Wealth Matters By Alpesh Parmar

Stephen has significant sales, insurance and real estate experience, and has worked with many individuals and several start-ups and small businesses in designing financial plans and achieving financial goals. Stephen has been serving his clients since 2003, with a special focus in Financial Services. In 2011, Stephen led the initiative of what eventually became a full service financial services and investment advisory, Veraz Advisors. He is a certified college funding specialist and is an expert on designing retirement income plans.

Stephen lived and worked in the Tampa Bay Area before first moving to the San Francisco Bay Area in 2009, when he and Jay became business partners. He enjoys skiing all over the world with his family and enjoys watching the Carolina Panthers.

Questions from the podcast:

·  Tell us something interesting @ yourself?

·  How does this strategy work?

·  How are withdrawals from the policy tax advantaged?

·  Why does this strategy sound “too good to be true”?

·  What if I can’t make the annual contribution one year?

·  When will I be able to access the supplemental income in the plan?

·  Do I have to pay annually or could I pay monthly?

·  What happens to the policy if the return is less than the illustrated annual rate?

·  What happens if the loan is called?

·  Who is eligible?

·  Who is this strategy designed for?

·  Can this strategy be sold to individuals or only groups of employees?

·  What are the risks of this strategy?

visit https://www.verazadvisors.com/ for more information.

Travis Watts is a full-time passive investor. He has been investing in real estate since 2009 in multi-family, single-family and vacation rentals. Travis is also the Director of Investor Relations at Ashcroft Capital. Travis has invested in over 28 passive syndications between 14 different firms. Travis now dedicates his time to educating others in the world of investing and has made it his mission to share passive investment strategies in order to help others achieve and maintain wealth in real estate.

Here are some of the questions we can go through:

Caeli Ridge is the owner and CEO of Ridge Lending Group.  She has spent the last 22 years as a nationwide lender and loan officer in both residential and commercial transactions.  She is an experienced real estate investor, having held over 40 properties across the United States, at any one time. She has worked with tens of thousands of investors and homeowners all over the country. She has a proven track record of having assisted more families realize their dreams of financial independence through real estate investing than any mortgage lender in the country. She maintains and serves her real estate investor database of 65,000 strong and growing. Ridge Lending is the preferred lender for over 200 investment networks nationwide, making her a true leader in real estate lending.

Here are the questions from the podcast:

·  How is the mortgage and credit market doing right now?

·  What is an All-in-one (AIO) loan?

·  How is it different from conventional mortgage and HELOC?

·  What are the pros and cons of an AIO loan?

·  AIO loans exist in Australia, New Zealand and many other countries. Why don't we see much AIO in the US?

·  Who do you think would really benefit from AIO? Good candidates

·  Who should not get AIO instead of conventional mortgage or HELOC? Bad Candidates

·  What do you see would be short term and long term impact on the mortgage market because of Coronavirus?

·  Would you be changing any business or investment strategy after Coronavirus?

Reach out to Caeli via www.ridgelendinggroup.com

Universal life (UL) insurance comes in a lot of different flavors, from fixed-rate models to variable ones, where you select various equity accounts to invest in. Indexed universal life (IUL) insurance allows the owner to allocate cash value amounts to either a fixed account or an equity index account. Policies offer a variety of well-known indexes, such as the Nasdaq-100 or the S&P 500. IUL insurance policies are more volatile than fixed ULs, but they are less risky than variable UL insurance policies, because no money is actually invested in equity positions.

Prashant has a Bachelor of Engineering with 16 years of experience in technology field. Now licensed Finance professional running a successful financial services agency. Switched from Technology to Finance and helping families plan for their personal finances.

Topics discussed during the podcast:

Formerly an Aerospace Engineer, Ali Boone is a lifestyle entrepreneur, author and real estate investor. After leaving her 9-to-5 to pursue ultimate freedom through entrepreneurship, her company Hipster Investments managed to facilitate over $18M in real estate transactions in it’s first five years of business. Ali also teaches flying and can often be found snowboarding or volunteering in prisons. Her ultimate goal is to one day challenge Tim Ferriss to a lifestyle design duel.

Topics discussed during podcast:

- What qualities does an entrepreneur need?

- How can one start building a new business?

- What is lifestyle design?

- What would be the impact of Covid-19 on Real estate?

- Any tool or website you highly recommend?

