Unlock the secret strategy savvy real estate investors use to build tax-free wealth and create lasting legacies—without paying capital gains taxes. In this exclusive episode of Wealth, Legacy & Property, tax strategist, author, and 1031 Exchange expert Dave Foster joins us to demystify one of the IRS’s most underutilized tools. Discover how investors, including foreign nationals, can legally defer taxes, grow their portfolios exponentially, and safeguard their financial futures. Whether you're a seasoned investor or just starting out, this conversation reveals the radical advantages of using 1031 Exchanges, how to pick the right Qualified Intermediary, and why this tax code hack has stood the test of time for over a century.

#1031Exchange #TaxFreeWealth #RealEstateInvesting #WealthLegacy #CapitalGainsStrategy #IRSLoophole #DaveFoster #RealEstatePodcast

Buying, renting, or investing in U.S. real estate? This episode is a masterclass in the insurance mistakes that foreign nationals, high-net-worth individuals, and even seasoned investors make every day.

Whether you're buying your first property, flipping a fully renovated home, or managing a portfolio of short-term rentals and condos, this conversation breaks down what your policy doesn't cover — and how to avoid expensive gaps.

✅ What you'll learn:

• Do foreign nationals pay more for insurance?

• When to switch from DP-3 to commercial coverage

• Umbrella vs. blanket vs. portfolio insurance

• Airbnb and short-term rental liability gaps

• HO6 vs. DP3 for condo landlords

• What loss assessment coverage really does

• Due diligence red flags: roof age, past claims, electrical updates

• Questions buyers and investors should ask before they close

🎙 Hosted by Patrick Afrifah, Licensed Real Estate Broker — Chicago📩 [email protected] | (773) 484-6022

Brent's contact details:

📞 Phone: 312-519-5224
📧 Email: [email protected]

#RealEstateInsurance #ForeignInvestor #LandlordTips #UmbrellaPolicy #WealthLegacyPodcast #AirbnbRisk #HomeBuyingTips #DP3Explained #CondoInvestor

Thinking about renovating a property, expanding your home, or building a custom home from scratch?
This episode of Wealth, Legacy & Property uncovers the insurance gaps that many homeowners and investors overlook — until it's too late.

Learn why your current home insurance may not cover you during major renovations, how builder’s risk policies work, and what type of coverage is required for house hacking, luxury upgrades, and new construction.

Whether you're upgrading a five-bedroom into a ten-bedroom home, building a coach house on an existing lot, or converting your primary residence into a rental, this episode delivers practical insights to protect your assets and avoid costly mistakes.

✅ Here’s what we cover:

• The difference between builder’s risk and homeowner policies

• What insurance covers (and doesn’t) during renovations and additions

• Liability risks for landlords and investors

• Umbrella coverage for multiple properties

• House hacking policies for 2–4 unit homes

• Why high-end materials (like imported marble) must be disclosed

• Strategic tips for portfolio owners, landlords, and custom builders

📌 Don’t assume you’re covered. Most policies won’t protect you during major upgrades unless you notify your carrier and adjust your policy.

🎙 Hosted by Patrick Afrifah, Licensed Real Estate Broker — Chicago

📞 Contact Patrick: [email protected] | (773) 484-6022

👤 Guest Expert: Brent Norkus — Insurance Broker at Comparion Insurance
📧 Email: [email protected]
📱 Text/Call: (312) 519-5224
📅 Book a meeting

🔔 Subscribe for weekly insights on building wealth, preserving legacy, and protecting your real estate investments.
🌐 Follow the podcast: Wealth, Legacy & Property

#HomeInsurance #RenovationRisks #RealEstateWealth #HouseHacking #BuilderRisk #PatrickAfrifah #WealthLegacyPodcast

Think your homeowner’s insurance protects you from everything? You might be dangerously wrong.

In this episode, we expose the top 3 hidden insurance gaps that could cost you $10,000 or more when it’s already too late.

Insurance pro Brent Norkus breaks down what’s really excluded from most policies — including mold, seepage, and buried utility lines — and why many homeowners only find out after a denied claim.

Whether you’re a homeowner, investor, or house hacker, you’ll learn how to fix these blind spots and protect your property, your peace of mind, and your wealth.

🔐 Topics Covered:

What homeowner insurance doesn’t cover

Mold, leakage, and utility line exclusions

Landlord vs homeowner policies

Umbrella policy limitations

How to protect yourself as a live-in-investor

#YouThoughtYouWereCovered#InsuranceGaps#HouseHackingInsurance#HomeownersInsurance#MoldCoverage#UtilityLineDamage#WealthProtection#RealEstateInvesting#LandlordTips#UmbrellaPolicy#FinancialFreedom

Reference bio section for Real Estate Sponsoring Broker information.

