Most people dream of a life where they follow their purpose, not just pursue a paycheck.

But where do you begin? How do you create a plan that allows you the freedom to follow your dream without the stress of wondering if you will have enough money to pay your bills now, while creating a financially secure tomorrow?

Today, we dive into that and more.

In this episode, you will learn:

>> (8:32) How to create a personal pension

>> (11:01) Why the amount you need may be lower than you expect

>> (15:39) Where to start if you need help

>> (15:56) My favorite journaling exercise to get organized

>> (18:29) How to determine when to say no

Waking up and doing what you love is priceless and what most people dream of. Today, you will learn how to create a plan to do just that. As a result, you can stop trading your precious time for a paycheck and instead spend your days how you desire. You will learn some unconventional ideas to help you start creating your dream life today.

Enjoy the episode.

Links Referenced in the Show:

The Residual Income Guide: https://themillionaireinsider.com/rig

Request Support from our Team: https://themillionaireinsider.com/sr

Get your Free Financial Checkup: https://themillionaireinsider.com/fc

Show notes and more information: https://themillionaireinsider.com/139

This information is for educational purposes only and is not intended to provide financial, investment, or planning advice.

A recent study shared that the top mental health challenge facing Americans is anxiety. From rising costs and inflation to gun violence and political unrest, the list of reasons is endless. Today, we share insight on handling anxiety naturally and offer some helpful techniques that may bring you the peace you desire.

If you suffer from mental health challenges, get support from an expert or text the Suicide & Crisis Lifeline at 988. This episode is for educational purposes and not meant to replace any mental health expert.

In this episode, you will learn:

>> (5:04) What's more important than numbers

>> (6:59) Some of the most common causes of anxiety

>> (9:44) A key benefit of meditation

>> (11:51) One of my favorite affirmations

>> (13:50) A simple and powerful way to reduce anxiety

>> (15:35) Foods that help reduce anxiety

Before you pop a pill or pour a drink in an attempt to get some mental health relief, consider one of the healthier options shared in today's episode. You will also learn insights to help you identify stress and several options to manage and reduce it in your life.

Enjoy the episode.

Links Referenced in the Show:

The Financial Freedom Formula Guide: https://themillionaireinsider.com/ffg

Request Support from our Team: https://themillionaireinsider.com/sr

Get your Free Financial Checkup: https://themillionaireinsider.com/fc

Show notes and more information: https://themillionaireinsider.com/138

This information is for educational purposes only and is not intended to provide financial, investment, or planning advice.

The first step in managing your money effectively is determining which stage you are in. We will dive into the three different stages, as well as provide insights to help you make better financial choices, enabling you to create a life and retirement you love.

In this episode, you will learn:

>> (3:08) The three money stages

>> (7:24) One of the most important success tips

>> (12:48) What makes managing your money easier

>> (14:09) Examples of guaranteed income

>> (23:03) A real-life example when no one else knows the plan

Most people want to know how to manage their money better and create a financially secure future, regardless of their age.

Today, we outline the three money stages so you can determine where to start and how to create a plan to achieve your desired goal. If you want insight into making better financial decisions, you will love today's episode.

Enjoy the episode.

Links Referenced in the Show:

The Financial Freedom Formula Guide: https://themillionaireinsider.com/ffg

Request Support from our Team: https://themillionaireinsider.com/sr

Get your Free Financial Checkup: https://themillionaireinsider.com/fc

Show notes and more information: https://themillionaireinsider.com/137

This information is for educational purposes only and is not intended to provide financial, investment, or planning advice.

The holidays can be a stressful time. As a result, people often end up overspending, overdrinking, overeating, or all of these, adding more stress to what should be a season that you enjoy. If you want to better manage your holiday stress, spending, and eating, you will love today's episode.

In this episode, you will learn:

>> (2:17) The holiday lows that can cause stress, anxiety, and depression

>> (4:17) Reasons we often overspend during the holidays

>> (7:48) A creative financial gift for relatives

>> (10:07) Ways to communicate your holiday spending plan with family and friends

>> (14:48) One of the most common financial mistakes during the holidays

For many, holidays can be a stressful time that exacerbates our weak links of overspending, overeating, overdrinking, or otherwise indulging more than we should. Today, we dive into practical and creative ways to help you make this holiday less stressful and one you cherish for years to come.

Links Referenced in the Show:

The Magical Budget Template: https://themillionaireinsider.com/mbt

Request Support from our Team: https://themillionaireinsider.com/sr

Get your Free Financial Checkup: https://themillionaireinsider.com/fc

Show notes and more information: https://themillionaireinsider.com/136

This information is for educational purposes only and is not intended to provide financial, investment, or planning advice.

Most people would love to make more money, but most have no idea where to start or the best option for their needs. Today, we dive into creative and uncommon ideas so you can create a plan that works for you and increases your income.

In this episode, you will learn:

>> (3:14) Where to spend your time if you want to make more money

>> (8:18) The three paths to make money

>> (12:12) The Millionaire Insider Formula

>> (12:52) What to do if you need money now

>> (13:23) Real-life examples to make more money

If you want to increase your income while working or in retirement, you will love today's episode. We dive into the three paths to generate more revenue as well as the formula millionaires use to create more income and wealth.

Thanks for joining me today.

Links Referenced in the Show:

The Residual Income Guide: https://themillionaireinsider.com/rig

Ep3: Your Worth Barometer: https://themillionaireinsider.com/3

Request Support from our Team: https://themillionaireinsider.com/sr

Get your Free Financial Checkup: https://themillionaireinsider.com/fc

Show notes and more information: https://themillionaireinsider.com/135

This information is for educational purposes only and is not intended to provide financial, investment, or planning advice.

