Wall Street Truthbombs Podcast

Payroll giant ADP reported that private employers added 90,000 jobs last month, yet inside that exact same report, financial activities and professional services slashed 27,000 corporate desks. In today's Wall Street Truthbomb, Chief Investment Officer Mark Malek exposes the invisible white-collar recession that mainstream financial pundits are ignoring while college-educated professionals find themselves quietly trapped in place.

Mark breaks down the macro divergence behind the numbers: taxpayer-funded healthcare and hospitality propping up headline payroll figures like water poured into a leaky bucket, while corporate knowledge sectors bleed headcount. Discover the shadow data behind the freeze—corporate layoffs citing Artificial Intelligence surpassing general restructurings, recent college grad underemployment reaching 42%, and the national quits rate tumbling to 1.9%. Learn why staying in your chair carries an immediate $1,800 annual wage penalty against real CPI, and get Mark's 3-point capital defense playbook to navigate household cash runway and corporate earnings shifts.

Chapters: 
00:01:24 - The Headline Paradox: ADP Beats Consensus While Corporate Desks Vanish
00:03:08 - The Leaky Bucket: How Taxpayer-Funded Healthcare Masks Private Headcount Drops
00:01:58 - The Knowledge Economy Drain: 27,000 Salaried Roles Erased in a Single Month
00:06:57 - The College Graduate Freeze: 5.6% Unemployment and 42% Underemployment
00:05:51 - AI as the Primary Driver: Why Tech C-Suites Cite Automation for 120,000 Cuts
00:07:28 - The Invisible Pay Cut: Staying Put at 3% vs. Jumping Desks at 4.8%
00:09:07 - The Death of the Lateral Jump: Why the Quits Rate Collapsed to 1.9%
00:10:34 - Transmission to Stocks: What White-Collar Squeezes Do to Discretionary Spending
00:10:04 - The 3-Point Personal Defense Playbook: Cash Runways, Bank Earnings & Tech Audits
00:13:45 - Today's Wall Street Truthbomb: The Recession You Feel That Washington Won't Print

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Truthbombs videos are for informational and entertainment purposes only. The views expressed by Mark Malek or guests are their own and do not necessarily reflect those of Siebert Financial. These videos do  not constitute investment advice, an offer to sell, or a solicitation to buy any securities. Past performance is not indicative of future results. Listeners and viewers should consult a qualified financial professional before making any investment decisions.

#JobsReport #WhiteCollar #Recession #Employment #Inflation #PersonalFinance #Economy #CareerAdvice #MarkMalek #WallStreetTruthbombs #Investing #labormarket

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When U.S. stocks come under sudden morning pressure, mainstream commentators reflexively point to earnings reports or domestic political noise. In today's Wall Street Truthbomb, Chief Investment Officer Mark Malek looks past domestic headlines to expose the true epicenter of global market fragility: an unregulated $65 Trillion mountain of offshore shadow debt quietly suffocating foreign commercial banks.

Mark breaks down the institutional plumbing of cross-currency basis swaps and foreign exchange (FX) swap markets—a massive accounting blind spot highlighted by the Bank for International Settlements where short-term obligations never appear on formal bank balance sheets. Discover the "global dollar tollbooth" reality playing out across Tokyo, London, and Frankfurt as 10-year Treasury yields push 5.34% and 30-year paper trades at 5.60%, learn why trapped foreign lenders are forced to dump liquid U.S. Treasuries and mega-cap equities to satisfy collateral demands, and explore Mark's 3-point desk defense protocol to insulate your capital from offshore liquidity contagion.

CHAPTERS:
00:00 — The Opening Bell Mystery: Why Foreign Cash Shortages Shake Domestic Equities
02:26 — The Global Dollar Tollbooth: Stuck Cargo and Fire-Sale Liquidations
04:31 — Demystifying the FX Swap: How Foreign Institutions Rent Daily U.S. Dollars
06:21 — The $65 Trillion Blind Spot: Why Offshore Currency Debt Escapes Balance Sheets
06:52 — The Spread Dislocation: How 5.34% Benchmark Yields Strand Foreign Balance Sheets
07:54 — Transmission Lever 1: The Cross-Border Collateral Dump on U.S. Equities
08:27 — Transmission Lever 2: Emerging Market Reserve Drains and Supply Chain Disruptions
09:14 — Transmission Lever 3: The Fed Swap Line Valve and Offshore Liquidity Bailouts
10:32 — The 3-Point Desk Defense Playbook: Tracking Basis Spreads, Currency Hedging & T-Bills
13:23 — Today's Wall Street Truthbomb: Why Offshore Dollar Starvation Triggers Domestic Panics 


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Truthbombs videos are for informational and educational purposes only. The views expressed by Mark Malek or guests are their own and do not necessarily reflect those of Siebert Financial. These videos do not constitute investment advice, an offer to sell, or a solicitation to buy any securities. Past performance is not indicative of future results. Listeners and viewers should consult a qualified financial professional before making any investment decisions.

