Wealth B-Hers

Felecia Froe became a urologic surgeon after succeeding in medical school and urology residency. Somehow she knew this wasn't the last thing she would ever do. Her mind as rewired about the idea of money after reading Rich Dad Poor Dad by Robert Kyosaki. In this ICYMI conversation with Mary Katherine Johnson of Planet Wealth, Felecia traces her path buying 18 properties in two years, losing nearly everything in the 2008 crash, and rebuilding into a social impact investor who's now running sober living homes and fighting food deserts. She gets honest about the fear that doesn't fully go away, even after decades of deals, the mindset shift from working for money to making money work for you, and why she believes no woman should ever feel financially stuck in a job or relationship.

This one's part memoir, part masterclass in risk, and part call to action for women ready to stop waiting for permission.

00:00 - From the OR to Real Estate: Felecia's Origin Story

05:24 - Finding "The Thing": Social Impact Investing

12:05 - The Courage to Change Course

18:50 - The Mission Behind Money with Mission

23:05 - Reframing Risk and the Money Mindset Shift

28:35 - Turning Communities Around and Advice for New Investors

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.

Ready to take the next step?

Visit our website - moneywithmission.com/wealth-b-hers/

Connect with Planet Wealth!

Website: https://planetwealth.com/

LinkedIn: https://www.linkedin.com/in/callmemkj/?isSelfProfile=false

Podcast: https://youtu.be/XPZuNuiI6tA?si=rDig3_5l-dfvh9dQ

Key Quotes:

"When you send your money out to work for you, the thing it's supposed to do is come back with more money." -Dr. Felecia Froe

"I want finances not to be the reason that you're stuck." - Dr. Felecia Froe

After four decades guiding companies through disruption and reinvention, Stephanie Georges realized she was applying every lesson to everyone but herself. In this episode of Wealth B-Hers, Stephanie sits down with Felecia to unpack the slow, quiet unraveling that led her to walk away from a senior leadership career in defense technology, and how that leap became the Meraki Dignity Project, a platform built to help women navigate change with clarity, community, and financial confidence.

The conversation moves through the myths that keep women isolated in their struggles, the courage it takes to ask for what you need, and why women collectively hold so much wealth yet rarely feel powerful. Whether you're in your own "two-by-four moment" or just craving permission to imagine a different path, this episode is

00:00 – The "Two-by-Four" Moment

07: 26 – You Don't Have to Figure It Out Alone

19:03 – The Birth of the Meraki Dignity Project

26:20 – Inside the Platform: Sophie, Community, and Dignity

41:56 – Choice, Dignity, and the Courage to Leap

51:23 – Women's Collective Financial Power

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.

Ready to take the first step?

Visit our website - moneywithmission.com/wealth-b-hers/

Connect with Stephanie!

Website: https://www.mymeraki.ai/

Substack: https://substack.com/@merakidignity Youtube: https://www.youtube.com/@TheMerakiDignityProject

Linkedin: https://www.linkedin.com/company/merakidignity

Key Quotes:

"We always think about the risk of doing, but not the risk of not doing." - Stephanie Georges

"Sometimes just letting go of the rope gives you a whole different set of options." - Stephanie Georges

We talk a lot about the internal work of building wealth: reframing what money means, examining our triggers, defining what security looks like for you. In this episode, Felecia turns to something we don't talk about enough, the myth that financially successful women figure everything out alone. She unpacks how isolation taxes our financial lives in decisions delayed, opportunities missed, and energy spent performing a confidence we don't actually feel, and makes the case for why the right community isn't about accountability check-ins, but about something deeper: belief, believing in yourself and being in a room with other women who believe in you.

This is a conversation about what changes when you stop navigating your money alone, and why the women who grow the fastest aren't the ones who show up with all the answers, but the ones who are willing to think out loud.

00:00 - Welcome to Wealth B-Hers

00:56 - Internal Work Recap

01:30 - The Isolation Myth

02:07 - The Hidden Cost

03:11 - Permission and Clarity

04:43 - Right Room vs Wrong

05:41 - Community Shapes Decisions

07:33 - Beyond Accountability

09:49 - Invitation to Wealth B-Hers

10:03 - How to Join and Share

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.

Ready to take the first step?

Visit our website - moneywithmission.com/wealth-b-hers/

Key Quotes:

"Women who build alone tend to make reactive decisions. Women who build in a community tend to make intentional decisions." - Dr. Felecia Froe

The most expensive financial mistake isn't the one you make, it's the one you don't learn from. - Dr. Felecia Froe

What if the money in your account is not the same thing as real wealth?

