Congratulations! You have made it to the conclusion of the amazing three-part series on understanding Social Security, with Ray Ferrara CFP ® and award winning author / journalist and Social Security expert Mary Beth Franklin. During Part 3, Ray and Mary Beth take a look down the road on what the future of Social Security may look like given that it is projected to run out of money in 2032...

A must watch for anyone who wishes to learn more about the complex system that will affect all of us as Americans.  www.MaryBethFranklin.com

Acknowledgements and Important Disclosures

Welcome to part two of this superb three-part series with Ray Ferrara CFP ® and award-winning author / journalist and Social Security expert Mary Beth Franklin. During this exciting and informative session, Ray and Mary Beth give some well thought out tips on how to navigate the sometimes-overwhelming process when claiming your Social Security Benefits. A must watch for anyone who wishes to learn more about the complex system that will affect all of us as Americans. www.MaryBethFranklin.com

Acknowledgements and Important Disclosures

In this amazing three part series, Ray Ferrara CFP ® speaks to award winning author / journalist and Social Security expert Mary Beth Franklin. During this exciting and informative session, Ray and Mary Beth roll up their sleeves and have a detailed discussion about all things Social Security! A must watch for anyone who wishes to learn more about the complex system that will affect all of us as Americans. www.MaryBethFranklin.com

Acknowledgements and Important Disclosures

In this episode, Ray explores the surprising truth when it comes to the future of Women and Wealth Management with Dr. Barb Provost. This in-depth discussion reveals the amazing trends in financial services and the opportunity that exists. You won’t want to miss the insightful conversation on how to help current and future generations control the “Purse Strings”.

Acknowledgements and Important Disclosures

Ray Ferrara, CFP®, sits down with Cary Carbonaro, CFP®, MBA, Managing Wealth Advisor and Women in Wealth Ambassador for Ashton Thomas, to tackle the financial services industry's gender problem. Together, they explore how women approach money differently, the unique challenges they face—from wage gaps to longevity planning—and what women should look for when choosing a financial planner. Cary also shares insights from her new book "Women and Wealth" and discusses her mission to transform the industry into a more female-friendly space.

Acknowledgement and Important Disclosure

Ray Ferrara, CFP®, sits down with Alex Chamberlain, CMC, CSA, owner of EasyLiving, Inc, to tackle the realities of long-term care planning. They explore common misconceptions about care costs, the financial impact of extended care needs, and the importance of reaching out before crisis strikes. This conversation offers essential wisdom for anyone looking to age with dignity and financial security.  

Acknowledgement and Important Disclosure

Looking to make a lasting charitable impact? Ray Ferrara, CFP®, is joined by Katrina Mason, President and CEO of Morton Plant Mease Healthcare Organization, and Patricia Wang, Executive Director of Development and Gift Planning at the University of Maryland College Park Foundation, to unravel the concept of deferred giving. Together, they explore strategic options beyond immediate cash donations, including charitable gift annuities, pooled income funds, and charitable remainder trusts.   

Acknowledgement and Important Disclosure

Is there more to retirement than just financial planning? Ray Ferrara, CFP®, sits down with Robert Laura, founder of the Retirement Coaches Association and seven-time bestselling author, to challenge the status quo of retirement planning. Together, they explore the psychological and social aspects of retirement that are often overlooked, including what retirees typically lose versus gain and the importance of acting on your dreams while you're still healthy. Sit back and enjoy a conversation that could fundamentally change how you approach this critical life transition. 

Acknowledgement and Important Disclosure

Thinking about selling your business? Ray Ferrara, CFP®, sits down with Emery Ellinger, founder of Aberdeen Advisors, Inc., to unpack the complex world of mergers and acquisitions. Together, they explore how to prepare your company before selling, obtain accurate business valuations, avoid common pitfalls that can derail a deal, and so much more. Whether you're years from selling or actively planning your exit, this episode delivers crucial wisdom for maximizing your business's value. 

Acknowledgement and Important Disclosure

Ever wondered if your life insurance policy could be worth more than you think? Ray Ferrara, CFP®, sits down with Boyd Crisler, founder of Boyd Settlements, to discuss life settlements. Together, they explore this often-overlooked third option for policy holders, diving into everything from eligibility requirements to tax implications. Through real-world cases and knowledgeable insights, discover how selling your life insurance policy could potentially put more cash in your pocket today. 

Acknowledgement and Important Disclosure