#DollarSqueeze #GlobalLiquidity #BondMarket #TreasuryYields #StockMarket #FederalReserve #FXSwaps #MacroEconomy #MarkMalek #WallStreetTruthbombs #Investing #PersonalFinance

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When market volatility spikes and bond yields soar, millions of prudent workers log into their corporate 401(k) accounts and move their life savings into stable value funds, expecting guaranteed capital preservation and complete liquidity. In today's Wall Street Truthbomb, Chief Investment Officer Mark Malek pulls back the corporate HR curtain to expose a $900 Billion financial trap that trading desks consider one of the most under-reported structural risks in modern retirement planning.

Mark breaks down the complex mechanics of synthetic book-value wrap contracts issued by major life insurance conglomerates. Discover why stable value assets are not cash equivalents, how holding intermediate bonds through historic yield spikes up to 5.34% and 5.60% drove underlying market-to-book ratios down to 85 cents on the dollar, and how the "locked fire exit" mechanism triggers 12-month employer put restrictions and equity-wash transfer rules when redemption demands surge. Learn how to pull your fund's market-to-book ratio and execute Mark's 3-point desk defense protocol to safeguard your retirement wealth.

CHAPTERS:
00:00 — The Illusion of Cash: Why Stable Value Portals Hide Severe Duration Risk
02:25 — The Locked Fire Exit: The Fine Print Trapping 20 Million Retirement Accounts
04:25 — Anatomy of the Stable Value Fund: Intermediate Bonds vs. Money Market Rules
05:24 — The Synthetic Wrap Contract: How Life Insurers Promise What Isn't There
06:37 — The Market-to-Book Fracture: Underlying Assets Tumble to 85 Cents on the Dollar
08:10 — Rupture Point 1: Baby Boomer Retirements and the Run on Insurance Balance Sheets
08:36 — Rupture Point 2: The Contractual 12-Month Employer Put Gate That Halts Liquidity
09:42 — Rupture Point 3: The Equity-Wash Rule Preventing Moves into Higher Cash Yields
10:34 — The 3-Point Desk Defense Playbook: Ratio Audits, Covenant Reviews & Direct T-Bills
13:41 — Today's Wall Street Truthbomb: Why Stable Value Guarantees Fall to Cash Realities

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Truthbombs videos are for informational and educational purposes only. The views expressed by Mark Malek or guests are their own and do not necessarily reflect those of Siebert Financial. These videos do not constitute investment advice, an offer to sell, or a solicitation to buy any securities. Past performance is not indicative of future results. Listeners and viewers should consult a qualified financial professional before making any investment decisions.

#401k #Retirement #StableValue #PersonalFinance #TreasuryYields #InterestRates #Economy #Bonds #FinancialPlanning #MarkMalek #WallStreetTruthbombs #Investing

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Two markets heard the exact same economic data this week and reached completely opposite conclusions. While the Nasdaq 100 hit all-time highs and Nvidia touched $237.88 after October rate-hike odds collapsed below 20%, the benchmark 10-year Treasury yield surged above 5.3%—touching its highest level in 24 years. In this comprehensive Weekly Market Recap sponsored by Siebert Financial, Chief Investment Officer Mark Malek looks past equity euphoria to expose why the bond market is no longer betting on the Fed, but betting against Washington's debt.

Mark breaks down the macro divergence: cooler August PCE inflation that was artificially aided by a 0.3-point historical methodology revision, a stalled September jobs report showing just 29,000 payroll additions with negative revisions, and the ISM Prices Paid index leaping to 77.9. Plus, deep dives into the week's top 3 movers: Fair Isaac (FICO) crashing 22.9% after FHFA Director Bill Pulte opened mortgage scoring to VantageScore, Nike (NKE) sliding on negative sales guidance and the $2.5 Billion "PACE" restructuring plan, and Micron (MU) posting massive $54.2 Billion quarterly revenue driven by an 11-fold surge in data center sales. Finally, get the full forward outlook for FOMC September minutes, ISM Services, and big consumer earnings from PepsiCo and Delta Air Lines.

