Up Your Assets

Did you know that approximately 25% of Adults in the US are child-free, yet little is tailored for those in terms of Estate Planning...In this episode, Ray Ferrara interviews Dr. Jay Zigmont about estate planning for child-free couples, a niche - yet increasingly relevant area. Regardless of if you do or don't have kids, this population segment will have an impact on you and your community.  Estate Planning is not all about DOCUMENTS...it’s so much more: values, pets, charities, and your unique situation.  This session provides the answers and valuable insights for advisors and clients alike.

When markets soar or plunge, it’s natural to want to time your moves perfectly. But what if the real secret to lasting wealth isn’t timing, but discipline? In this episode, Ray and Kara Murphy, CIO of Kestra Investment Management, dispel some common misconceptions around market timing, strategies, and the hype surrounding AI and crypto—helping you navigate today’s volatile landscape with confidence.  No FOMO here…learn about Rays’ affinity for a YO-YO, and how the up and down of the stock performance / emerging technologies may reshape markets and what it could mean for future investments. This is essential listening for anyone serious about building wealth and avoiding costly mistakes during uncertain times.

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In this brief but bold episode, Ray shares several essential strategies for preserving and growing your wealth!  It is so important to remain vigilant and keep focused on risk management, proper tax strategies, liquidity when needed and organized estate planning.  Take a listen and learn some quick tips on how to keep your wealth intact!

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This episode features some great perspective from the podcast host Ray Ferrara.  Where he explores the strategic considerations of converting traditional IRAs to Roth IRAs, including benefits, drawbacks, and timing tips to optimize retirement planning.  Ray does not have a "Crystal Ball" and this is not a prognostication...however he provides some poignant and thought-provoking concepts on how to hedge potential tax changes in THE FUTURE. 

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Most people don’t fully understand how life insurance really works or quite possibly are overwhelmed by all the options available to them. In this eye-opening episode Ray teams up with Barry Flagg, a lifelong innovator in the insurance industry who’s revolutionized how consumers and advisors understand policy costs.   If you’ve ever wondered whether your life insurance policy is working for you or how to optimize one in the future...this is a worthy listen for consumers, financial advisors, or anyone puzzling through the complexity of life insurance. Don’t let your heart be troubled — tune in now and learn the from the two of the best.

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Join Ray as he hosts renowned family law expert Ky Koch, a Florida attorney with decades of experience in divorce and collaborative law.In this compelling discussion about destiny... Learn what to do when preparing to marry, to the innovative process of collaborative divorce, Ky and Ray share insights that could change how you approach one of life's most challenging events. You'll learn why pre-nuptial agreements are more relevant than ever, with real-world advice on full financial disclosure, asset valuation, and why protecting your ASSETS before the wedding bells ring is so important...SAY "I Do"  and watch this great episode.

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In this episode, Ray discusses essential strategies for securing personal data with expert Kenneth Washington, who is the Chief Information Officer at the Tampa Port Authority. They cover a range of topics that are a little more "TECH" related to the Up Your Assets Podcast... including the importance of regular software updates, creating strong passwords, the necessity of multi-factor authentication, and securing home and office networks. The conversation also delves into the use of public Wi-Fi, the role of antivirus software, identifying malicious emails, and the importance of data backup. Additionally, they explore home security technology and the considerations surrounding firearms for personal safety...don't miss the boat on this one, listen today!

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In this episode of the Up Your Assets podcast, Ray and James A. Combs, Jr. , the President and CEO of National Advisors Trust Company discuss the intricacies of legacy planning and the role of trust companies in estate planning. They explore the advantages of using a corporate trustee, the benefits of the directed trust model and the importance of professional expertise in managing trusts. Jim shares insights on the unique offerings of National Advisors Trust and their approach to asset management. The conversation also touches on current trends in estate planning, the significance of trusts for asset protection, and the growth opportunities for financial advisors in integrating trust services into their practices.  Make sure to tune in!

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In this episode of the Up Your Assets podcast, Ray Ferrara is joined by estate planning attorney Nick Grimaudo!  The two discuss recent changes in estate planning, which made estate tax rules permanent...  Ever wondered what $15 million per person means for you? Or how the new laws actually help you keep more of your wealth? Here's the truth: with the One Big Beautiful Bill, your estate exemption is now permanent at $15 million, which is an enormous difference from the sunset cliffhanger we faced earlier. However, what about protecting your assets before and after death? From proper asset titling to the strategic use of trusts, there’s more than one way to slash probate costs, guard against creditors, and shape your legacy. Even if you're below the exemption threshold, there are income tax benefits and planning tactics that could save you big. Are you taking the right steps now? Or leaving your future to chance? This session is definitely worth a listen!

In this episode, Ray Ferrara shares his predictions for 2026 and reflects on how difficult it is to forecast the future in such an unpredictable world. He looks at several major market themes, including a possible surge in IPO activity with nearly 500 companies potentially going public and raising over 100 billion dollars, helped by the expected passage of the Invest Act. Ray also talks about the growing pressure on private markets, pointing to liquidity issues and rising negative publicity that could reduce investor interest. The conversation wraps up with his outlook on early year economic volatility and how a widening "K economy" may continue to separate people who benefit financially from those who fall behind.