Wealth B-Hers

What's one thing someone said you couldn't do, even if that someone was you, that you did anyway? That question kicks off Women Who Dare, a new Wealth B-Hers series. First up is Dr. Jessica Chandler, a gynecologist who chose gynecology-only from the start, a path almost no one around her was taking. She takes us from a small Mississippi town to a full ride at Vanderbilt, through a brutal first semester and a professor who refused to write her a letter, to the day she walked away from a secure job so she wouldn't end up with "a bunch of receipts" instead of time with her family.

Along the way, she and Dr. Felecia Froe talk about the family legacy behind her "don't quit" spirit, why a cash runway makes bold moves possible, and why a path that never looks the way you pictured can still work out. If you've ever talked yourself out of a big move, press play. There are no straight lines here, only small dares that keep building.

00:00 - Gynecology Without Obstetrics: Choosing a Path No One Was Modeling

08:13 - Daring to Leave Home: From Small-Town Mississippi to Vanderbilt

16:49 - Big Fish, Small Pond: Surviving the First Semester

22:21 - Don't Quit Is in the Blood: Family Legacy and Building Your Daring Muscle

28:01 - Leaving the Secure Job: Time Over Money

38:59 - No Straight Lines: Would She Do It Again?

You've worked hard to build your career. Now let's build wealth that outlives it.

Jessica, a member of the Wealth B-Hers community, dared to walk away from "secure." What's your dare? At Wealth B-Hers, women talk honestly about money, back each other through the hard stuff, and build wealth on their own terms.

Join us: moneywithmission.com/wealth-b-hers

Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests

Connect with Jessica Chandler

Instagram: https://www.instagram.com/drjessgyn/

Key Quotes:

"Why do I have to wait 20 years to go and do the thing that I enjoy? Why can't I do it right now?" - Dr. Jessica Chandler

"This is not gonna look the way you thought it was gonna look, but it's gonna work out the way it needs to in the end." - Dr. Jessica Chandler

Dr. Felecia Froe opens this solo episode with a confession that has nothing to do with money: she has a personal trainer, and she has absolutely no idea what she's doing at the gym. She just shows up, does what he says, and leaves sweaty. That worked fine until Tony (my trainer) announces he's going on vacation, and Felecia realizes her entire fitness "plan" lives in his head, not hers. That small panic cracks open a much bigger question: how many women are doing the exact same thing with their money?

In this episode, Felecia connects her gym epiphany to a striking UBS statistic about married women and financial decision-making, then walks through the difference between delegating and abdicating, introduces her "vanish test" for figuring out where you actually stand, and gives you three simple questions to start asking whoever manages your money, whether that's a spouse, an advisor, or "my guy." It's not a call to fire your professionals. It's a call to stop being a passenger in your own financial life.

00:00 – The Trainer Confession

04:24 – Delegating vs. Abdicating

06:11 – The Vanish Test

08:09 – The "My Guy Handles That" Investor

09:56 – What Felecia Actually Did

11:16 – Free Guide & Call to Action

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're defining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/

Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests

Key Quotes:

"The scariest money question isn't how much you have. It's whether you know why." - Dr. Felecia Froe

"I hired someone to run my finances and then never asked him a single question. Here's what that cost me." - Dr. Felecia Froe

Erica Neal didn't set out to become a wealth strategist. She was on the pre-med track until an unplanned teenage pregnancy knocked her off that path and into a finance and economics degree she almost didn't choose. In this ICYMI episode, Erica joins Dr. Felecia to trace her journey from watching her mom fall into credit card debt to co-founding Infinity Investment Strategies and writing the bestselling Mind of Gold. She opens up about the "earthquake moment" that made her question everything she'd been taught about traditional financial planning: a client who asked a question she couldn't answer.