CHAPTERS:
00:26 - The Great Market Divide: Nasdaq 100 Hits Records as 10-Year Yields Touch 5.3%
00:53 - The Fed Pivot Pricing: October Hike Odds Collapse from 70% Down Below 20%
02:12 - The 24-Year High: Why Long-Term Yields Are Betting Against Washington's Debt
02:39 - Energy Shock Management: G-7 Releases 100M Barrels as Diesel Sits at Record Highs
03:52 - Stock #3: Fair Isaac (FICO) — Down 23% as FHFA Ends the Mortgage Scoring Monopoly
04:52 - Stock #2: Nike (NKE) — Slumps on Revenue Contraction and $2.5B Cost-Cutting Plan
07:08 - Stock #1: Micron Technology (MU) — $54.2B Revenue and the AI Memory Valuation Trap
09:53 - Economic Forensics: PCE Inflation Math Shifts vs. September Jobs Stalling at 29K
11:52 - The Week Ahead: September FOMC Minutes, Fed Speakers & Delta Fuel Guidance
14:10 - Weekly Truthbomb: When Short Rates Drop and Long Rates Rise, Washington Loses


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Sponsored by Siebert Financial Corp. (NASDAQ: SIEB) — Where investing is for everyone. Member FINRA/SIPC.

Truthbombs videos are for informational and educational purposes only. The views expressed by Mark Malek or guests are their own and do not necessarily reflect those of Siebert Financial. These videos do not constitute investment advice, an offer to sell, or a solicitation to buy any securities. Past performance is not indicative of future results. Listeners and viewers should consult a qualified financial professional before making any investment decisions.

#StockMarket #WeeklyRecap #TreasuryYields #InterestRates #FederalReserve #Micron #Nvidia #FICO #Nike #Economy #MarkMalek #WallStreetTruthbombs #SiebertFinancial

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For two straight years, corporate executives bragged on television that high interest rates couldn't touch them because their loans were locked in during the zero-rate era. In today's Wall Street Truthbomb, Chief Investment Officer Mark Malek looks past corporate slide decks into syndicated loan files to expose the mathematical reality of a $1.8 Trillion corporate maturity wall detonating over the next 18 months.

Mark breaks down the trading-desk metrics behind the Russell 2000, revealing that over 22% of small-cap public corporations are already classified as zombies whose operating cash flows fail to cover current interest obligations. Discover the "expired teaser rate" shock waiting for corporate balance sheets as cheap 2.5% debt is forced to roll over into 7.5% to 9% yields against 5.34% 10-year Treasuries and 5.60% long bonds. Learn how tripling interest burdens triggers dividend cancellations, white-collar workforce reductions, and syndicated loan covenant defaults, and get Mark's 3-point desk defense protocol to scrub vulnerable companies from your retirement portfolio.

CHAPTERS:
00:00 — The Zero-Rate Illusion: Why Corporate Debt Guarantees Have Run Out of Time
02:24 — The Expired Teaser Rate: How Corporate America Spent Five Years on 0% Credit
04:18 — The Debt Capital Desk Reality: $1.8 Trillion Maturing into Multi-Decade Highs
06:15 — The $30M Annual Cash Drain: The Math Behind Tripling Borrowing Costs
01:56 — The Zombie Infestation: 22% of the Russell 2000 Unable to Cover Debt Service
06:46 — Transmission Lever 1: The Coming Wave of High-Yield Dividend Cancellations
07:53 — Transmission Lever 2: Balance-Sheet Layoffs and Corporate Overhead Purges
08:43 — Transmission Lever 3: Syndicated Private Credit Breaches and Chapter 11 Filings
10:05 — The 3-Point Desk Defense Playbook: The Zombie Filter, Maturity Audits & T-Bills
13:39 — Today's Wall Street Truthbomb: When Free Money Ends, Bondholders Eat Equities

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Truthbombs videos are for informational and educational purposes only. The views expressed by Mark Malek or guests are their own and do not necessarily reflect those of Siebert Financial. These videos do not constitute investment advice, an offer to sell, or a solicitation to buy any securities. Past performance is not indicative of future results. Listeners and viewers should consult a qualified financial professional before making any investment decisions.