One of the most essential steps to creating a secure retirement you love entails mitigating financial risks.

Today, we delve into four of the most common risks pre-retirees and retirees continue to face.

If you want to better prepare for risks that can derail even the best plans, you'll want to listen to this episode.

In this episode, you will learn:

>> (3:24) Why people overspend

>> (12:13) How to avoid market volatility

>> (13:05) The #1 reason people file bankruptcy

>> (15:33) Solutions to the risk of long-term care in retirement

>> (16:35) A common estate planning mistake people make

Creating a plan that includes mitigating financial risks can profoundly impact your future.

Today, we explore four of the most pressing financial and retirement challenges that many people face.

Thanks for joining me today.

If you found this episode helpful, don't forget to subscribe and share it with someone who could benefit from it. Stay informed, stay empowered, and stay one step ahead.

Links Referenced in the Show:

The Estate Planning Checklist: https://themillionaireinsider.com/epc

Request Support from our Team: https://themillionaireinsider.com/sr

Get your Free Financial Checkup: https://themillionaireinsider.com/fc

Show notes and more information: https://themillionaireinsider.com/134

This information is for educational purposes only and is not intended to provide financial, investment, or planning advice.

One of the most common questions pre-retirees ask when considering retirement is, "Is $1 million enough to retire?" Today, we are discussing opinions and the facts that you need to consider when answering this important question accurately.

In this episode, you will learn:

>> (2:21) The critical million-dollar questions you need to ask

>> (5:18) What is the magic number?

>> (5:43) The biggest takeaway when planning your retirement

>> (12:33) Tips for creating a spending plan that works

>> (15:20) Resources to create a successful retirement plan

>> (18:50) Ways to create additional income

Determining how much money you need to retire is critical. And most retirees spend too much time worrying that they may outlive their money. Today, we break it down so you can create a plan that reduces the chances you will end up in the broke category in retirement.

Enjoy the episode.

Links Referenced in the Show:

The Retirement Planning Checklist: https://themillionaireinsider.com/rpc

Request Support from our Team: https://themillionaireinsider.com/sr

Get your Free Financial Checkup: https://themillionaireinsider.com/fc

Show notes and more information: https://themillionaireinsider.com/133

This information is for educational purposes only and is not intended to provide financial, investment, or planning advice.

One of the most common questions is what happens to my spouse's 401(k) in a divorce. Today, in "401K and Divorce: What Happens Next," Oscar Alvarez shares his insights on this important subject and what you need to know about a QDRO. Several key considerations and timelines are involved when splitting retirement assets during a divorce. Today, we dive into them, so stay tuned!

In this episode, you will learn:

>> (3:25) A huge mistake affecting a 401(k) division

>> (6:22) Understanding a QDRO

>> (11:52) One of the most common mistakes that often delays access to your money

>> (17:30) A tip to save money during a divorce

There are several important factors to consider when setting up a QDRO correctly. Today's episode provides you with insider tips, tricks, and insight so you can ensure you don't make costly mistakes.

If you or a loved one is considering a divorce or is going through one, you should definitely listen to today's episode.

Enjoy the episode.

Links Referenced in the Show:

The Divorce Survival Guide: https://themillionaireinsider.com/dsg

Request Support from our Team: https://themillionaireinsider.com/sr

Get your Free Financial Checkup: https://themillionaireinsider.com/fc

Show notes and more information: https://themillionaireinsider.com/132

This information is for educational purposes only and is not intended to provide financial, investment, or planning advice.

The right financial planner can be a game-changer in your plan to create a secure financial future you love.

One of the best places to start is by finding someone who has the necessary qualifications and the right personality to guide you through the process.

In today's podcast, "4 Questions to Ask a Financial Planner," I share some ideas to help you find the right advisor.

In this episode, you will learn:

>> (2:14) The cost of staying quiet

>> (5:31) A key question to ask an advisor early

>> (7:05) Red flags to watch for

>> (11:12) Common pitfalls to avoid when discussing compensation

>> (14:20) What a good advisor will talk about with you

>> (15:15) Bonus questions to ask

Asking the right question is one of the most important skills you can develop. And when it comes to finding the right advisor, it is critical.

Today, you will learn some initial questions to start with, followed by additional ones tailored to your specific situation.

Enjoy the episode.

Links Referenced in the Show:

The Financial Freedom Formula Guide: https://themillionaireinsider.com/ffg

Request Support from our Team: https://themillionaireinsider.com/sr

Get your Free Financial Checkup: https://themillionaireinsider.com/fc

Show notes and more information: https://themillionaireinsider.com/131

This information is for educational purposes only and is not intended to provide financial, investment, or planning advice.

Imagine waking up to a parent, relative, or friend who refuses to leave your home. Well, for many, it is a painful reality that can wreak havoc on their mental health and financial future. Today, we delve into the increasingly complex issue of silver squatters and how to navigate this often delicate situation.

In this episode, you will learn:

>> (5:15) The hidden cost of compassion and how it can hurt you financially and emotionally

>> (7:00) Why setting up boundaries early helps you avoid this trap

>> (11:34) What to include in your estate plan

>> (14:22) Important insights to protect your assets

>> (16:20) The hidden implications of government cuts and how they may impact you and your loved ones

Silver Squatters are a real problem, impacting many who are unsure how to address this challenging situation. Today, you will learn ways to avoid issues and protect your mental and financial health.

Enjoy the episode.

Links Referenced in the Show:

End of Life Checklist: https://themillionaireinsider.com/eolc

Request Support from our Team: https://themillionaireinsider.com/sr

Get your Free Financial Checkup: https://themillionaireinsider.com/fc

Show notes and more information: https://themillionaireinsider.com/130

This information is for educational purposes only and is not intended to provide financial, investment, or planning advice