Erica and Dr. Felecia dig into what it really took to walk away from a career built on hard-earned licenses, and how that leap led her to the Infinite Banking Concept, a strategy for building tax-free, protected wealth that most people have never even heard of. If you've ever wondered whether there's a better way to grow and protect your money than what your financial advisor tells you, this one's for you.

00:00 – Meet Erica Neal: From Credit Card Debt to a Finance Degree

09:13 – The Client Question That Changed Erica's Career

21:26 – Letting Go of Licenses, Identity, and Scarcity

36:32 – Women, Legacy, and Bringing Your Kids Along

44:09 – Infinite Banking 101: How to Become Your Own Bank

58:10 – Why Protection Matters More Than You Think

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're defining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/

Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests

Connect with Erica!

Book: Mind of Gold: A Girlfriend's Guide to Financial Freedom

Website: infinityinvestmentstrategies.com

LinkedIn: https://www.linkedin.com/in/theericaneal/

Instagram: https://www.instagram.com/theericaneal/

Facebook: https://www.facebook.com/TheEricaNeal/

YouTube: Real Money Talk

Key Quotes:

"I still make decisions for me, and nobody can ever take that away." - Erica Neal

"If you don't know the rules to the game, you can't win." - Erica Neal

Most of us don't avoid money conversations because we don't care; we avoid them because the rooms available to us don't feel safe. In this final installment of the Foundations series, Dr. Felecia Froe steps away from strategy and numbers to unpack something more fundamental: the culture underneath every Wealth B-Hers conversation. She names the pressure many women feel walking into financial conversations, the pressure to already have the answers, to sound confident, to never ask the "basic" question, and shows how that pressure shuts down learning and breeds shame instead of wealth. In its place, she lays out three foundations that shape the Wealth B-Hers community: no pretending, worth separated from net worth, and no rushing.

It's a grounded, reflective episode about building resilient wealth in community instead of in isolation. We don't have the "usual" money conversations, and we're stronger because of it.

00:00 - Welcome to the Foundations Series

01:12 - Why We Avoid Talking About Money

02:31 - The Three Foundations of Wealth B-Hers

03:59 - Why Money Decisions Feel So Heavy

05:02 - Psychological Safety, By Design

06:30 - Take the Next Step

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're defining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/

Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests

Key Quotes:

"Your questions are not a liability. They are actually your strength." - Dr. Felecia Froe

"Resilient wealth is not built in isolation." - Dr. Felecia Froe

Most of us don't avoid money conversations because we don't care; we avoid them because the rooms available to us don't feel safe. In this final installment of the Foundations series, Dr. Felecia Froe steps away from strategy and numbers to unpack something more fundamental: the culture underneath every Wealth B-Hers conversation. She names the pressure many women feel walking into financial conversations, the pressure to already have the answers, to sound confident, to never ask the "basic" question, and shows how that pressure shuts down learning and breeds shame instead of wealth. In its place, she lays out three foundations that shape the Wealth B-Hers community: no pretending, worth separated from net worth, and no rushing.

It's a grounded, reflective episode about building resilient wealth in community instead of in isolation. We don't have the "usual" money conversations, and we're stronger because of it.

00:00 - Welcome to the Foundations Series

01:12 - Why We Avoid Talking About Money

02:31 - The Three Foundations of Wealth B-Hers

03:59 - Why Money Decisions Feel So Heavy

05:02 - Psychological Safety, By Design

06:30 - Take the Next Step

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're defining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/

Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests

Key Quotes:

"Your questions are not a liability. They are actually your strength." - Dr. Felecia Froe

"Resilient wealth is not built in isolation." - Dr. Felecia Froe

What if the way you think about money today traces back to something that happened when you were twelve or thirteen? On this episode of Wealth B-Hers, Dr. Felecia Froe sits down with Jonathan Steele, founder and chief investment officer of One Wealth Advisors, a firm managing $1.4 billion for roughly 400 families. Jonathan traces his money story back to eighth grade, watching his mom pay off a department store credit card the second they got home, and then walks through his own winding path from a restaurant kitchen to cold calling at Bear Stearns to building an independent firm with his brother.

