Today we are excited to be back with Dan Oaklief, RICP®, CPFA, one of our experienced advisors at BA Schrock Financial Group. For the past three years, Dan has been hosting informative webinars to educate clients on taxes, retirement, and social security planning. In part two of this two-part episode, we’ll talk about the impact of the current market on retirement planning and touch on some financial spring-cleaning tips.

Here’s some of what you’ll learn in this episode:

• Some financial spring-cleaning tips from Dan. (1:29)

 For more, visit us online: https://baschrock-fg.com/

Today we are excited to be joined by Dan Oaklief, one of our experienced advisors at BA Schrock Financial Group. For the past three years, Dan has been hosting informative webinars to educate clients on taxes, retirement, and social security planning. In part one of this two-part episode, we’ll unpack some of the common questions Dan receives from clients about financial planning.

Here’s some of what you’ll learn in this episode:

• Some fun facts about Dan, including a story about the worst haircut he’s ever had. (1:11)

 For more, visit us online: https://baschrock-fg.com/

In this episode, we’re spending some time with BA Schrock’s Colleen LeMasters, CFP® to share our process for helping and assisting clients when the face these significant changes that disrupt life and retirement. This is a conversation that we can approach from multiple angles so we’ve broken it out into two parts. In part one we talked about these life changes from a non-retirement perspective.

Now we’re going to turn our attention to the retirement aspect of this conversation and the changes that often happen to people around this time.

Here’s some of what you’ll learn on this episode:

• What is the most common change people face when someone goes from working to retirement? (1:26)

 For more, visit us online: https://baschrock-fg.com/

The only certainty in life is that we have no idea what tomorrow will bring. Even the best laid plans can change in an instant, but a well-constructed financial plan will ease the burden during these life events.

In this episode, we’re spending some time with BA Schrock’s Colleen LeMasters, CFP® to share our process for helping and assisting clients when the face these significant changes that disrupt life and retirement. This is a conversation that we can approach from multiple angles so we’ve broken it out into two parts. In this part one, we’re going to talk about these life changes from a non-retirement perspective.

Here’s some of what you’ll learn on this episode:

• Dealing with the loss of a spouse. (1:17)

For more, visit us online: https://baschrock-fg.com/

Anyone that’s looking for a financial advisor has probably see all the different designations people might have, but it’s tough for anyone outside of the industry to know what everything means. If there’s one you want to pay attention to when it comes to building a plan, it’s going to be the Certified Financial Planner (CFP®) designation.

Here’s some of what you’ll learn on this episode:

• What was her experience of getting the CFP® designation? (2:24)

For more, visit us online: https://baschrock-fg.com/

Another round of retirement changes are on the way after President Biden signed a spending bill in December 2022 that included the SECURE Act 2.0. Retirees and pre-retirees need to understand what this legislation means, how it might impact you, and what planning opportunities this could open up.

Here’s some of what you’ll learn on this episode:

• The key differences in SECURE Act and SECURE Act 2.0 (1:06)

For more, visit us online: https://baschrock-fg.com/

Today’s guest is Colleen LeMasters, CFP®, ChFC®, BFA™. Colleen is an Investment Advisor Representative and Insurance Professional at FIG.

In this episode, we will discuss market risk. There has been extreme volatility in 2022, and there is a lot we can learn from a year like this. Specifically, from a client management standpoint. Let’s discuss diversification and see what approaches we may want to take in 2023.

Here are some of the things you’ll learn in this episode:

• Should we peel off gains in the oil and gas sectors? (3:51)

For more, visit us online: https://baschrock-fg.com/

Welcome to part 2 of our ‘End of the Year Planning’ mini-series. I’m back with Dan Oaklief, RICP®, CPFA. In this episode, we will be focusing on year-end planning from a retirement standpoint.

Some pre-retirees hope to retire early but haven’t considered one of the more costly factors: health care. We connect our clients with a professional that helps guide them to the best option for their circumstances so they know they will be covered. Listen to hear some of the other important factors to approaching retirement.

Here are some of the things you’ll learn in this episode:

• How we can help you navigate through applying for Social Security. (2:07)

For more, visit us online: https://baschrock-fg.com/

On today’s show, we will be discussing end-of-the-year planning with one of our Financial Advisors, Dan Oaklief, RICP®, CPFA. Our last episode touched on the current and future markets, and today we want to look at what you should consider as a retiree at the end of the year.

One large factor to consider is the Required Minimum Distributions. If you do not utilize your RMDs, you’ll be penalized 50% of what you should have taken out (in the following year). This is just one thing to consider of the many key points we will be touching on.

Here are some of the things you’ll learn in this episode:

• What you should know about RMD planning. (0:42)

For more, visit us online: http://bashrock-fg.com

With the year coming to an end, you may be wondering what is in store for us over the next few months, as well as what 2023 with bring. While we can’t predict the future, we can certainly share our estimations of what may be coming.

History should be used as a guideline for our current markets, as it tends to repeat itself, but we also must consider the recent markets and current events that have shifted the tides. Listen as we discuss some market updates that you may want to know.

Here are some of the things you’ll learn in this episode:

• Historical data is a great reference for gauging the upcoming market, but you also must consider the very recent market and events. (3:40)

For more, visit us online: http://bashrock-fg.com