In today’s digital age, cyber threats are constantly changing. That’s why it’s more important than ever to stay informed and prepared. We’re thrilled to welcome back cybersecurity expert Ben Zelei from SBT and Polito Inc to share insights on the latest scam techniques you need to watch out for.

Here’s some of what we discuss in this episode:

Resources for this episode:

Check out our previous episode with Ben

https://unlocking.podbean.com/e/ep-92-cyber-security-and-protecting-yourself-against-cyber-criminals-%e2%80%93-part-2/

Scammer Payback YouTube channel

https://www.youtube.com/@ScammerPayback

For more, visit us online: https://baschrock-fg.com/

As we approach the end of the year, it’s the perfect time to talk about some year-end planning strategies. In this two-part episode, Ben and Dan will cover what you need to know and think about before we head into the new year. Last episode, we focused on updates regarding Social Security, and today, we’ll shift our focus to year-end planning from a tax perspective.

With significant changes in tax laws on the horizon for 2025, it’s more important than ever to be proactive and plan ahead. 

Here’s some of what we discuss in this episode:

• Why 2025 is an important year for tax planning

For more, visit us online: https://baschrock-fg.com/

As we approach the end of the year, it’s the perfect time to talk about some year-end planning strategies. In this two-part episode, Ben and Dan will cover what you need to know and think about before we head into the new year. Listen in as they discuss the new cost of living adjustments, earnings limits, and the Windfall Elimination Provision. Don’t miss part 2 of this conversation and we talk about year-end tax planning!

Here’s some of what we discuss in this episode:

• Social Security Cost of Living (COLA) adjustment

For more, visit us online: https://baschrock-fg.com/

We’re excited to announce that one of our team members, Dan Oaklief, has recently earned his Certified Financial Planner designation. This is such an awesome achievement and one that he’s worked diligently to accomplish, but what does this actually mean for advisors and clients? Today we’re sitting down with Dan to discuss this milestone, what it means to be a CFP®, and the importance of continuing education in this industry.

Here’s some of what we discuss in this episode:

• What is the value of CFP® accreditation in the field?

For more, visit us online: https://baschrock-fg.com/

In this episode of Unlocking Your Financial Future, Ben is joined by Chief Investment Officer, Keith Lockwood. He’s here to help dive into some of the market volatility we have seen lately and what it could mean for your investments. Tune in as Ben and Keith look at how geopolitical factors can impact the market, how recent recession talk could be a little overblown, and what investors should expect as we head into Q3 and the election season. 

Here’s some of what we discuss in this episode:

• What was really behind the bad day for the stock market in early August

For more, visit us online: https://baschrock-fg.com/

In today’s episode, we’re continuing our conversation on the annual Social Security Trustees Report.

In this half of the conversation, we’ll cover some interesting statistics from the report, including the impact of declining birth rates and immigration on Social Security's future. We'll also explore how life expectancy trends and recent events like COVID-19 are influencing projections.

Here’s some of what we discuss in this episode:

• What does it mean that Social Security could be insolvent by 2035?

For more, visit us online: https://baschrock-fg.com/

In today’s episode, we’re going to share some updates from the annual Social Security Trustees Report. With Social Security serving as a cornerstone for countless retirees, understanding its current state and future projections is important. Listen in as Ben highlights the key takeaways from the 277-page report that you need to know about.

Here’s some of what we discuss in this episode:

• The projected depletion of Social Security reserves by 2035

For more, visit us online: https://baschrock-fg.com/

We’re back to finish up our conversation with Deborah and Hannah Wasylko, the dynamic duo behind Baskets Galore. This business specializes in customized corporate gift designs, from branded items to gift baskets featuring local and gourmet selections. If you missed part 1, you can check it out here!

Here’s some of what we discuss in this episode:

• How Deborah and Hannah operate the business side of Baskets Galore

Get in touch with the Baskets Galore Team

https://basketsgaloregifts.com/

Baskets Galore Storefront: 95 Pearl Road, Brunswick, OH 44212

[email protected]

330-220-0088

For more, visit us online: https://baschrock-fg.com/

We’re excited to sit down with Deborah and Hannah Wasylko, the dynamic duo behind Baskets Galore. This business specializes in customized corporate gift designs, from branded items to gift baskets featuring local and gourmet selections. Join us as they share the story behind starting this business and their passion for creatively assisting business owners with thoughtful gifting.

Here’s some of what we discuss in this episode:

• Hannah and Deborah’s professional backgrounds + transition into corporate gift design

Get in touch with the Baskets Galore Team

https://basketsgaloregifts.com/

Baskets Galore Storefront: 95 Pearl Road, Brunswick, OH 44212

[email protected]

330-220-0088

For more, visit us online: https://baschrock-fg.com/

We’re excited to welcome back Mike and Mandy Hamlin for today’s episode. Mike and Mandy are the owners of the successful food truck and catering business, Kitchen 212. From losing their jobs during the pandemic to taking the leap to start their own business, their story is incredibly inspiring. If you missed part 1, you can check it out here!

Here’s some of what we discuss in this episode:

• How Mike and Mandy have pivoted from public events to private catering + the different services they offer today

Learn more about Kitchen 212:

https://www.kitchen212.com/

 For more, visit us online: https://baschrock-fg.com/