Welcome to the Vetted VA podcast. The VA Loan Your Journey Home. This is a podcast where we go beyond the surface of VA home loans. Join us every week as we team up with leading mortgage and real estate experts who've gone through the vetted VA training and vetting process. We dive into everything you need to know from your initial contemplation of buying a home.

Where, how, who do I talk to and even what to expect on closing and afterwards when you own the home. In this episode, let's talk about a couple of questions, like are you confused about attorney states versus escrow states? What about wondering what paperwork you should be signing at closing? We're here to answer these questions and more. Each week, we invite guests from the vetted VA network from around the nation, ensuring that you get insights in diverse regions and markets for wherever you may be considering using your VA home loan benefit.

Remember, we're also here to help you in real time. So if you haven't yet, join our Facebook group, Search for Vetted VA in Facebook. Join the group and ask your questions. Get answers in real time and solutions to help you on the home buying journey. We're not just here to share knowledge. We're here to help guide you on your journey home.

If you prefer a visual experience, you can also find this episode on our YouTube channel. Just head over to youtube.com/@vettedva and search for "What to Expect on Closing Day" or click the link in the show notes.

Enjoy!

In This Episode

00:01:23 About David Osborn

00:01:47 About Randy Teakell

00:02:04 About Sara Acevedo-Schwocher

00:02:24 What is closing day?

00:04:00 Days before closing

00:06:01 What is a CD?

00:10:17 What to expect next

00:16:35 Can I bring a personal check to pay for closing costs?

00:19:40 Difference between money wires

00:27:26 When and how do I get the keys to my new home?

00:29:26 Power of Attorney

00:38:15 How long does a closing take?

00:40:43 Bonus Entitlement/ Secondary Entitlement

00:42:56 Additional info on power of attorney

00:44:11 Advice for

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⁠Nathan Knottingham on LinkedIn⁠

⁠Christopher Griffith on LinkedIn⁠

⁠Nathan Knottingham of Facebook⁠

⁠Christopher Griffith on Facebook⁠

⁠Vetted VA on Facebook⁠

⁠Vetted VA Website⁠

⁠Video on YouTube⁠

Welcome to the premiere episode of the Vetted VA Podcast, VA Loans-Your Journey Home. Hosted by Nathan Knottingham and Christopher Griffith, this podcast covers all things VA home loan benefits. Veterans deserve access to accurate information. Overlays, warehouse lines, ignorance, and bad actors or brands all presently manipulate the VA Home Loan Guarantee benefit in ways that do not benefit the veteran, even placing the entitlement’s future existence in jeopardy. Vetted VA aims to fix this for all.

In this first episode, Christopher and Nathan talk about what Vetted VA is all about, what led to its foundation, and how they plan on serving veterans and professionals in the future.

About our hosts

Christopher Griffith is a marine veteran, entrepreneur, educator, and motivator. Christopher understands personally what the VA Home Loan Guarantee can do to change lives for the better; that’s why he is dedicating his time to creating a better solution that will make it easier for Veterans to get the mortgage they want with all of the perks they desire. Through Vetted VA™, Christopher Griffith is working for Veterans who want to use the VA Home Loan Guarantee to purchase their home – and take control of their lives.

Nathan Knottingham is a speaker and consultant, a business builder, and a seasoned entrepreneur. Nathan’s passion for good education and protection for consumers is apparent in all he does. He’s committed to helping businesses and individuals grow through targeted content strategies and marketing automation, but he is an extrovert at heart who loves to connect with people and build community through creating genuine relationships.

Enjoy!

In This Episode

00:57 - Get to know our host, Christopher Griffith

03:29 - What led to the foundation of Vetted VA

07:16 - Finding out more about Nathan Knottingham

09:06 - How Christopher and Nathan bring phenomenal changes to the veteran's world

10:44 - How data is crucial for finding ways to serve clients better

16:04 - How to get involved with Vetted VA

23:52 - What makes Vetted VA podcast unique among podcasts

Favorite Quotes

03:29 - "And so we wanted professionals to be able to help veterans access better information, better options while being held accountable." - Christopher Griffith

04:04 - "Buying a home is one of the most difficult things a lot of people do. It's one of the biggest investments they make." - Christopher Griffith

04:38 - "In training, we believe that if you ain't failing, you ain't training. So, the way we see our jobs is to honestly create failure as often as we can around the knowledge-based components, around the engagement-based components, and around the reasoning-based components. Because ultimately, our professionals not only do a good job of teaching and explaining, they also do a great job of holding other industries accountable." - Christopher Griffith

14:31 - "We believe that veterans and professionals need to be better informed so they can make better choices because at the end of the day, they have to make a choice." - Christopher Griffith

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⁠Nathan Knottingham on LinkedIn⁠

⁠Christopher Griffith on LinkedIn⁠

⁠Nathan Knottingham of Facebook⁠

⁠Christopher Griffith on Facebook⁠

⁠Vetted VA on Facebook⁠

⁠Vetted VA Website

Welcome to the Vetted VA podcast, your guide to navigating the world of VA lending and completing the journey to owning a home. We're here to provide you with valuable insights, expert advice, and reliable information, all backed by official documentation from the VA and Lender Guidelines.

In this episode, we delve into a topic that many are familiar with but often struggle to fully comprehend: VA Loan assumptions. Have you ever wondered how these assumptions actually work? How can you buy or sell a home using a loan assumption? Join our esteemed panelists Josh Lewis, Ashley Mulcahey, JD Mathieu, and Andy Treno as they unravel the mysteries surrounding VA Loan assumptions. They'll share the dos and don'ts, shed light on both the known and unknown aspects of this process.

