepared, not scared. Because when you plan ahead together, you give your spouse the gift of financial security during their darkest hours.
If you've been putting off this conversation, now is the time. Your future—and your spouse's future—depends on it.
To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.
---
About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!
Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
But this isn't just about problems—it's about solutions. Whether you're already retired or approaching retirement age, this episode provides actionable insights to help protect your financial future from inflation's compounding effects. The Noles Group offers complimentary consultations to listeners ready to build a retirement plan that holds up against rising costs.
...more
1h
March 20, 2026 Why Inflation Still Matters: Protecting Your Retirement Income in 2026
Inflation isn't just a number on the news—it's a force that quietly reshapes retirement security over time. In this comprehensive episode of Understanding Money, Danny Noles and his team tackle one of retirement's most persistent challenges: how rising prices erode purchasing power when paychecks stop coming in.
Discover why retirees face unique inflation pressures that workers don't experience. While employees can negotiate raises or work extra hours, retirees on fixed incomes watch their dollars stretch less and less each year. The team breaks down the sobering reality that nearly half of retirement spending—34% for housing and 13% for healthcare—goes to necessities that often rise faster than overall inflation rates.
This episode brings inflation home with real-world examples, from grocery bills and utility costs to insurance premiums and property taxes. You'll learn why Social Security's cost-of-living adjustments, averaging just 2.8% in 2026, fail to keep pace with actual retiree expenses, and why strategies from 1952 no longer work in today's economy.
To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.
---
About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!
Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
But this isn't just about problems—it's about solutions. Whether you're already retired or approaching retirement age, this episode provides actionable insights to help protect your financial future from inflation's compounding effects. The Noles Group offers complimentary consultations to listeners ready to build a retirement plan that holds up against rising costs.
...more
1h
March 16, 2026 Social Security Strategies, Market Volatility, and Income Planning for a Secure Retirement
On this episode of Understanding Money with the Noles Group, moderator Matt McClure is joined by advisors Danny Noles, Parker Noles, Chandler Noles, and Evan Griffith for a comprehensive discussion on Social Security and retirement income planning.
The team breaks down when and how to claim Social Security, how market volatility and inflation impact retirement decisions, and why Social Security should be viewed as a foundation—not the entirety—of a retirement plan. They also explore spousal, survivor, and divorce-related Social Security rules, along with common tax pitfalls that can reduce benefits if not planned properly.
Throughout the conversation, the Noles Group emphasizes the importance of coordinated planning, expense management, and maintaining emergency savings to help retirees create reliable income and long-term financial confidence.
To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.
---
About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!
Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
...more
1h
March 13, 2026 Volatility, Momentum & Money: Staying Focused on Long-Term Retirement Success
Financial momentum doesn’t happen overnight — it’s built through discipline, consistency, and smart planning.
In this episode of Understanding Money with the Noles Group, co-host Matt McClure sits down with Danny Noles, Parker Noles, Chandler Noles, and Tyler Noles to discuss how investors can reset their financial momentum and stay focused on long-term retirement success, even during periods of market volatility.
The team breaks down what’s happening in the markets right now, why short-term swings shouldn’t derail long-term strategies, and how investors can use the first quarter of the year as a powerful opportunity to revisit their retirement plans.
They also explain why emotional investing can damage long-term returns, how compounding interest can dramatically grow retirement savings over time, and why even small financial habits — like increasing retirement contributions or cutting unnecessary subscriptions — can make a meaningful difference.
Plus, the conversation explores practical strategies for spring financial cleanup, including reviewing insurance costs, evaluating recurring expenses, and strengthening retirement contributions.
If you’re looking for ways to stay disciplined with your finances and build lasting retirement security, this episode offers valuable insights to help you move forward with confidence.
To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.
---
About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!
Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
...more
1h
March 11, 2026 Podcast Extra: Financial Spring Cleaning
Spring has arrived, and while your home gets its annual refresh, your finances might be collecting their own quiet clutter…
First, clean up your accounts - If your money is scattered across multiple banks, and brokerage firms, it can feel chaotic.
Next, declutter your debt - Multiple credit cards, loans with varying interest rates, and different due dates can create unnecessary pressure.
Organize your income and expenses - Take a hard look at where your money actually goes each month
To schedule your 100% complimentary consultation, call 205-602-5065 or visit TheNolesGroup.com.
---
About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!
Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
...more
3min

FAQs about Understanding Money with The Noles Group:

How many episodes does Understanding Money with The Noles Group have?

The podcast currently has 67 episodes available.