#CorporateDebt #ZombieCompanies #StockMarket #InterestRates #TreasuryYields #Dividends #Layoffs #Economy #Russell2000 #MarkMalek #WallStreetTruthbombs #Investing #PersonalFinance

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Financial headlines are screaming that a $1.2 Trillion hedge fund basis trade is on the verge of blowing up the financial system, but the institutional plumbing tells the exact opposite story. In today's Wall Street Truthbomb, Chief Investment Officer Mark Malek looks past mainstream doomsday narratives into primary clearing desks to reveal why the basis trade is actually unwinding voluntarily—and exposes where $300 Billion in opaque systemic leverage silently migrated.

Mark dismantles six pervasive media myths, debunking fabricated regulator quotes and showing why quarter-end repo markets experienced an $11.4 Billion cash glut rather than a collateral freeze. Discover the real shadow data: the Bank for International Settlements (BIS) confirming that off-balance-sheet swap spread trades tripled to $300 Billion with zero public positioning reports, why the bond market's MOVE index spiked 35% to 101.8 while the stock VIX slept at 16, and how this hidden duration volatility keeps mortgage rates pinned above 7.45% while threatening a severe multiple contraction across 401(k) equity portfolios.

CHAPTERS:
00:00 — The Divergence: The Bond Market Screams as the Stock Market Sleeps
01:13 — The Nightclub Mental Model: How $300B Slipped Through an Unmarked Exit
02:16 — Rate Reality Check: 10-Year Hits 5.26% and the MOVE Index Surges to 101.8
04:03 — Anatomy of the Basis Trade: Why 0% Haircuts Created 56-to-1 Leverage
08:17 — Debunking Myth 1 to 3: The Shrinking $830B Position and Fabricated Quotes
10:07 — Debunking Myth 4 to 6: Zero Standing Repo Panic and the $11B Cash Glut
11:46 — The Shadow Migration: BIS Confirms Swap Spread Trades Tripled to $300 Billion
12:18 — The Main Street Transmission: Why Mortgage Spreads Stick Above 260 bps
14:24 — The 401(k) Multiple Threat: What Happens When a 101 MOVE Hits a 16 VIX
15:47 — The 3-Point Desk Defense Playbook: Trimming Multiples, Avoiding Bond Funds & T-Bills
19:28 — Today's Wall Street Truthbomb: The Real Danger Is the Trade Nobody Is Watching

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Truthbombs videos are for informational and educational purposes only. The views expressed by Mark Malek or guests are their own and do not necessarily reflect those of Siebert Financial. These videos do not constitute investment advice, an offer to sell, or a solicitation to buy any securities. Past performance is not indicative of future results. Listeners and viewers should consult a qualified financial professional before making any investment decisions.

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Wholesale catastrophe reinsurance pricing just collapsed 23% from its post-pandemic peak, yet the insurance line inside your monthly mortgage statement just printed an all-time record high. In today's Wall Street Truthbomb, Chief Investment Officer Mark Malek exposes why 65% of American homeowners with an escrow account are hitting severe shortages this year—forcing an average out-of-pocket jump of $175 every single month.

Mark dismantles five pervasive media myths floating across financial blogs, including a completely fictitious $420 Billion national shortfall figure and misplaced blame on property tax assessments and softwood lumber prices. Discover the trading-desk reality behind global reinsurance renewals falling 20% to 25%, uncover how mortgage servicers are pocketing the margin spread, and learn the critical statutory protections codified under federal Regulation X (12 CFR § 1024.17)—including the single word on your statement that determines whether your servicer can legally demand a 30-day lump-sum wire or is required to spread the deficit over 12 months.

CHAPTERS :
00:00 - The Wholesale Spread: Catastrophe Risk Drops 23% as Escrow Hits Records
00:53 - The Kitchen Table Toll: 65% of Escrow Accounts Hit Shortages Averaging $2,100
03:36 - Deconstructing Myth 1 & 2: The Phantom $420B Stat and Actual Property Tax Numbers
06:11 - The Reinsurance Reality: Wholesale Pricing Drops to 2021 Levels as Servicers Pocket Spreads
07:47 - State Disconnect: Why Florida Resets Down While California FAIR Plan Surges 29%
08:17 - Deconstructing Myth 3, 4 & 5: Lumber Deflation, Servicer Liquidity, and Rate Regimes
10:51 - Regulation X Statutory Shield: What Federal Law Prohibits Servicers from Demanding
11:56 - The Single Word: Why "Shortage" vs. "Deficiency" Decides Your Repayment Rights
13:35 - The CFPB Enforcement Vacuum: Protecting Your Balance Sheet When the Cop Leaves the Beat
15:55 - Today's Wall Street Truthbomb: Why Your Escrow Squeeze Is Corporate Margin, Not Weather