AVERY CARL bought her first rental property at age 26 on a 37,000 salary. Through strategically investing in short term rental properties in mature vacation rental markets, she was a millionaire by 31. She now owns a portfolio of 24 properties, and is the CEO and founder of the Short Term Shop, a real estate team that helps investors acquire short term rental properties in the most recession resistant markets, and trains them on the methods that led her out of the corporate rat race and into financial freedom.

Topics discussed during podcast:

Matthew Ricciardella is the Founder and Chief Executive Officer of Crystal View Capital. Matthew is responsible for the management and oversight of Fund II, including investment strategy, fundraising, asset management, and operations. He is a member of Fund II’s Investment Committee and Management Committee. With over 16 years of experience in the real estate industry, he has personally been a principal in over $350 Million in real estate transactions. Prior to forming Fund II, he successfully managed Crystal View Capital Fund I, which contained over $47 Million in assets under management. Matthew thinks like an owner because he is an owner. With a personal investment of $3,500,000 between Fund I and Fund II, he has created a very strong alignment of interest, and a personal bond with his shareholders. Matthew has earned a reputation for dealing fairly, honestly and with integrity with his shareholders and sellers which he believes is his most valuable asset.

Here are the topics discussed in the podcast:

1) How has your strategy in purchasing self-storage and manufactured housing assets benefited you during the pandemic? 

2) How are you able to continue to purchase during covid-19? 

3) How have you driven performance? Has your strategy towards this changed amidst the pandemic?

Have you heard of the Multifamily Investor Nation Summit, coming up on June 11th through the 13th? It’s a three-day information packed event for multifamily investors, with over 1,000 attendees and over 50 speakers! You will hear from experts about finding deals, raising capital, underwriting strategies, selecting markets, and so much more! I have also been invited as one of the speakers to present. Go to mfinsummit.com to grab your ticket and use promo code WEALTH to get $100 off! Whether you are new to multifamily investing or a seasoned investor, you do not want to miss this event. Join me at the Multifamily Investor Nation Summit. Visit www.mfinsummit.com!

Dax Cooke is the the Founder of Farmfolio. After graduating from the University of Alabama, Dax entered the wide world of financial services, where he successfully founded and exited multiple startups.  In 2014, after spending a decade in the financial services industry and co-founding an INC 500 Fin-Tech company, Dax moved to Panama City, Panama, where he developed a passion for agriculture and the Farmfolio concept was born. After visiting Colombia in 2015, Dax moved the company to Medellín and launched the first Farmfolio office in the famed Ruta N incubator.  Farmfolio set out with the goal of creating value throughout the agriculture supply chain by connecting stakeholders around the world to unique opportunities in emerging markets.  Dax follows a strict process-based business strategy which stems from his financial planning background.

With decades of experience and an impressive resume, Paul offers a fresh perspective on creative real estate investing and philanthropy in 2019. Paul also is an experienced podcast guest, having appeared on 60+ shows and counting. After graduating with an engineering degree and an MBA from Ohio State, Paul Moore started on the management development track at Ford Motor Company in Detroit. He later departed to start a staffing company with a partner, which they sold for $2.9 million. Paul then entered the real estate sector, where he completed 85 real estate investments and exits, managed dozens of rental properties, developed a subdivision, and started two online real estate marketing firms. Three successful developments led him into the multifamily investment arena.

1. What is the difference between investing and speculating?

Jeremy started investing in real estate and businesses in 2002 and left the corporate world in 2007 to become a full-time passive cash flow investor. He is currently an investor in more than 70 opportunities across more than $1 Billion worth of real estate and business assets. As Founder and President of Roll Investment Group, Jeremy manages a group of over 1,500 investors who seek passive/managed cash flowing investments in real estate and businesses. Jeremy is also the co-Founder of For Investors By Investors (FIBI), a non-profit organization that was launched in 2007 with the goal of facilitating networking and learning among real estate investors in a strict no sales pitch environment. FIBI is now the largest group of public real estate investor meetings in California with over 30,000 members. Jeremy has an MBA from The Wharton School, is a licensed California Real Estate Broker (for investing purposes only), and is an Advisor for Realty Mogul, the largest real estate crowdfunding website in the US. Jeremy welcomes e-mails ([email protected]) to network with or help other investors and to discuss real estate or business investments of any size.

Questions from the podcast: