With the year coming to an end, you may be wondering what is in store for us over the next few months, as well as what 2023 with bring. While we can’t predict the future, we can certainly share our estimations of what may be coming.

History should be used as a guideline for our current markets, as it tends to repeat itself, but we also must consider the recent markets and current events that have shifted the tides. Listen as we discuss some market updates that you may want to know.

Here are some of the things you’ll learn in this episode:

• Historical data is a great reference for gauging the upcoming market, but you also must consider the very recent market and events. (3:40)

For more, visit us online: http://bashrock-fg.com

We have Keith Lockwood back for part 2 of this series. In case you missed the last episode, Keith has over 15 years of experience in investment management, portfolio construction, individual retirement planning, and more. Our last talk focused on more recent market volatility and talk of a global recession.

In this episode, we will talk about the future and what we might be able to expect from the market in the coming months. Keith shares the types of investments he recommends in the current market, and what we might be able to expect in the coming months.

Here are some of the things you’ll learn in this episode:

• What kind of stocks should we be concentrating on in this market? (1:34)

For more, visit us online: http://bashrock-fg.com

If you’re an investor or are thinking about investing, market volatility may be on your mind. Today we will look at some key points that you may be interested in. There are a lot of voices to sort through when it comes to opinions about the market

In this episode, we have Keith Lockwood back with us. Keith has over 15 years of experience in investment management, portfolio construction, individual retirement planning, and more. We will try and bring you some clarity so you can make the best decisions for your investment portfolio.

You may have heard people claim we are near (or in) a global recession. Today we will talk about whether the market is an indicator of a recession and how we feel about the Fed’s efforts toward balancing the market.

Here are some of the things you’ll learn in this episode:

• Is the market an indicator of a global recession? (4:39)

For more, visit us online: http://bashrock-fg.com

The housing market has seen incredible growth over the past few years and the low interest rates have been a big driver of that. Many people have been taking advantage of this current investing environment to buy properties that will generate income. Today we continue our discussion with Gary Kubalski and Keith Abramo from Union Savings bank to learn more about the different mortgage options available and what that process entails.

Here are some of the things you’ll learn on this episode:

• What are blanket loans? (1:28)

Check out part 1: https://baschrock-fg.com/ep-95-the-benefits-to-lending-through-a-local-bank-part-1/

The housing market has seen incredible growth over the past few years and the low interest rates have been a big driver of that. With so many people looking to buy a new home or a secondary property, mortgage lending comes up with our clients quite a bit. Today we’ve invited Gary Kubalski and Keith Abramo from Union Savings bank to tell us more about recent market and mortgage trends.

Here are some of the things you’ll learn on this episode:

• A little background on Union Savings Bank and their expansion into the Cleveland-Akron area. (1:12)

For more, visit us online: https://baschrock-fg.com/

Health and wealth are some of the biggest factors for happiness in our lives. On today’s episode we’re going to focus on the health side of retirement, with our guest Anthony Schrock from Pack Performance Center.

Here are some of the things you’ll learn on this episode:

• What drove him to becoming a business owner and why this specific area of focus? (1:26)

Listen to part 1: https://baschrock-fg.com/ep-93-health-wealth-with-anthony-schrock/

For more, visit us online: http://bashrock-fg.com

Health and wealth are some of the biggest factors for happiness in our lives. On today’s episode, we’re going to focus on the health side of retirement, with our guest Anthony Schrock.

Join us today as we break down these topics on today’s show:

• Why don’t more people prioritize their health? (4:29)

Read More: https://www.baschrock-fg.com/podcast/

We’re continuing our conversation on cyber security today with IT expert, Ben Zelei. Last week we explored what phishing scams look like and what cyber criminals want from you. Today, we’ll break down a few ways the average consumer can protect themselves from these scams.

What we discuss on this episode: 

1:13 – This will never happen to me

4:35 – So, what can we do?

6:33 – Ransomware encrypting files

8:50 - Who do they attack?

10:20 – Tips for password protection

17:32 – Password software

19:00 – What else can they do for protection?

22:20 – Does ransomware attack individuals?

25:05 – Easy things you can do to protect yourself

25:42 – Should you remember a device?

Read More: https://www.baschrock-fg.com/podcast/

Is your business data and personal data protected against cyber criminals? On today’s episode, we’ll explore protecting yourself against phishing scams with tech expert, Ben Zelei.

What we discuss on this episode: 

0:50 – Ben’s background and entry into IT

2:55 – Was this always your passion?

3:28 – Was Cyber Security challenging?

4:02 – What is your role with your company?

5:48 – How does ransomware attack your data?

7:32 – Who do they go after?

11:06 – Have you seen people lose money?

11:43 – What’s a sign that you shouldn’t click it?

13:21 – Maintain awareness of phishing

14:26 – Are there other ways they get in?

15:12 – Phishing in text messages

Read More: https://www.baschrock-fg.com/podcast/

Once you have a conversation with your family about legacy planning, what are the next steps to ensure your plan is put into place? On today’s episode, we’ll explore everything from trusts and wills to beneficiary designations and TODs and how all of these fit into your overall retirement plan.

What we discuss on this episode: 

0:46 – What are some other things people should consider?

2:13 – No two plans will look the same

5:51 – When is a trust advisable?

8:20 – What is a transfer on death?

10:25 – Probate is not the end of the world

12:21 – Communication and conversation are important!

Read More: https://www.baschrock-fg.com/podcast/