If you prefer a visual experience, you can also find this episode on our YouTube channel. Just head over to youtube.com/@vettedva and search for ""VA Loan Assumptions"" or simply click the link provided in the show notes.

So, without further ado, let's dive right into the episode and uncover the secrets of VA Loan assumptions."

Enjoy!

In This Episode

06:35 - What does it mean to assume a loan?

07:32 - Biggest hurdle in an assumption loan

08:56 - What is the benefit of assuming a VA loan?

10:09 - Who can assume a VA loan?

12:06 - What are the costs of assuming a VA loan?

14:22 - The timeline of closing on an assumed loan

16:36 - What happens to the Veteran home owner's entitlement when their loan is assumed?

21:12 - How to get your entitlement restored

28:46 - Can you have an FHA and VA loan at the same time?

Favorite Quotes

06:37 - "Instead of going through the regular loan origination process, you literally take over the same loan that the seller has on the property with the same terms and continue to make the payments." - JD Mathieu

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Nathan Knottingham of Facebook

Christopher Griffith on Facebook

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Vetted VA Website

Video on YouTube

Welcome to the Vetted VA podcast -VA Loan - Your Journey Home- your go-to source for the latest insights into the housing market and economy. Christopher Griffith and Logan Mohtashami, the acclaimed economist and housing market connoisseur will discuss some interesting economics that affect the mortgage markets.

This episode promises a deep dive into the current housing market scenario, shedding light on the crucial issues impacting both buyers and sellers. Logan will bring his unmatched expertise to dissect a range of topics from inventory levels and mortgage rates to affordability and demographic influences on housing demand.

are you Ever puzzled by the low housing inventory or the rising home prices? Logan unravels these mysteries, discussing the effects of rent inflation and providing critical advice for prospective homeowners. As we navigate these waters, we'll also look at the role of government agencies like Fannie Mae and Freddie Mac in shaping the market landscape.

Moreover, we'll uncover the motivations behind recent policy shifts targeting second home purchases and their impact on the affordability of housing. Logan emphasizes understanding economic cycles and encourages us to question the doom and gloom narratives in favor of American resilience and adaptability.

So, whether you're a hopeful homebuyer, a potential seller, or just fascinated by the economic and societal implications of housing market dynamics, this episode is an essential listen. With Logan's insights, complicated economic principles transform into actionable wisdom.

Join us for this riveting discussion on the current state of the housing market, its driving factors, and strategies to master the game. Get set for a captivating and enlightening dialogue with Logan Mohtashami on the Vetted VA Podcast.

Enjoy!

In This Episode

06:29 - How investor buyers are affecting property availability

09:53 - How nested equity in our homes affect the market

10:15 - Why people are not selling

14:53 - The "d" word

20:14 - Housing market health grade

38:04 - When should you buy?

Favorite Quotes

08:36 - "(We are currently) the best loan profile homeowners ever recorded in U.S. history." - Logan Mohtashami

10:10 - "To underlie the significance of actually owning and having a house you have to understand, you either have the money or the house, the house is valuable." - Christopher Griffith

10:29 - "Homeowners have it as good as ever right now. They need an actual reason to move." - Logan Mohtashami

38:32 -" I always tell people this you're not ready to buy a house if you're asking me to give you permission or need to talk to me about buying a house, you are not ready." - Logan Mohtashami

Engage with Vetted VA

Nathan Knottingham on LinkedIn

Christopher Griffith on LinkedIn

Nathan Knottingham of Facebook

Christopher Griffith on Facebook

Vetted VA on Facebook

Vetted VA Website

Video on YouTube

Welcome to the Vetted VA podcast, where we delve into the world of VA construction loans. In today's episode, we have a panel discussion featuring three experts in the field: Nathan Knottingham, Shawn Hammond, and Joyie Francisco - you'll learn more about each of them shortly

During this episode, we'll move through the entire journey of obtaining a VA construction loan, from understanding the initial steps to closing on your dream home. Our knowledgeable panel will walk you through the key aspects, potential challenges, and important considerations to keep in mind.

Topics covered include the importance of appraisals and how they influence the loan process, the significance of conducting a final inspection and the role of third-party inspections, the impact of change orders and upgrade costs, and the various financing options for purchasing land or doing an all-in-one package. We'll also explore how previous VA loan usage affects your eligibility for another construction loan.

Whether you're a veteran interested in building a custom home or simply curious about the intricacies of VA construction loans, this episode is for you. Our panel's expertise and insights will empower you with the knowledge needed to make informed decisions throughout the loan process. And if you would rather watch the episode you can tune into our Youtube channel the link is in the show notes!

So, let's jump in to demystify VA construction loans, share valuable tips, and equip you with the information necessary to embark on your home construction journey.

Enjoy!

In This Episode

00:34 - Welcome to the podcast

01:05 - Topics covered

02:10 - Finding out more about Joyie Francisco

02:48 - Finding out more about Shawn Hammond

9:23 - The difference between a OTC and new build

13:11 - The financing difference between OTC and new builds.

1:21:40 - Using your VA more than once

Favorite Quotes

04:47 - "(OTC) is a really great product that allows Veterans to leverage their entitlement and potentially build their forever home." - Shawn Hammond

20:04 - "The VA OTC gives you the most protection as the consumer hands down." -Joyie Francisco

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Nathan Knottingham on LinkedIn

Christopher Griffith on LinkedIn

Nathan Knottingham of Facebook

Christopher Griffith on Facebook

Vetted VA on Facebook

Vetted VA Website

The episode on YouTube