🔔 Don’t Forget to Subscribe:For more tips on real estate purchase, investing, and building your financial legacy, hit the subscribe button and turn on notifications!

Connect with Me:

📧 Email: [email protected]

📱 Follow me on:

Facebook: https://www.facebook.com/realtorpafrifah Instagram: https://www.instagram.com/thepatrickafrifah TikTok: https://www.tiktok.com/@thepatrickafrifah

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Most new real estate investors think the fastest way to wealth is buying multifamily properties. But what if that’s not the smartest move? In this episode of Wealth, Legacy & Property, I sit down with Roger Luri—veteran developer, banker, and author of Don't Buy Multifamily, Build It—to explore why building multifamily might be the better path.From lessons learned in the 2008 crash to secrets of long-term success, we break down what separates successful developers from those who lose it all. Roger shares the 3 essential principles to survive any market downturn, the truth about Chicago’s climate migration, and how new investors can build wisely—starting with partnerships.You’ll discover:✅ The costly mistake most solo developers make✅ Why partnerships beat going solo (and how to find the right one)✅ The trends shaping Chicago’s real estate future✅ How new investors can start building in today’s market🎯 Whether you’re new or seasoned, this episode will challenge what you think you know about real estate.🎧 Listen now and shift your investing mindset.📘 Grab Roger’s book: Don’t Buy Multifamily, Build It📹 Watch Roger’s projects: [YouTube @RogerBuildIt]#WealthLegacyProperty #RogerLuri #RogerBuildIt #RealEstateDevelopment #MultifamilyDevelopment #BuildNotBuy #PCMModel #RealEstatePodcast #PassiveIncome #ClimateMigration #RealEstateTips #FinancialIndependenceReference bio section for Real Estate Sponsoring Broker information.🔔 Don’t Forget to Subscribe:For more tips on real estate purchase, investing, and building your financial legacy, hit the subscribe button and turn on notifications!Connect with Me:📧 Email: [email protected]📱 Follow me on: Facebook: https://www.facebook.com/realtorpafrifah Instagram: https://www.instagram.com/thepatrickafrifah TikTok: https://www.tiktok.com/@thepatrickafrifah X: https://x.com/PatrickAfrifahPodcast: Spotify: https://podcasters.spotify.com/pod/show/patrickafrifah Apple: https://podcasts.apple.com/us/podcast/wealth-legacy-and-property/id1767572441

🚨 Don't sign your mortgage before watching this! 🚨

In this episode, Patrick sits down with Rich Kimball, a seasoned mortgage expert with over 30 years of experience, to break down the hidden truths about mortgages. From interest rate traps to escrow surprises, we uncover what most lenders won't tell you!

🔹 What You’ll Learn:
✅ The real factors that determine your interest rate
✅ Escrow: How lenders manage your taxes and insurance (and what they don’t tell you)
✅ PMI Secrets: How to get rid of it and save thousands
✅ New Construction Loans: Hidden fees that could cost you big
✅ Should You Pay Off Your Mortgage Early? Pros & cons of different strategies

🏡 Thinking about buying or refinancing? Avoid costly mistakes and watch this before you commit!

🔗 Need expert mortgage advice? Contact Rich Kimball at [847-603-XXXX] or visit TheKimballTeam.com

📌 Subscribe for More Wealth & Real Estate Tips!
👍 Like, comment, and share to help others avoid these costly mistakes!

Connect with Me:

📧 Email: [email protected]

📱 Follow me on:

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🏡 Thinking of buying a home? Watch this FIRST! 🏡

In this episode of Wealth, Legacy, and Property, we dive deep into residential mortgages with expert mortgage lender Richard Kimball. Whether you're a first-time homebuyer, investor, or foreign national, understanding loan types can save you thousands and help you avoid costly mistakes!

🔑 Here's what you’ll learn:

✅ The biggest mortgage myths that keep buyers stuck 🤯

✅ FHA vs. Conventional – which one REALLY saves you more

✅ How to qualify for a mortgage (even if you’re self-employed!)

✅ What lenders DON’T tell you about PMI & credit scores

✅ How foreign nationals can get approved for U.S. mortgages!

🚨 Don’t fall into the mortgage trap! 🚨 Watch now & take control of your real estate journey!

🔔 Subscribe for more wealth-building real estate content

#MortgageMistakes #FHAorConventional #WealthLegacyProperty #HomeBuyingTips #CreditScoreHacks #MortgageApproval #RealEstateInvesting #financialindependence

🔔 Don’t Forget to Subscribe:For more tips on real estate purchase, investing, and building your financial legacy, hit the subscribe button and turn on notifications!