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Truthbombs videos are for informational and educational purposes only. The views expressed by Mark Malek or guests are their own and do not necessarily reflect those of Siebert Financial. These videos do not constitute investment advice, an offer to sell, or a solicitation to buy any securities. Past performance is not indicative of future results. Listeners and viewers should consult a qualified financial professional before making any investment decisions.

#MortgageRates #RealEstate #Escrow #HomeownersInsurance #HousingMarket #PersonalFinance #Economy #FederalReserve #PropertyTaxes #MarkMalek #WallStreetTruthbombs #Investing

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While mainstream financial networks claim the regional banking crisis was solved, trading desks are watching the fuse get re-lit directly beneath your checking account. In today's Wall Street Truthbomb, Chief Investment Officer Mark Malek looks past corporate PR statements into Schedule R-C of FDIC Call Reports to expose the $325.1 Billion in unrealized bond losses quietly paralyzing America's banking system.

Mark breaks down the statutory mechanics of FASB Accounting Standard ASC 320—the loophole that allows banks to hide catastrophic duration losses by labeling underwater 1.5% Treasuries and mortgage bonds as "Held-to-Maturity." Discover the 3-stage catalyst draining bank liquidity as 10-year Treasury yields test 5.27%, learn how trapped lenders are quietly slashing HELOCs, cutting small business revolvers, and delaying wire transfers, and get Mark's actionable 3-point desk defense protocol to protect your operating cash and retirement accounts before the next liquidity crunch hits.

CHAPTERS
00:00 — The Unspoken Crisis: $325 Billion in Hidden Losses Sitting in US Commercial Banks
01:43 — The Frozen Ice Box Metaphor: How Spoiled Assets Get Padlocked Behind Accounting Rules
03:44 — Zero-Rate Era Hangover: How 2020-2021 Stimulus Deposits Turned into a Duration Trap
05:48 — The ASC 320 Loophole: Why "Held-to-Maturity" Lets Banks Hide Underwater Bonds
07:32 — Shadow Data: FDIC Quarterly Banking Profile Reveals a $19B Jump in Paper Losses
08:04 — The 3-Stage Run: Deposit Outflows, Wholesale Borrowing & Inverted Margins
10:56 — The Stealth Consumer Squeeze: Why HELOC Denials, Loan Limits & Credit Lines Are Cracking
13:17 — Branch-Level Controls: 48-Hour Wire Clearings and Silent Capital Restrictions
13:55 — The 3-Point Desk Defense Playbook: IntraFi Sweeps, Direct T-Bills & Credit Audits
18:20 — Today's Wall Street Truthbomb: How ASC 320 Uses Your Deposits to Hide Bank Insolvent Books

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Truthbombs videos are for informational and educational purposes only. The views expressed by Mark Malek or guests are their own and do not necessarily reflect those of Siebert Financial. These videos do not constitute investment advice, an offer to sell, or a solicitation to buy any securities. Past performance is not indicative of future results. Listeners and viewers should consult a qualified financial professional before making any investment decisions.

#BankingCrisis #RegionalBanks #FDIC #TreasuryYields #InterestRates #Economy #PersonalFinance #CreditSqueeze #MarkMalek #WallStreetTruthbombs #Investing #Macro

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While retail investors were told that geopolitical flare-ups and $95 oil would send capital fleeing into safe havens, the exact opposite happened: gold plunged over $150 an ounce, silver crashed over 5%, and equities tumbled in a coordinated $570 Billion single-session wipeout. In today's Wall Street Truthbomb, Chief Investment Officer Mark Malek looks past mainstream conspiracy theories to explain the mechanical reality of a cross-asset institutional margin call.

Mark breaks down the shadow data on Wall Street trading desks, revealing how the benchmark 10-year Treasury yield surged from 5.16% to 5.27%—its highest print since June 2007. When the global risk-free rate hits a 19-year high, leveraged multi-asset hedge funds run out of collateral, forcing prime brokers to issue massive variation margin calls. Discover why traders dumped their most profitable and liquid paper assets (COMEX metals) to cover bleeding corporate bond and tech books, what a 5.27% yield does to 401(k) equity valuations and mortgage rates, and how to execute Mark's 3-point desk defense protocol to protect your wealth.

