Wealth B-Hers

Starting over later in life isn't something most people plan. For many women, the idea of reinventing themselves at this stage of life feels overwhelming, especially when career, relationships, or financial setbacks force them to make a change they never planned for. But as difficult as it may seem, it's not impossible… And this incredible woman is a testament to that.

In today's episode, Dr. Felecia Froe sits down with writer, coach, and Substack creator Gail Keyes-Allen, who helps professional women over 50 reinvent their identity, mindset, and financial future. Gail shares how she went from a stable accounting job to building a coaching business that eventually tripled her corporate salary. She opens up about the financial reset that came after her divorce and the mindset shifts that helped her embrace new possibilities when it felt like time was running out.

We hope this conversation encourages you that no matter where you are in your financial journey, it is never too late to start building differently. With the right mindset, support, and intentional actions, you can create the wealth and life you desire on your own terms.

00:00 – Early Money Lessons and Childhood Influences

09:03 – Marriage, Business Success, and the Reality of Wealth

17:41 – Divorce, Starting Over, and Redefining Failure

25:36 – Mindset Work and the Idea That Changed Everything

36:12 – Taking the Leap into Entrepreneurship

48:09 – Intellectual Property, Reinvention, and Building Wealth at Any Age

💼 Be the Boss of Your Own Money. Own Your Future.

You were born to build more than just wealth—to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.

Ready to take the first step?

Connect with us today: Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Connect with Gail! Substack: https://theoldblackladychronicles.substack.com/

LinkedIn: https://www.linkedin.com/in/gailkallen/

Key Quotes:

"If you don't quit, you always win." - Gail Keyes-Allen

"The answers don't appear until you start." - Gail Keyes-Allen

In this episode of the Wealth B-Hers Podcast, Dr. Felecia Froe sits down with entrepreneur and AI consultant Dianna Nicole to talk about resilience, reinvention, and creating income in unconventional ways. Dianna shares the deeply personal journey that took her from homeschooling mom and house flipper to driving Uber during one of the hardest seasons of her life.

With the support of a partner who believed in her when she struggled to believe in herself, Dianna began experimenting with online income streams and eventually discovered TikTok affiliate marketing. What started with $39 in her first month grew into tens of thousands in monthly revenue and eventually a million dollars in sales. This conversation explores the realities of entrepreneurship, the lessons learned from financial setbacks, and why mindset, mentorship, and supportive relationships are critical to building wealth. Dianna also shares how she now teaches other women to create income online and why helping others change their financial trajectory has become her mission.

00:00 – Two Different Views of Money Growing Up

06:34 – Early Marriage, Motherhood, and Financial Lessons

13:13 – House Flipping and Financial Independence

21:01 – Divorce, Financial Crisis, and Starting Over

30:39 – Discovering TikTok as an Income Opportunity

38:00 – Scaling Success and Teaching Other Women

🌿 Join Us in Dominica

A 5-day intimate retreat for 12 women ready to deepen resilience, clarity, and financial freedom.

Learn more: https://moneywithmission.com/resilient-by-nature/

💼 Be the Boss of Your Own Money. Own Your Future.

You were born to build more than just wealth—to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.

Ready to take the first step?

Connect with us today: Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Connect with Dianna! LinkedIn: https://www.linkedin.com/in/theonlydiannanicole/

Tiktok: https://www.tiktok.com/@theonlydiannanicole

Instagram: https://www.instagram.com/theonlydiannanicole/

Key Quotes:

"Either the mistake you make is going to cost you money, or the money you missed out on is going to cost you." - Dianna Nicole

"I knew that circumstances were temporary." - Dianna Nicole

Why do so many brilliant, accomplished women still feel financially uneasy, even when everything looks stable from the outside?

In this Foundations episode, Dr. Felecia Froe speaks directly to high-achieving women who have done everything "right" yet still feel a quiet undercurrent of pressure. This conversation moves beyond spreadsheets and retirement accounts and into the deeper truth about financial security. Income is not the same as wealth. Comfort is not the same as resilience. And intelligence alone does not create peace.

Dr. Froe unpacks the emotional weight many professional women carry, the hidden dependence created by high-income lifestyles, and why true financial security is rooted in optionality, control, and assets that work without you. If you have ever wondered why success does not automatically feel secure, this episode will help you reframe the question and start building something sturdier than income alone.

00:00 - Why Success Feels Shaky

00:38 - Welcome and Foundations

01:34 - The Hidden Uneasiness

02:07 - Security Is Not Math

03:22 - The Invisible Responsibility Load

04:24 - From Income to Wealth

05:09 - A Better Question

06:12 - You Are Not Behind

🌿 Join Us in Dominica

A 5-day intimate retreat for 12 women ready to deepen resilience, clarity, and financial freedom.