That's where this conversation starts. Dr. Felecia Froe sits down with Paul Musson, former professional investor, founder of the Paulitical Economy blog, and author of Capital Offence: Why Some Benefit at Your Expense. After decades inside the investment world, Paul began studying economics more deeply after seeing how the housing bubble, the financial crisis, and policy decisions reshaped the relationship between money, capital, and everyday people's ability to build wealth.

They talk about the difference between money and capital, how inflation quietly erodes purchasing power, and why rising asset prices do not always mean real wealth is being created. Dr. Felecia asks the practical questions many listeners may be wondering: What does it mean when money is "devalued"? Why does a Treasury investment look safe but still lose purchasing power? Does lowering interest rates really make housing more affordable? And what does building capital look like for people who are working, saving, investing, and trying to create options? This conversation is about understanding the economy in plain language so women can ask better questions, protect their future, and build wealth that is actually real.

00:00 – Understanding Money, Wealth, and the Economy

02:58 – When Paul Realized the System Was the Problem

07:04 – Capital vs. Money

09:15 – How Money Creation Reduces Purchasing Power

12:07 – Government Spending, Consumption, and Investment

15:30 – Financial Repression and Devalued Dollars

18:17 – Why Getting the Same Dollars Back Can Still Mean Losing Value

22:00 – Be Free and Do No Harm

28:11 – How Asset Prices Transfer Wealth

35:25 – Why Lower Mortgage Rates Do Not Always Mean Affordable Housing

38:44 – When a House Becomes "the Investment"

44:08 – Paul Musson's Book " Capital Offence: Why Some Benefit at Your Expense."

49:14 – What Building Capital Looks Like for Everyday Investors

55:12 – Cash Flow vs. Appreciation in Real Estate

57:58 – Wealth Inequality and the Stock Market

59:41 – Capitalism vs. Interference With Capitalism

01:04:00 – Why People Deserve Clear Explanations

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.

Ready to take the first step?

Visit our website - moneywithmission.com/wealth-b-hers/

Connect with Paul!

Book: Capital Offence: Why Some Benefit at Your Expense

Website/Blog: https://pauliticaleconomy.com/

Key Quotes:

"You don't need to like it [the investment]. We need to understand it." — Paul Musson

"It's not bad people, it's bad systems." — Paul Musson

What if the thing keeping people stuck financially is not the debt itself, but the fear of facing it?

That's where this conversation starts. Dr. Felecia sits down with Barry Levine, a Massachusetts-based bankruptcy attorney with more than 45 years of experience helping individuals and small business owners navigate serious financial strain. Barry has seen people walk into his office scared, ashamed, overwhelmed, and convinced they are out of options. What he has learned is that the legal process often has structure, but fear can keep people frozen long before they ever ask for help.

They talk about why bankruptcy is not always the worst-case scenario, why ignoring notices does not make them disappear, and how understanding the system can bring clarity before things spiral. Dr. Felecia asks the practical questions many listeners may be wondering: When should someone talk to an attorney? What actually happens in bankruptcy? What assets are protected? What happens to your credit score? And what should business owners do before financial pressure turns into chaos? This conversation is about shame, strategy, and learning how money works on both the upside and the downside.

00:00 – Why Fear, Not Debt, Keeps People Trapped

06:40 – Why Women Hide From Their Money

11:59 – When Should You Talk to an Attorney?

13:58 – What Happens When You Ignore the Notices?

15:25 – Understanding Exempt Assets

20:08 – What Bankruptcy Is and What It Is Not

27:00 – How Creditors React When You Miss a Payment

33:02 – The Truth About Bankruptcy and Credit Scores

38:17 – What Life Looks Like After Bankruptcy

41:56 – Can Bankruptcy Stop a Foreclosure?

44:40 – When Keeping the House No Longer Makes Sense

49:20 – What Business Owners Need to Know

51:50 – What to Do If Your Practice or Business Is Struggling

55:10 – Why Information Helps Break Fear and Shame

55:38 – Planning for the Best Case and the Worst Case

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.

Ready to take the first step?

Visit our website - moneywithmission.com/wealth-b-hers/

Connect with Barry!

Book: Bankruptcy Through the Looking Glass

YouTube: Bankruptcy Through the Looking Glass

Key Quotes:

"There are ways to go about doing bankruptcy preparation, but you have to do it the right way." - Barry Levine

"People who have debt… they feel if they ignore it, it'll go away." - Barry Levine

Some women reach the number they thought would make them feel safe and still feel anxious, vigilant, exhausted, or like there will never be enough. The problem is not that something went wrong. Sometimes, it is that everything went right, but the stories beneath the money never changed.

