Family responsibilities as soon as marriages are done, then parenting, their marriages, grandkids, many people are trapped in the same IB and don't even think about themselves until they get old.. Old age is grassy time in middle class families. Lucky are those who die peacefully. Bearing financially is worse than the hell that comes when you are affected by any disease. It is their responsibility to make sure that that situation doesn't come. There should be no need to depend on someone..