Learn more: https://moneywithmission.com/resilient-by-nature/

💼 Be the Boss of Your Own Money. Own Your Future.

You were born to build more than just wealth—to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.

Ready to take the first step?

Connect with us today: Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Connect with Planet Wealth! Podcast Episode: https://youtu.be/XPZuNuiI6tA

Website:https://planetwealth.com/

LinkedIn: https://www.linkedin.com/company/planetwealthofficial

Key Quotes:

"Financial security isn't just math. It's about predictability. It's about optionality, it's about control, and it's about resilience." - Dr. Felecia Froe

"You are not behind. You are aware, and awareness is the very first foundation." - Dr. Felecia Froe

Dr. Felecia Froe guested on the Planet Wealth podcast, hosted by Mary Kathryn Johnson, for a powerful conversation about investing through fear, rebuilding after loss, and creating financial freedom with purpose.

She shares her journey from board-certified urologist to social impact real estate investor, including losing everything in 2008 and choosing to start again anyway. Dr. Froe explains how she evaluates risk using the "worst case scenario" test, why fear never fully disappears, and why financial independence gives women the power to walk away from anything that isn't in their best interest. From sober living homes to grocery stores in food deserts, this episode highlights how money can create both personal freedom and meaningful community impact.

00:00 – From Surgeon to Investor: The Voice That Wouldn't Go Away

04:46 – Losing Everything in 2008 — and Starting Again

09:46 – Identity, Fear & Refusing to Stay Stuck

16:31 – Investing Through Fear: The Worst Case Scenario Test

22:11 – Money Working for You vs. You Working for Money

28:46 – Social Impact Investing: Turning Profit Into Purpose

34:01 – The One Rule for Investors

🌿 Join Us in Dominica

A 5-day intimate retreat for 12 women ready to deepen resilience, clarity, and financial freedom.

Learn more: https://moneywithmission.com/resilient-by-nature/

💼 Be the Boss of Your Own Money. Own Your Future.

You were born to build more than just wealth—to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.

Ready to take the first step?

Connect with us today: Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Connect with Planet Wealth! Podcast Episode: https://youtu.be/XPZuNuiI6tA

Website:https://planetwealth.com/

LinkedIn: https://www.linkedin.com/company/planetwealthofficial

Key Quotes:

"The rich don't work for money. They work for assets." - Dr. Felecia Froe

"When you send your money out to work for you, the thing it's supposed to do is come back with more money." - Dr. Felecia Froe

What if the biggest threat to your wealth isn't the market, but your mindset?

In this powerful conversation, Dr. Felecia Froe sits down with Bill Cates to explore the invisible forces shaping our financial lives. From childhood money memories and scarcity conditioning to compounding, risk, and investing, they unpack the psychology behind how we earn, save, and grow wealth.

Bill shares how tying self-worth to net worth influenced his decisions, why saving and investing are not the same, and how limiting beliefs quietly rob people of lasting wealth, themes explored in his book The Hidden Heist. If you've ever feared not having enough or wondered why money still feels emotional, this episode will shift how you see your financial story. Because wealth isn't just about strategy. It's about the story you believe.

00:00 - Meet Bill Cates: Referral Coach, Author & Adventurer

03:45 - Money Story 101: How Childhood Beliefs Shape Wealth

11:46 - Saving vs Investing: Liquidity, Risk & Beating Inflation

27:30 - The Power of Compounding: The Penny-Doubling Briefcase Story

33:15 - When Saving Becomes a Trap: Scarcity Mindset and Not Enjoying Your Money

36:01 - Why He Wrote 'The Hidden Heist' (and What the Story Teaches)

47:00 - Money as a Tool: Value, Resentment, and Getting Out of Money Denial

🌿 Join Us in Dominica

A 5-day intimate retreat for 12 women ready to deepen resilience, clarity, and financial freedom.

Learn more: https://moneywithmission.com/resilient-by-nature/

💼 Be the Boss of Your Own Money. Own Your Future.

You were born to build more than just wealth—to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.

Ready to take the first step?

Connect with us today: Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Connect with Bill! Book: https://referralcoach.com/the-hidden-heist/

Website: https://referralcoach.com/

LinkedIn: https://www.linkedin.com/in/billcates/

Key Quotes:

"We can never produce success or results that are bigger than what we believe is possible." - Bill Cates

"Money follows value." - Bill Cates

In this powerful and reflective conversation, Dr. Felecia Froe guests on Soul Sync with Pamela J. Thomas to explore what it truly means to navigate life's transitions with clarity, courage, and intention. From her early path as a physician to her evolution into a real estate investor, social impact leader, and founder of Money With Mission and Wealth BHers, Dr. Froe shares the pivotal moments that reshaped her relationship with money, fear, and freedom.

