Wealth Redefined®

Learn how much you can give family members tax-free in 2026, when you need to file a gift tax return, and smart ways to give, from 529 plans to tuition.

Can your brokerage account double as an emergency fund? Learn the pros, cons, tax impact, and how to use it as a backup to your cash reserve.

Open enrollment is your yearly chance to fix your benefits. Learn how to review health insurance, HSAs, FSAs, your 401(k), life and disability insurance, and more.

If you hate the idea of budgeting but you don't want to leave everything to chance, is there a middle ground? You're in luck. There is a path that may appeal to you, and I call it "passive budgeting."

What is a trusted contact person on your brokerage account? See why it exists, what your firm can share, and when naming one could protect your savings.

The best cash flow system is the one you'll actually keep using. For a lot of people, that system is reverse budgeting.

It's okay to get excited about the thought of buying a house. It's definitely an emotional experience. But base it on a solid financial foundation and make sure you're ready before making the largest purchase of your life.

Don't let lack of access to a 401(k) keep you from saving and investing for retirement. You've got plenty of options to fill the gap.

There's a guidelines that says you don't need life insurance until someone depends on you financially. That sounds obvious. But there's a real case for buying a policy before anyone relies on your income, and a lot of people never consider it.

Planning for a large tax refund can make sense in a lot of cases. Just because it's not financially optimal doesn't make it wrong.