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Understanding Money with The Noles Group episodes
- From Savings to Paychecks: Building Your Retirement Income Plan
Building your retirement savings is one challenge. Turning those savings into income that can last through rising prices, market swings, and unexpected expenses requires a different playbook.
In this episode of Understanding Money with the Noles Group, Matt McClure joins Parker, Chandler, and Tyler Noles, along with Evan Griffith, to discuss why growth and protection both matter in retirement. The team explores how market losses can affect your savings when you’re taking withdrawals—and why different portions of your money need different jobs.
From organizing assets for growth, income, liquidity, and protection to identifying the gap between dependable income and essential expenses, this conversation connects your savings to the life you want to live. The team also explains why several accounts don’t necessarily mean you’re diversified, discusses considerations when evaluating annuities, and tackles common retirement assumptions in a round of “Right or Wrong.”
Plus, hear answers to frequently asked questions about moving to cash, taking withdrawals during a downturn, and planning when spouses have different comfort levels with risk.
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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!Book a no-obligation appointment online: https://www.thenolesgroup.com/lets-talk/
Check out our website: thenolesgroup.com
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Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
1 hr - Podcast Extra: Avoiding the October Scaries
This Halloween-themed financial vignette explores the financial fears many Americans face, from market volatility and inflation to unexpected expenses and retirement uncertainty. Featuring insights from interviews with financial industry leaders, this month's vignette offers a message of optimism and emphasizes how proactive retirement planning can help turn financial uncertainty into confidence.
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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!Book a no-obligation appointment online: https://www.thenolesgroup.com/lets-talk/
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
3 min - Medicare AEP: Will Your Plan Still Fit Next Year?
Your Medicare plan worked this year—but will it still meet your needs next year? In this episode of Take Pride in Retirement, my husband and co-host, Josh Rhett Noble, joins me to discuss what to review during Medicare’s Annual Enrollment Period (AEP).
We walk through your plan’s Annual Notice of Change, checking trusted doctors and prescriptions, and looking beyond the monthly premium to understand your potential healthcare costs. For LGBTQ+ retirees, keeping a provider who understands and respects you can be an especially important part of that review.
We also explain why spouses should consider their coverage individually: Matching rings don’t necessarily mean matching healthcare needs. I discuss why a move from Medicare Advantage to Original Medicare deserves careful consideration, including questions about Medigap eligibility, and introduce IRMAA—the income-related adjustment that can affect Medicare premiums.
My goal is to help you ask better questions and understand how healthcare expenses fit into your overall retirement plan.
For personalized Medicare plan guidance, consult a licensed Medicare insurance agent or your State Health Insurance Assistance Program (SHIP).
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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!Book a no-obligation appointment online: https://www.thenolesgroup.com/lets-talk/
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
1 hr - Podcast Extra with Jean Chatzky: Turning Retirement Savings into a Forever Paycheck
You’ve spent decades saving for retirement—but how do you turn that money into income you can confidently spend? Retirement.Radio’s Matt McClure talks with bestselling author and AARP personal finance columnist Jean Chatzky about her new book, The Forever Paycheck. They explore why retirees often struggle to spend their savings, ways to build or buy a retirement paycheck, and how a dependable income plan can help you enjoy the money you’ve worked so hard to save.
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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!Book a no-obligation appointment online: https://www.thenolesgroup.com/lets-talk/
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
7 min - The Retirement Balancing Act: Save Consistently, Spend Confidently
You’ve spent years saving for retirement—but will you feel comfortable spending that money when the time comes?
Matt McClure joins Parker Noles, Tyler Noles, and Evan Griffith to explore the shift from building a nest egg to creating a retirement paycheck, including why required minimum distributions shouldn’t be your entire withdrawal strategy.
The team also examines the consistent saving habits behind million-dollar 401(k)s, the importance of capturing your employer match, and ways to keep retirement progress moving when rising costs and high-interest debt strain your budget.
Plus, play along with a retirement saving and spending edition of “Right or Wrong.”