Together, she and Pamela unpack the myths of scarcity, the emotional weight of walking away from what no longer fits, and why financial freedom is less about accumulation and more about having options. This episode invites women to stand between what was and what's next to keep moving forward, aligned, supported, and grounded in purpose.

03:12 – From Medicine to Mission: Hearing the Call to Change 06:48 – Money as a Tool, Not a Goal 09:58 – Losing Everything and Rebuilding from Zero 14:22 – Scarcity, Fear, and the Myths We Must Unlearn 18:37 – Freedom Is Having the Option to Walk Away 25:41 – Standing Between What Was and What's Next

🌿 Join Us in Dominica

A 5-day intimate retreat for 12 women ready to deepen resilience, clarity, and financial freedom.

Learn more: https://moneywithmission.com/resilient-by-nature/

💼 Be the Boss of Your Own Money. Own Your Future.

You were born to build more than just wealth—to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.

Ready to take the first step?

Connect with us today: Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Key Quotes:

"There is no back button in your life. It is only going forward." - Dr. Felecia Froe

"Those hard times in life, which are generally our transitions… don't last forever." - Dr. Felecia Froe

This episode is part of the Wealth B-Hers Foundations series, where Dr. Felecia Froe steps out of interview mode and into the core truths that sit beneath all of her conversations about money, investing, and building a meaningful life.

In this solo reflection, she challenges one of the most deeply held assumptions many of us carry: that earning a high income automatically equals financial security. Drawing from personal experience and years of working with high-achieving women, Dr. Froe unpacks the difference between income and wealth, and why so many capable, responsible earners still feel financially uneasy. Rather than offering quick fixes or strategies, this episode invites listeners to slow down, listen to their discomfort, and recognize it as information. In the Foundations series, awareness comes first — because before wealth can be built, it must be clearly understood.

[00:00 – Why This Conversation Matters

[01:00 – The Quiet Realization: Income Isn't Security

[02:15 – Income vs. Wealth: A Critical Distinction

[03:15 – The Hidden Burnout of High-Earning Women

[04:20 – Redefining Wealth as Resilience

[05:15 – Why Community Is Part of Wealth

[06:15 – Awareness Is the First Foundation

🌿 Join Us in Dominica

A 5-day intimate retreat for 12 women ready to deepen resilience, clarity, and financial freedom.

Learn more: https://moneywithmission.com/resilient-by-nature/

💼 Be the Boss of Your Own Money. Own Your Future.

You were born to build more than just wealth—to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.

Ready to take the first step?

Connect with us today: Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Key Quotes:

"High income is not wealth." - Dr. Felecia Froe

"Awareness is the first foundation." - Dr. Felecia Froe

What if building wealth didn't mean creating another job for yourself, but instead designing a system that works without you? In this episode, Dr. Felecia Froe sits down with franchise expert Gregory K. Mohr to unpack the realities of franchising as a wealth-building and lifestyle strategy. From Gregory's early lessons about money and service to a clear breakdown of how franchises actually work, this conversation demystifies one of the most misunderstood paths to business ownership.

Together, they explore how to evaluate franchisors, the difference between brick-and-mortar and service-based franchises, what semi-absentee ownership really looks like, and how franchising can support long-term freedom, not burnout. The episode also touches on values-driven wealth, food systems, and building a life that aligns with what truly matters.

00:00 – Money as a Means, Not the Mission

06:31 – Working for Money vs. Building Systems

12:46 – What a Franchise Really Is

18:41 – How to Vet a Franchise Like an Investor

26:21 – Finding the Right Franchise Fit

34:11 – From Business Owner to Franchisor

🌿 Join Us in Dominica

A 5-day intimate retreat for 12 women ready to deepen resilience, clarity, and financial freedom.

Learn more: https://moneywithmission.com/resilient-by-nature/

💼 Be the Boss of Your Own Money. Own Your Future.

You were born to build more than just wealth—to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.

Ready to take the first step?

Connect with us today: Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Connect with Gregory!

Website: http://www.franchisemaven.com/

LinkedIn: https://www.linkedin.com/in/gregorykmohr/

Email: [email protected]

Key Quotes:

"If you help people out, give them what they want, you get something in return." - Gregory Mohr

"Money is just a means to an end." - Gregory Mohr

In this deeply honest and reflective conversation, Dr. Felecia Froe welcomes back Krisstina Wise for a very different kind of discussion from their previous appearance. Instead of focusing on wins and strategies, they explore the realities most people avoid, including loss, intuition, risk, shame, resilience, and what it actually takes to stay in the game long term. This episode is candid and unfiltered and includes occasional strong language as part of an authentic conversation about real-life experiences.

Krisstina opens up about a brutal year that included near–seven-figure risk, broken trust, and the emotional toll of not listening to her intuition. Together, she and Felecia examine why every form of wealth-building involves risk, why even experienced investors make painful mistakes, and how transparency and community often become the true path to recovery. The conversation also looks forward, touching on redefining success, blending intuition with strategy, and stepping into a more sustainable, aligned way of building both wealth and life.