Along the way, he and Dr. Froe get into what behavioral finance actually means, delegating vs abdicating financial decisions, and the difference between a fiduciary and a financial advisor/dealer-broker. It's a conversation about the psychology behind the numbers and why staying engaged with your advisor (even when it feels like you're bothering them) is what actually protects you.

00:00 – Meet Jonathan Steele: A Money Story from Eighth Grade

09:45 – From the Kitchen to Cold Calling: Jonathan's Path to Finance

18:17 – What Is Behavioral Finance, Really?

23:12 – Delegating vs. Abdicating Your Financial Life

32:09 – Fiduciary vs. Agent: Know Who You're Paying

35:57 – Behind the Advisor: Podcast, Peanut Butter, and Senior Dogs

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/

Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests

Connect with Jonathan!

Website: https://onewealth.net/

LinkedIn: https://www.linkedin.com/in/jonathan-steele-cfa%C2%AE-3549718/?isSelfProfile=false

Podcast: https://podcasts.apple.com/ch/podcast/human-success-stories/id1890285835

Key Quotes:

"What happens early on in our lives plays a significant role in how we develop a healthy relationship with money." - Jonathan Steele

"You can delegate the decisions. You cannot abdicate the understanding." - Jonathan Steele

Dr. Felecia Froe made her first real estate investment years before she even knew she was an investor. She was five years into her medical practice when it hit her that this wasn't the last thing she'd ever do. In this ICYMI crossover from Zen and the Art of Real Estate Investing, she tells host Jonathan Greene how an office building she bought with fellow women physicians turned out to be that first deal, though she didn't realize it until years later. From there she built fast, lost hard in 2008, and rebuilt into Money With Mission, a community that helps professional women use real estate as a financial escape hatch from bad jobs and bad relationships.

Felecia gets specific about what "social impact investing" actually means, walks through her food desert grocery store project in Tulsa, and breaks down her own portfolio, from assisted living homes to water tech startups. She closes with the advice she wishes someone had given her before 2008: get educated, find mentors, and never go it alone.

00:00 - Meet Dr. Felecia Froe and What Social Impact Investing Really Means

04:11 - An Accidental Start: From Medical Practice to First Deal

12:09 - Real Estate as a Financial Escape Hatch

19:46 - Solving Food Deserts and Rethinking Affordable Housing

26:22 - A Diversified Portfolio and the Power of Community

36:45 - Lessons From 2008 and Advice for the Next Generation

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/

Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests

Connect with Money Tales Podcast

Website: https://www.trustgreene.com/

LinkedIn: https://www.linkedin.com/in/jonathan-greene-re/?isSelfProfile=false

Original Podcast: https://youtu.be/TkDXJSi8cGY

Key Quotes:

"You don't have to make mistakes on your own. You can use somebody else's mistakes." - Dr. Felecia Froe

"This is not a by yourself game at all." - Dr. Felecia Froe

There's a kind of waiting that doesn't feel like waiting. You know exactly what you need to do. You've meant to do it for longer than you'd like to admit. You keep finding a reason why right now isn't quite the right time, and you tell yourself that's responsible, that's thoughtful, that's just good timing. In episode 11 of the Wealth B-Hers Foundations series, Dr. Felecia Froe is done letting that story stand. She breaks down exactly what waiting costs, the compound growth that quietly disappears, the confidence that erodes one avoided month at a time, the low hum of 2am anxiety that never fully goes away. She shares her own experience starting over in the middle of real loss after 2008, and she lands on something most financial advice never says out loud: the perfect moment to begin is never coming, for anyone.

This isn't a call to panic or a countdown to catch up. It's an honest accounting of the price of delay, and a reminder that you aren't behind. The episode closes with one clear, doable step, not a plan, not a deadline, just the decision to stop waiting and find the people who can help you begin.

