2026 is one of the biggest mortgage renewal years Canada has ever seen — and for many homeowners, the jump from 1–2% rates to 4%+ is creating real financial pressure. In this episode, Clyde Bryant and Luigi Cirocco break down what renewal really means today: rising payments, cash‑flow stress, underwater home values, debt consolidation, family lending, cosigners, fixed vs. variable decisions, and why “just signing the renewal letter” could cost you thousands.

If your renewal is coming up — or you know someone stressing about theirs — this is the conversation that will help you prepare, plan, and take control.

In this episode:- Why 2026 renewals are unlike anything we’ve seen before
- How to plan 120+ days before maturity
- What to do if your home value dropped
- When to consider refinancing instead of renewing
- The rise of B‑lending and alternative solutions
- Family lending, early inheritance, and cosigner strategies
- Fixed vs. variable in today’s market
- The mindset shift from “rate shopping” to “full financial planning”

If you care about cash flow, stability, or long‑term financial health, this episode can save you stress — and money.

Feeling off, overwhelmed, or just not like yourself lately?
You’re not alone—and you’re not stuck.

In this episode, Clyde sits down with Dr. Jen from Uptown Integrative Wellness to unpack the real causes of stress and how it shows up in your body, mindset, relationships, and finances. They break down the science behind stress, why chronic stress often goes unnoticed, and how to spot burnout before it takes over.

Together, they explore:- What stress actually does inside your body
- The difference between short-term stress and chronic burnout
- Why boundaries, perspective, and better habits matter
- How to reset your mind, body, and emotional energy
- The role of social media in increasing stress and comparison
- How financial pressure impacts decision-making
- Practical steps to regain control of your money and cash flow

Clyde also shares real-world financial strategies—from mortgage planning to cash-flow audits and smart debt moves—to help reduce pressure and give you back a sense of control.

If you're a parent, business owner, or professional carrying more stress than you’d like to admit, this episode is your reset.

It’s not just talk—it’s actionable strategies to help you feel calmer, clearer, and more aligned with what really matters.

🎯 Tune in now. Take back your perspective. Take back your power.

Success in the mortgage business isn’t just about hustle—it’s about clarity, consistency, and knowing exactly who you’re here to serve.

In this episode, Clyde sits down with Ruth Vigon to explore her journey from hospitality to mortgage brokering, and how her customer-first mindset continues to shape her business today. Ruth shares how she navigated early challenges, built a brand around speed and transparency, and found balance through structure and self-awareness.

From CRM systems to social media strategy, Ruth breaks down the tools and habits that keep her connected, intentional, and always educating her audience.

If you're ready to build a business that lasts, this episode is packed with practical insight and inspiration.

Tune In & Turn Up.

Success isn’t just about hustle—it’s about strategy, support, and purpose.Clyde sits down with Sara Puente —a dually licensed agent working as both a realtor and mortgage broker. Sara shares her shift from a traditional mindset to a strategic, purpose-driven approach, made possible through mentorship and Uptown’s full-service support.

She opens up about balancing motherhood and business, building lasting client relationships, and the real advantages of working with a brokerage that empowers agents to wear multiple hats and lead with intention. With built-in support from underwriters, marketing, and admin teams, Uptown helps agents stay focused on what matters most: serving clients with clarity and long-term strategy.

Whether you're just starting out or looking for a brokerage that truly backs your growth, this episode offers real insight into what agents need to succeed — especially those ready to serve with strategy and dual expertise. Tune In & Turn Up!

Looking to protect your legacy and pass on wealth the right way? 💼📈 In this episode, Clyde sits down with Matthew Liberatore, Partner at BDO Law, to unpack the legal and financial strategies families and business owners need to secure their future. They cover everything from estate planning and wills to business structuring, succession planning, and preparing for a sale. Matthew shares practical insights on minimizing liability, maximizing value, and ensuring smooth transitions across generations. If you're thinking about legacy, long-term growth, or protecting what you've built—this episode is packed with real-world advice you can use. 🎧 Tune In & Turn Up Now!

In this episode, Clyde sits down with Joe Trimboli — motivational speaker, mortgage professional, and author of Your Wake Up Call — to share the mindset shifts and daily habits that lead to lasting success in both business and life.🧠
 
They explore motivation, personal growth, and the strategies that help you stay focused — whether you're building your brand, chasing your next goal, or just need a reset.🚀
 
If you’ve been looking for clarity, energy, or a reason to refocus — this one’s for you.
 
Don’t miss out — Tune In & Turn Up Now!

In this live session, Clyde joins the team at Homelife/Cimerman Real Estate Brokerage to break down how realtors can close more deals by understanding the full spectrum of mortgage solutions — from A and B lending to private financing.

Whether you're working with first-time buyers or navigating tough files, this conversation is packed with practical insights to help you:Unlock more opportunities for your clients
Structure deals that traditional lenders might decline
Build confidence in today’s complex market

💡 Want this kind of training brought to your office? Reach out:
📩 [email protected] | 📱 905.738.6965

🎧 Subscribe to the Uptown Experts Podcast on YouTube and follow us for more insights that help you grow your business with clarity and confidence. 

Building a brokerage isn’t just about closing deals—it’s about mentorship, training, and creating real opportunities for growth.🚀🌟
 
Clyde Bryant sits down with Johnny Suppa and Danny Cardoso from Yournesta Financial to talk about what it takes to grow a successful brokerage. They share how they’ve built a system to train agents, the power of automation, and how they’ve overcome the challenges of scaling a business while staying focused on long-term success.📈
 
Whether you're an agent, broker, or entrepreneur, this episode is packed with real insights on collaboration, and building a thriving business.
 
🎧Don't miss out - Tune In & Turn Up Now!

𝘾𝙤𝙡𝙡𝙖𝙗𝙤𝙧𝙖𝙩𝙞𝙤𝙣 𝙊𝙫𝙚𝙧 𝘾𝙤𝙢𝙥𝙚𝙩𝙞𝙩𝙞𝙤𝙣 🤝

Join Clyde Bryant Jr. as he sits down with Robert Jendrzejczak, CEO & Founder of New Street Media, to discuss the role of marketing, real estate, and strategy in building a successful business.

Robert shares how he brought media and real estate together to create a unique model and how focusing on the right systems has fueled his growth. They also talk about how the right strategy, strong partnerships, and long-term thinking have contributed to his success.

If you're a real estate professional, entrepreneur, or someone looking to take your business to the next level, you don’t want to miss this.🚀

🎧Tune in and Turn Up now! 

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𝙐𝙣𝙡𝙤𝙘𝙠 𝙩𝙝𝙚 𝙛𝙪𝙡𝙡 𝙥𝙤𝙩𝙚𝙣𝙩𝙞𝙖𝙡 𝙤𝙛 𝙮𝙤𝙪𝙧 𝙍𝙍𝙎𝙋𝙨.
Join Clyde and Luigi as they break down how to put your RRSPs, TFSAs, and other registered investments to work through private mortgage lending. They cover why traditional savings strategies may not be enough, how to maximize returns while managing risk, and why more investors are turning to real estate-backed investments.

Whether you’re looking to grow your portfolio, catch up on contributions, or explore smarter ways to build long-term wealth, this episode is for you.

Tune in and Turn Up now!