00:00 – Why We Need to Talk About the Hard Parts

07:30 – Krisstina's Real Estate Journey and Twin-Engine Wealth

16:45 – Risk Is Not Optional in Wealth Building

26:15 – When Trust Breaks and Everything Is on the Line

38:00 – Intuition, Self-Trust, and Hard Lessons

47:20 – Redefining Success, Power, and the Next Chapter

🌿 Join Us in Dominica

A 5-day intimate retreat for 12 women ready to deepen resilience, clarity, and financial freedom.

Learn more: https://moneywithmission.com/resilient-by-nature/

💼 Be the Boss of Your Own Money. Own Your Future.

You were born to build more than just wealth—to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.

Ready to take the first step?

Connect with us today: Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Connect with Krisstina!

Website: https://wealthywellthy.life/ (Click the link for Krisstina's newsletter)

LinkedIn: https://www.linkedin.com/in/krisstinawise/

In this deeply honest and reflective conversation, Dr. Felecia Froe welcomes back Krisstina Wise for a very different kind of discussion from their previous appearance. Instead of focusing on wins and strategies, they explore the realities most people avoid, including loss, intuition, risk, shame, resilience, and what it actually takes to stay in the game long term. This episode is candid and unfiltered and includes occasional strong language as part of an authentic conversation about real-life experiences.

Krisstina opens up about a brutal year that included near–seven-figure risk, broken trust, and the emotional toll of not listening to her intuition. Together, she and Felecia examine why every form of wealth-building involves risk, why even experienced investors make painful mistakes, and how transparency and community often become the true path to recovery. The conversation also looks forward, touching on redefining success, blending intuition with strategy, and stepping into a more sustainable, aligned way of building both wealth and life.

00:00 – Why We Need to Talk About the Hard Parts

07:30 – Krisstina's Real Estate Journey and Twin-Engine Wealth

16:45 – Risk Is Not Optional in Wealth Building

26:15 – When Trust Breaks and Everything Is on the Line

38:00 – Intuition, Self-Trust, and Hard Lessons

47:20 – Redefining Success, Power, and the Next Chapter

🌿 Join Us in Dominica

A 5-day intimate retreat for 12 women ready to deepen resilience, clarity, and financial freedom.

Learn more: https://moneywithmission.com/resilient-by-nature/

💼 Be the Boss of Your Own Money. Own Your Future.

You were born to build more than just wealth—to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.

Ready to take the first step?

Connect with us today: Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Connect with Krisstina!

Website: https://wealthywellthy.life/ (Click the link for Krisstina's newsletter)

LinkedIn: https://www.linkedin.com/in/krisstinawise/

Key Quotes:

"You can't build real wealth without risk. The goal isn't avoiding losses. It's surviving them." - Krisstina Wise

"Ignoring your intuition is often more expensive than making the wrong move." - Krisstina Wise

"You can't build real wealth without risk. The goal isn't avoiding losses. It's surviving them." - Krisstina Wise

In this episode of Wealth B-Hers, Dr. Felecia Froe sits down with behavioral finance expert, financial advisor, and practicing stoic philosopher Will R. Young to explore a question most people never slow down long enough to ask: What is enough?

Drawing from Will's book The Enough Equation, the conversation moves beyond spreadsheets and market noise into the psychology behind money decisions. Together, they unpack why fear, identity, and comparison quietly shape our financial behavior, and how clarity, values, and intentional planning create real freedom. This episode is an invitation to pause, define what truly matters, and build a financial life that supports peace rather than pressure.

00:00 – Setting the Frame: Wealth, Mindset, and the Pause

05:01 – Stoicism, Behavioral Finance, and Human Blind Spots

11:31 – How Psychology Shows Up in Investing

15:31 – Fear, Scarcity, and the Illusion of Control

22:01 – The Enough Equation: Defining What Matters

30:01 – Redesigning Work, Wealth, and Relationships

🌿 Join Us in Dominica

A 5-day intimate retreat for 12 women ready to deepen resilience, clarity, and financial freedom.

Learn more: https://moneywithmission.com/resilient-by-nature/

💼 Be the Boss of Your Own Money. Own Your Future.

You were born to build more than just wealth—to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and rewriting money rules.

Ready to take the first step?

Connect with us today: Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Connect with Will!

Website:https://willryoung.com/

LinkedIn: https://www.linkedin.com/in/will-r-young-cfp%C2%AE-apma%C2%AE-author-of-the-enough-equation-7a027b80/

Key Quotes:

"You cannot change other people. The only thing you can fix is yourself, and once you do that, life gets much better." - Will R. Young

"Most people are not arguing on facts. Their identity is tied to what they believe, and that makes it very hard to change their mind." - Will R. Young