Wealth Within Reach

✨Join me for my FREE Class!

The Biggest Roadblocks Keeping Landlords From Scaling — and How to Fix It

 March 24, 2026 at 12PM & 7PM ET via Zoom

​​https://owningitandlivingit.com/landlord

Grab your Early Bird Tickets to The OILI Experience

https://experience.owningitandlivingit.com

If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase.

https://experience.owningitandlivingit.com

The investment that changed my real estate business wasn't a property. It wasn't a course. It wasn't even a mentor. It was being in the room.

In 2021, I went to my first BiggerPockets conference terrified—attending alone, afraid of wasting money, worried I'd be the least successful person there. What happened next changed my entire trajectory.

In this video, I share:

✅ Why I almost didn't go (and what finally pushed me to show up)

✅ The deal analysis revelation that led to over $1M in equity

✅ How being in person calibrated my mindset (vs. online comparison that was killing me)

✅ The connection that turned me from attendee to podcast guest

✅ What happens in person that can NEVER happen online

✅ Why I've invested tens of thousands in events—and made it all back

If you've been building your real estate portfolio alone, behind a screen, this is your sign. There's another way.

Stay tuned—something is coming in March that will put YOU in the room.

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⏱️ TIMESTAMPS

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0:00 - The investment that changed everything

0:30 - Why I almost didn't go to my first conference

2:00 - Breakthrough #1: How I analyze deals changed

3:30 - Breakthrough #2: The calibration I needed

5:00 - Breakthrough #3: The connection that changed my business

6:30 - What happens in person that doesn't happen online

8:00 - Something is coming in March

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✨ WORK WITH ME

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If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make.

https://erikab.kit.com/f2f4df9a56

Would you like to work with me directly? Book a Call to work with me in 2026!

https://calendar.app.google/NMFNL2CYYPMP1FZn7

FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content (I'm taking you behind the scenes of my Mastermind Retreat this week!)

https://www.instagram.com/erikabrowninvestor/

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🔎 ABOUT ERIKA

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I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and support—no burnout required.

#realestateinvesting #biggerpockets #realestateconference #rentalproperties #realestateinvestor #landlord #propertyinvesting #realestateevents #investorcommunity #wealthbuilding #realestatenetworking #landlordtips #realestatesuccess

✨Join me for my FREE Class!

The Biggest Roadblocks Keeping Landlords From Scaling — and How to Fix It

 March 24, 2026 at 12PM & 7PM ET via Zoom

​​https://owningitandlivingit.com/landlord

Want to see the exact tech stack I use to run my $5M+ rental portfolio?

In this video, I'm breaking down every tool — starting with Baselane, the banking and bookkeeping platform that keeps my entire rental operation organized and running on autopilot.

50,000+ real estate investors use Baselane to automate their rental finances. Sign up at http://baselane.com/erikabrown  and get a $100 cash bonus.

🔗 [baselane.com/erikabrown ]

The #1 thing that keeps landlords stuck at 1-2 properties? Financing. In this interview, I sit down with [Lender Name] to bust the biggest myths about qualifying for rental property loans and show you how to scale—even if your debt-to-income ratio says no.

In this interview, we cover:

✅ The DTI myth: Why your W2 income isn't the only income that matters

✅ How rental income counts toward qualification (and when)

✅ DSCR Loans, what they are and how to qualify for them

✅ What banks actually need to see (documents, reserves, credit score)

✅ The biggest mistakes landlords make when applying for financing

✅ Your step-by-step gameplan to finance your next property

If you've been stuck thinking you can't qualify for another rental property, this interview will change that.

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⏱️ TIMESTAMPS

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0:00 - Why financing keeps landlords stuck

0:30 - The DTI myth: Does it really stop you?

3:00 - Creative financing options (DSCR,)

5:30 - What banks actually need to see

7:00 - Your action plan to finance your next property

8:30 - Stop letting financing keep you stuck

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✨ WORK WITH ME

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If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make.

https://erikab.kit.com/f2f4df9a56

Would you like to work with me directly? Book a Call to work with me in 2026!

https://calendar.app.google/NMFNL2CYYPMP1FZn7

If you're looking to meet more like-minded people who are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase.

https://experience.owningitandlivingit.com

FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content.

https://www.instagram.com/erikabrowninvestor/

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🔎 ABOUT ERIKA

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I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and support—no burnout required.