In this episode, Dr. Felecia Froe shares what she has learned from women who have more money than peace. Wealth can fund a different life, but it cannot rewrite fear, guilt of a scarcity mindset. True financial peace comes from knowing what your money is for and building toward a life that feels clear, steady, and aligned.

00:00 – When Financial Success Still Doesn't Feel Like Enough 02:20 – Why More Money doesn't Erase Old Stories 03:56 – Building Wealth vs Building a Financial Life 05:05 – Why Peace Has to Be Part of the Plan 05:57 – What Financial Peace Actually Looks Like 07:09 – The Cost of Avoiding the Inner Work 07:57 – Knowing What Your Money Is For

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.

Ready to take the first step?

Visit our website - moneywithmission.com/wealth-b-hers/

Key Quotes:

"The women I respect most financially are not the ones with the most. They're the ones who know exactly what their money is for, and who feel steady inside that answer." - Dr. Felecia Froe

"Wealth doesn't automatically replace the stories we carry about money." - Dr. Felecia Froe

Building wealth is only half the work. Protecting it is the part most people forget.

That's where this conversation starts. Dr. Felecia Froe sits down with Mark Pierce, a trust and LLC attorney with more than 42 years of experience in asset protection, complex tax planning, and state law strategies. Mark brings a unique perspective because he once worked on the other side, examining trusts and asset structures in bankruptcy court to see where they failed, so creditors could get to the money in them. Now, he uses that experience to help people build structures designed to withstand real pressure.

They talk about why owning assets in your personal name creates unnecessary risk, how LLCs and trusts work differently, and when women should start thinking about asset protection as they build wealth. Dr. Felecia asks the practical questions many investors may be wondering: Should you set up protection before you have significant wealth? What happens if you own rental property in your own name? How do LLCs protect you? What is the difference between a revocable living trust and an asset protection trust? And how do you maintain these structures once they are in place? This conversation is a reminder that building wealth is not just about making money. It is also about protecting what you are creating.

00:00 – What Bankruptcy Court Taught Mark About Asset Protection 08:30 – Why Trust Laws Have Changed 09:47 – The First Step in Protecting Real Estate Assets 13:20 – What Happens When Assets Are in Your Personal Name? 15:24 – LLCs, Trusts, and Protecting Wealth From Divorce 22:23 – Why a Wyoming Trust Can Matter Even If You Live Somewhere Else 23:55 – Who Actually Controls the Trust? 26:53 – When Is Asset Protection Worth the Cost? 30:23 – How Many Properties Should Go in One LLC? 32:10 – Which Retirement Accounts Are Protected From Creditors? 33:06 – Why You Need a Team Around Your Wealth 34:41 – Domestic Asset Protection Trusts, Private Family Trust Companies, and Purpose Trusts 37:17 – Revocable Living Trust vs. Asset Protection Trust 38:38 – How to Maintain the Trust Once It Is Set Up 40:48 – First Steps for Protecting What You're Building

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.

Ready to take the first step?

Visit our website - moneywithmission.com/wealth-b-hers/

Connect with Mark!

Website: wyomingtrustattorney.com

Key Quotes:

"The easiest way to construct something and have it work is to know how it breaks." - Mark Pierce

"The law reacts differently to planning than it does to reacting." - Mark Pierce

What if the rules you were taught about money were never the whole game?

That's where this conversation starts. Dr. Felecia sits down with Erica Neal, co-founder of Infinity Investment Strategies, wealth strategist, authorized IBC practitioner, investor, and bestselling author of Mind of Gold: A Girlfriend's Guide to Financial Freedom. Erica shares how her early money lessons came from seeing what not to do, why she moved from pre-med into finance, and how working inside traditional financial planning opened her eyes to what many people are never taught about cash flow, retirement income, and true financial control.

They talk about the limits of traditional financial advice, the moment Erica realized account balances don't always translate into income, and why she eventually let go of hard-earned licenses to build something more aligned. Dr. Felecia also asks the practical questions many listeners may be wondering: What is infinite banking? How does it work? What are the tax benefits? How much does it take to start? And how can women begin learning a money language they were never taught? This conversation is about cash flow, control, protection, abundance, and understanding the rules so your money can work for you.

00:00 – Erica's Money Story

07:36 – From Pre-Med to Finance

11:36 – What Happened After Graduation

14:15 – The Question That Changed How Erica Saw Retirement

17:41 – Why Cash Flow Became the Focus

19:42 – Letting Go of Licenses and Old Identity

23:15 – Who Supported Erica Through the Pivot?