CHAPTERS:
00:00 — The Safe Haven Illusion: $570 Billion Vanishes Across Metals, Stocks & Bonds
01:50 — The 19-Year Benchmark Shock: 10-Year Treasury Yield Charges to 5.27%
03:44 — Inside Multi-Asset Risk: How 20-to-1 Leverage Balances Transmit Volatility
04:44 — The Two Catalysts: $95 Crude Meets Hawkish Fed Funds Repricing
06:20 — The Variation Margin Call: Why Prime Brokers Demand Immediate Hard Cash
07:56 — The Restaurant Owner Metaphor: Selling the Safe's Assets to Keep the Doors Open
09:16 — 401(k) Transmission: How Higher Discount Rates Automatically Crush Equity Multiples
11:52 — Paper vs. Physical: Why Futures Dump While Physical Dealer Premiums Expand
12:25 — The 3-Point Desk Defense Playbook: De-Leveraging, Tangible Assets & Ultra-Short T-Bills
14:46 — Today's Wall Street Truthbomb: When Yields Hit 5.27%, Wall Street Sells What It Can 

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Truthbombs videos are for informational and educational purposes only. The views expressed by Mark Malek or guests are their own and do not necessarily reflect those of Siebert Financial. These videos do not constitute investment advice, an offer to sell, or a solicitation to buy any securities. Past performance is not indicative of future results. Listeners and viewers should consult a qualified financial professional before making any investment decisions.

#Gold #Silver #StockMarket #TreasuryYields #MarginCall #Commodities #Bonds #Inflation #Macro #MarkMalek #WallStreetTruthbombs #Investing #PersonalFinance

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While cable news segments quote stale weekly surveys claiming mortgage rates are hovering near 7.00%, actual daily lender rate sheets touched 7.45% yesterday afternoon. In today's Wall Street Truthbomb, Chief Investment Officer Mark Malek exposes why the long-promised return of 5% mortgages is a mathematical impossibility and how the secondary bond market just stripped away the last layer of rate protection.

Mark breaks down the shadow data inside primary-to-secondary mortgage-backed securities (MBS) spreads, revealing why the lender's historical shock absorber has compressed to its floor near 2.28 percentage points over Treasuries. Discover how a benchmark 10-year Treasury yield surging to 5.17% passes straight through to borrower rate locks dollar-for-dollar, why temporary 2-1 buydowns and ARMs are resetting into an aggressive $500 to $800 monthly payment shock, and how Scott Bessent's record deficit debt issuance collides with Kevin Warsh's quantitative tightening to cost the average homebuyer an extra $110,000 in lifetime interest.

CHAPTERS:
00:00 — The Yellow Sale Sticker: The Promotional Rate Myth Unravels at 7.45%
01:46 — The Freddie Mac Survey Lag: Why Stale Weekly Averages Hide Daily Volatility
02:16 — Shadow Data: 10-Year Treasury Hits 5.17% as Mortgage Locks Reach Year Highs
03:58 — The Plumbing of MBS: How Secondary Desks Price Your 30-Year Loan
05:28 — The Exhausted Shock Absorber: Spread Compression Leaves Nowhere Left to Hide
08:35 — The Washington Collision: $2T Deficit Issuance Meets Warsh's QT Policy
09:52 — Kitchen Table Arithmetic: How a 7.45% Rate Adds $110,000 in Raw Interest
11:29 — The 2-1 Buydown Trap: The Refinancing Exit Ramp Officially Slams Shut
15:34 — Today's Wall Street Truthbomb: Why 7.45% Is the New Cost of Admission 

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Truthbombs videos are for informational and educational purposes only. The views expressed by Mark Malek or guests are their own and do not necessarily reflect those of Siebert Financial. These videos do not constitute investment advice, an offer to sell, or a solicitation to buy any securities. Past performance is not indicative of future results. Listeners and viewers should consult a qualified financial professional before making any investment decisions.

#MortgageRates #HousingMarket #TreasuryYields #RealEstate #InterestRates #Bonds #FederalReserve #ScottBessent #Economy #MarkMalek #WallStreetTruthbombs #Investing #personalfinance 
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