00:00 - Continuing the Foundations Series

02:13 - Naming the Quiet Kind of Waiting

04:04 - The Financial Cost of Time

05:30 - The Emotional Tax of Uncertainty

07:37- Why the Perfect Moment Never Comes

09:19 - Starting in the Middle and Finding Your People

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/

Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests

Key Quotes:

"There has never been a season of life with enough time, enough clarity, enough certainty, enough calm to be the right moment to begin." - Dr. Felecia Froe "The pile that felt impossible to face becomes manageable once you face it, once you start, not because it's smaller than you thought, but because you're stronger than the pile."- Dr. Felecia Froe

In this ICYMI conversation, Dr. Felecia Froe sits down with Sandi Bragar and Cammie Doder on the Money Tales podcast to trace the money narrative that shaped her from childhood all the way to founding Money With Mission. She opens up about watching her mother stay in a domestic violence relationship for financial reasons, the credit card mistakes she made in medical school, and how she used the CASHFLOW 101 game to teach her own daughters about money years before most parents even start the conversation. Felecia also walks through the deal that changed everything: a patient named Jamie who challenged her to buy her first real estate property and removed all the risk in doing so.

From there she details the whirlwind of buying 18 properties in two years, the 2008 crash that took it all down along with her marriage, and the hard-won knowledge that let her rebuild and eventually pivot into syndication and mission-driven investing. It's a candid, full-circle look at how failure and a shift in mindset about what money is actually for turned into a mission to help other women build wealth and never feel stuck again.

00:00 - Introductions and the Host's Own Money Lesson

07:12 - A Money Narrative Rooted in Childhood

12:36 - Processing Family History and Early Money Mistakes

18:02 - Rich Dad Poor Dad and Her First Real Estate Deal

21:17 - Rapid Growth, the 2008 Crash, and Starting Over

25:59 - Building Money With Mission and Investing With Purpose

34:40 - Three Questions that will Help you get Clear on Who You are as an Investor

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules here - moneywithmission.com/wealth-b-hers/

Get Your Free Guide: https://moneywithmission.co/three-questions-every-woman-should-ask-before-she-invests

Connect with Money Tales Podcast

Website: https://aspiriant.com/

LinkedIn: https://www.linkedin.com/company/aspiriant/

Original Podcast: https://www.youtube.com/watch?v=3UhLV_qiFKE&t=7s

Key Quotes:

"The more people I know, the bigger network I have, the better I'm going to do." - Dr. Felecia Froe

"It's not just about the dollar. It is about the difference that dollar is gonna make in someone's life." - Dr. Felecia Froe

You're not bad with money. In this Foundations episode, Dr. Felecia Froe speaks directly to every woman carrying the belief that she's somehow failed at money, whether she's avoided her finances for years, watched a high income never translate into confidence, or is still making sense of a setback that shook her trust in herself. Felecia reframes the whole story: what looks like carelessness is actually overwhelm, what looks like incapability is actually a lack of preparation, and what looks like personal failure is actually a systemic failure.

This episode's an invitation to put the "bad with money" label down for good and start building from where you actually are.

00:00 - Welcome & Naming the Belief

02:28 - Reframing "Bad with Money"

04:32 - Why Avoidance Happens

06:12 - Setbacks Aren't Evidence Against You

08:39 - Putting the Story Down

You've worked hard to build your career. Now let's build wealth that outlives it.

You were born to build more than just wealth. You were born to lead, inspire, and rise. At Wealth B-Hers, we're redefining what it means to be financially fearless. Join a movement of bold women investing with intention, building legacies, and writing their own money rules.

Ready to take the next step?

Visit our website - moneywithmission.com/wealth-b-hers/

Key Quotes:

"High income without financial education does not produce financial confidence." Dr. Felecia Froe

"Setbacks are not evidence of who you are. They are evidence that you were in motion." - Dr. Felecia Froe