28:01 – From Scarcity to Abundance

33:26 – Surrounding Yourself With Higher-Level Conversations

35:56 – Why Erica Focuses on Women and Financial Education

40:14 – Finding the Hands Reaching Back to Help You

45:08 – Infinite Banking Explained

50:38 – Do You Have to Pay the Policy Loan Back?

52:08 – The Tax Benefits of Infinite Banking

55:26 – How Much Does It Cost to Start?

58:10 – Protecting Cash From Lawsuits and Market Risk

01:02:55 – Defense Is Just as Important as Offense

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.

Ready to take the first step? Visit our website - moneywithmission.com/wealth-b-hers/

Connect with Erica!

Book: Mind of Gold: A Girlfriend's Guide to Financial Freedom Website: infinityinvestmentstrategies.com LinkedIn: https://www.linkedin.com/in/theericaneal/ Instagram: https://www.instagram.com/theericaneal/ Facebook: https://www.facebook.com/TheEricaNeal/ YouTube: Real Money Talk

Key Quotes:

"I still make decisions for me, and nobody can ever take that away." - Erica Neal

"If you don't know the rules to the game, you can't win." - Erica Neal

Before you invest a dollar, there's one question that matters more than the return, the structure, or the opportunity itself: What do you want this money to do for you? Not what did someone else earn. Not how much can this grow. What is this money meant to create in your life?

In this episode, Dr. Felecia Froe explains why investing without purpose can leave you wealthy on paper but misaligned in reality. Money is a tool, and tools only make sense when you know what you are building. When your purpose is clear, the question changes from "Is this a good deal?" to "Does this move me toward the life I want?" That clarity helps quiet urgency, reduce comparison, and create calmer, more intentional decisions.

00:00 – The Question Before Every Investment 01:27 – Why Portfolios Need Purpose 02:05 – Alignment Changes the Experience 02:41 – Risk Tolerance vs Risk Capacity 03:33 – What Women Really Want Money to Create 04:08 – Does This Move Me Toward the Life I Want? 04:56 – Clarity Creates Calmer Decisions 06:01 – Money With Direction Creates Freedom

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.

Ready to take the first step?

Visit our website - moneywithmission.com/wealth-b-hers/

Key Quotes:

" Money is a tool, and tools only make sense once you define the structure. If you don't define the structure first, the tools don't serve you, they control you." - Dr. Felecia Froe

"Money without direction creates noise. Money with direction creates freedom." - Dr. Felecia Froe

What if real estate investing didn't have to mean owning the property, managing tenants, or taking repair calls?

That's where this conversation starts. Dr. Felecia Froe sits down with Fred Moskowitz, educator, bestselling author, fund manager, and industry veteran in note investing. Fred explains how he first learned the power of income-producing assets from an unlikely mentor, why relying on a paycheck alone can be risky, and how mortgage notes allow investors to step into the role of the lender.

They talk about what note investing actually is, how it differs from owning rental properties, and why it can be a powerful way to build cash flow without being as hands-on as traditional real estate. Dr. Felecia also asks the practical questions many listeners may be wondering: What is a note? What is a lien? Can individual investors buy notes? How do note funds work? And how can retirement accounts or health savings accounts be used to invest in this asset class? This conversation is a reminder that the more you understand, the better questions you can ask before putting your money anywhere.

00:04 – Fred's Money Story and the Entrepreneurial Bug

07:20 – Why a "Stable Job" Wasn't Really Stable

10:10 – The Mentor Who Changed How Fred Saw Wealth

13:20 – Learning From the Right Rooms

15:45 – Why Fred Shifted From Rental Properties to Notes

18:05 – What Is a Mortgage Note?

21:22 – Understanding Liens and Clear Title

26:16 – Can Individual Investors Buy Notes?

30:41 – How Investors Can Participate in Note Investing

34:27 – How Note Funds Pay Investors

36:36 – Using Retirement Accounts and HSAs for Note Investing

40:10 – Fred's Book " The Little Green Book of Note Investing"

Ready to take the next step?

Connect with us today:

Website: moneywithmission.comLinkedIn: https://www.linkedin.com/in/moneywithmission/

Connect with Fred Moskowitz!

LinkedIn: https://www.linkedin.com/in/thefredmoskowitz

Instagram: https://www.instagram.com/thefredmoskowitz/

Book: The Little Green Book of Note Investing

Gift: giftfromfred.com

Key Quotes:

"Relying on the paycheck from my job as my only source of income, I was taking on this huge risk." - Fred Moskowitz

"The work you do from your job, it kinda supports your life, but when you get involved in investing, investing in assets that generate income for you and appreciate over time, that's what really generates wealth." - Fred Moskowitz