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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!Book a no-obligation appointment online: https://www.thenolesgroup.com/lets-talk/
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
1 hr - Keep More of What You’ve Built: Retirement Income, Taxes and Lasting Wealth
Building wealth and making it last require different approaches. Once the paycheck stops, dependable income, realistic spending and thoughtful tax planning become essential pieces of your retirement picture.
On this episode of Understanding Money with the Noles Group, Matt McClure joins Parker Noles, Chandler Noles and Jack Rivers to explore five habits that can help retirees preserve what they’ve built: establishing an income floor, diversifying with purpose, setting sustainable spending goals, protecting against major risks and thinking long term.
The team also discusses why lower-income years may present retirement tax planning opportunities, what to consider before a Roth conversion, and how withdrawals can affect Social Security taxation and Medicare premiums. They explain why coordinating with your CPA matters—and why paying the least tax this year isn’t always the best long-term goal.
Plus, the group examines the 2027 Social Security cost-of-living adjustment projection discussed at recording and why a larger benefit check doesn’t necessarily translate into greater purchasing power.
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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!Book a no-obligation appointment online: https://www.thenolesgroup.com/lets-talk/
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
1 hr - Podcast Extra: Emergency Funds in Retirement
The fall season is upon us, and among the normal fall cleanup of a financial portfolio is an equally important but often overlooked part of retirement planning: building and maintaining an emergency fund in retirement.
This month's vignette discusses how an emergency fund can help cover unexpected expenses without forcing someone to sell investments at an unfavorable time, and why having a clear cash-reserve strategy can provide both financial flexibility and peace of mind.
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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!Book a no-obligation appointment online: https://www.thenolesgroup.com/lets-talk/
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
3 min - Podcast Extra: Back-to-School Finances: Saving Money and Teaching Smarter Habits
Back-to-school season can put added pressure on the family budget—but a little planning can help keep those costs under control. Retirement.Radio’s Matt McClure talks with Lora Monfared, Consumer Credit Card Executive at Bank of America, about practical ways parents and grandparents can save on school supplies, technology, clothing and other essentials.
They also discuss how to teach teens the basics of budgeting, encourage responsible credit use, resist the pressure to overspend and begin building an emergency fund. It’s a timely conversation packed with simple strategies families can use during the school year and beyond.
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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!Book a no-obligation appointment online: https://www.thenolesgroup.com/lets-talk/
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
9 min - Podcast Extra: Financial Mistake – Failing to Invest in Real Estate
Today, as inflation continues to reshape retirement planning, more Americans are beginning to view real estate differently—not simply as a place to live, but as an important part of a long-term financial strategy.
Key Points Covered:
- Inflation and investments balancing out purchasing power
- How younger millennials view real estate investments
- How investment property becomes a potential tangible asset
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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!Book a no-obligation appointment online: https://www.thenolesgroup.com/lets-talk/
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
3 min - Podcast Extra: 99 Smart Ways to Save Money in Today's Economy
As prices continue to challenge household budgets, finding practical ways to save money has never been more important. In this podcast extra, Retirement.Radio's Matt McClure sits down with Stephen Perrine, executive editor of AARP The Magazine and AARP Bulletin, to discuss AARP's annual 99 Great Ways to Save guide.
The conversation covers:
- Smart grocery shopping strategies that can help reduce impulse spending.
- Creative ways to use AI as a money-saving tool, from negotiating fees to planning travel.
- Easy travel tips that can help lower fuel costs on your next road trip.
- Online shopping tricks that could unlock discounts before you click "buy."
- Resources from AARP that can help you stretch your dollars throughout the year.
Whether you're preparing for retirement or simply looking for practical ways to make your money go further, this interview is packed with actionable tips you can start using today.
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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!Book a no-obligation appointment online: https://www.thenolesgroup.com/lets-talk/
Check out our website: thenolesgroup.com
---
Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
7 min
About Understanding Money with The Noles Group
From the publisher's feed
This is the Understanding Money Podcast– with the Noles Group. Founder and CEO Danny Noles and his team have decades of experience helping people achieve their financial dreams. Their goal is to give you the tools you need to retire with confidence. The show is all about helping you see through the financial fog!
Contact The Noles Group at 205-602-5065
or book a no-obligation appointment online at www.thenolesgroup.com/book-an-appointment.
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Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.