Connect with Me:

📧 Email: [email protected]

📱 Follow me on:

Facebook: https://www.facebook.com/realtorpafrifah

Instagram: https://www.instagram.com/thepatrickafrifah

TikTok: https://www.tiktok.com/@thepatrickafrifah

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Spotify: https://podcasters.spotify.com/pod/show/patrickafrifah

Apple: https://podcasts.apple.com/us/podcast/wealth-legacy-and-property/id1767572441

🏠 Before You Buy or Invest, WATCH THIS! 🏠

In this episode, I sit down with Ron from AmeriSpec, a seasoned home inspector, to uncover the most critical home inspection red flags that can cost you $10,000+ in hidden repairs.

🔍 What You’ll Learn:


✅ Why thermal imaging is a game-changer for buyers & investors


✅ The hidden dangers in rehabbed & luxury homes


✅ How to spot foundation cracks that could lead to structural disasters


✅ Must-ask questions before hiring a home inspector


✅ How to save thousands on roof & basement repairs

🚨 Don’t let a hidden issue drain your wealth—watch/listen NOW!

📞 Contact Ron for Inspections:


📍 Website: www.experienceamerispec.com


📧 Email: [email protected]


📲 Call: (708) 495-4372

🔔 Don’t Forget to Subscribe:For more tips on real estate purchase, investing, and building your financial legacy, hit the subscribe button and turn on notifications!

Connect with Me:

📧 Email: [email protected]📱

Follow me on:

Facebook: https://www.facebook.com/realtorpafrifah Instagram: https://www.instagram.com/thepatrickafrifah TikTok: https://www.tiktok.com/@thepatrickafrifah

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Spotify: https://podcasters.spotify.com/pod/show/patrickafrifah Apple: https://podcasts.apple.com/us/podcast/wealth-legacy-and-property/id1767572441

Are you buying or selling a home? Don't make these costly mistakes! 🏡💸

In this episode, we uncover the hidden risks of skipping key home inspections, the biggest myths that cost homeowners thousands, and what your inspector isn’t telling you. Our expert guest breaks down the must-have inspections, when to get them, and how to avoid financial disaster.

You'll learn:

✅ The truth about mold, radon, and sewer inspections

✅ Why even brand-new homes need inspections

✅ How skipping a $300 inspection could cost you $30,000

✅ What sellers can do to protect their home value

🔔 Subscribe for more real estate insights and turn on notifications!#HomeInspection #RealEstateInvesting #buyersguide #HomeInspection #RealEstateTips #HomeBuying #RealEstateInvesting #FirstTimeBuyer #PropertyInspection #HomeSelling #InvestmentProperty #InspectionMistakes

🔔 Don’t Forget to Subscribe:For more tips on real estate purchase, investing, and building your financial legacy, hit the subscribe button and turn on notifications!

Connect with Me:

📧 Email: [email protected]

📱 Follow me on:

Facebook: https://www.facebook.com/realtorpafrifah Instagram: https://www.instagram.com/thepatrickafrifah TikTok: https://www.tiktok.com/@thepatrickafrifah

X: https://x.com/PatrickAfrifahPodcast: Spotify: https://podcasters.spotify.com/pod/show/patrickafrifah Apple: https://podcasts.apple.com/us/podcast/wealth-legacy-and-property/id1767572441

🚨 Are you unknowingly leaving thousands (or millions) on the table in taxes?

🚨 In this episode, I sit down with Terrence Maniki, CPA, to uncover the tax strategies that wealthy real estate investors use to legally minimize taxes and maximize wealth. We dive deep into:

✅ Cost Segregation & Bonus Depreciation – How to reduce taxable income

✅ 1031 Exchanges – The tax-deferral secret of the rich

✅ Wealth Preservation Strategies – Why smart investors NEVER sell outright

✅ The 2025 Tax Law Changes – What you must prepare for NOW

✅ Tax Planning for High Earners – Avoid costly mistakes before it’s too late

💡 Whether you're a real estate investor, a high-income earner, or just someone looking to pay fewer taxes legally, this episode is a MUST-watch.

📢 Don’t let the IRS take more than they should—take control of your tax strategy NOW!

👉 Subscribe for more wealth-building insights!

🔗 Connect with Terrence Maniki:

🔹 LinkedIn: Terrence Maniki

🔹 Website: BuxtonTax.CPA

#TaxLoopholes #RealEstateWealth #1031Exchange #CostSegregation #WealthBuilding #FinancialFreedom #RealEstateInvesting #PassiveIncome #TaxHacks #wealthpreservation

🔔 Don’t Forget to Subscribe: For more tips on real estate purchase, investing, and building your financial legacy, hit the subscribe button and turn on notifications!

Connect with Me:

📧 Email: [email protected]

📱 Follow me on:

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Spotify: https://podcasters.spotify.com/pod/show/patrickafrifah Apple: https://podcasts.apple.com/us/podcast/wealth-legacy-and-property/id1767572441