#rentalpropertyfinancing #realestateinvesting #landlord #DSCRloan #creativefinancing #rentalproperties #realestatefinancing #debttoincomeratio #propertyinvesting #landlordtips #investmentproperty #realestatelender #portfoliolender

✨Join me for my FREE Class!
The Biggest Roadblocks Keeping Landlords From Scaling — and How to Fix It

 March 24, 2026 at 12PM & 7PM ET via Zoom

​​https://owningitandlivingit.com/landlord

There are only 3 systems that separate landlords who scale from landlords who stay stuck at 1-2 properties. And it doesn't matter if you're running short-term rentals, mid-term rentals, or long-term rentals—these systems are non-negotiable.

In this video, I break down the 3 systems every landlord needs:

✅ System #1: Leasing/Booking System (how to fill vacancies across all strategies)

✅ System #2: Maintenance/Operations System (how properties run without you)

✅ System #3: Financial System (tracking income, expenses, and profit by strategy)

I'll show you what these systems look like across different rental strategies in my $5M+ portfolio, and why building them is the difference between working harder and scaling smarter.

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⏱️ TIMESTAMPS

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0:00 - The 3 systems that separate landlords who scale

0:30 - Why most landlords stay stuck (all strategies)

1:30 - System #1: Leasing/Booking System (STR, MTR, LTR)

3:30 - System #2: Maintenance/Operations System

5:30 - System #3: Financial System (strategy comparison)

7:30 - Why most landlords don't have these systems

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📌 EXAMPLES FROM THIS VIDEO

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🔹 How my booking system works for STR, MTR, and LTR properties

🔹 How my operations system handles cleanings, maintenance, and turnovers

🔹 How my financial system compares profitability across rental strategies

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✨ WORK WITH ME

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If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make.

https://erikab.kit.com/f2f4df9a56

Would you like to work with me directly? Book a Call to work with me in 2026!

https://calendar.app.google/NMFNL2CYYPMP1FZn7

If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase.

https://experience.owningitandlivingit.com

FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content.

https://www.instagram.com/erikabrowninvestor/

━━━━━━━━━━━━━━━━━━━━━

🔎 ABOUT ERIKA

━━━━━━━━━━━━━━━━━━━━━

I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and support—no burnout required.

#landlord #shorttermrental #midtermrental #longtermrental #rentalpropertyinvesting #airbnb #propertymanagement #realestateinvesting #landlordtips #STR #MTR #LTR #realestatebusiness #passiveincome #landlordingsystems #propertymanagementtips

I could afford luxury bags, luxury cars, and all the status symbols that come with a high income. But I choose to own mortgage-free rental properties instead. Here's why—and here's the math that changed everything for me.

I manage a $5M+ rental property portfolio and I'm never on call. No midnight texts. No emergency calls. No tenant drama. Here's exactly how I do it—and I'm showing you my actual systems in under 10 minutes.

The rental market is shifting—and not every strategy will win in 2026. So I'm breaking down the best rental property strategy for the year ahead based on what I'm seeing in my $5M+ portfolio and what's working for my students.

✨ JOIN MY NEWSLETTER

✨ WORK WITH ME

✨ COME TO MY CONFERENCE

If you're still accepting rent on Zelle, Venmo, or CashApp, you're not running a real landlord business—you're running a hobby. In this video, I break down why professional rent collection is the #1 system every landlord needs to scale past 1-2 properties, and I'll show you exactly how to set it up in less than 30 minutes.

You'll learn:

✅ Why Zelle is costing you money, credibility, and scalability

✅ The best rent collection platforms for landlords (free and paid options)

✅ How to transition your current tenants to professional payment systems ✅ The exact email template to send tenants when making the switch

✅ Why this one system sets the tone for your entire landlord business.

If you're serious about building a rental property portfolio that runs like a business (not a side hustle), this is where it starts. 

⏱️ TIMESTAMPS 0:00 - Why Zelle is sabotaging your landlord business 0:30 - The 5 problems with accepting rent on payment apps 3:00 - What professional rent collection looks like 8:00 - The truth about setting expectations with tenants 10:00 - How to make the switch (step-by-step) 

📌 RESOURCES MENTIONED 

Apartments.com (free rent collection) 🔹 Avail 🔹 TenantCloud 🔹 Buildium 🔹 RentRedi . Baselane

✨ WORK WITH ME 

If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. 

https://erikab.kit.com/f2f4df9a56 

✨ Would you like to work with me directly? Book a Call to work with me in 2026! 

https://calendar.app.google/NMFNL2CYYPMP1FZn7 

✨If you're looking to meet more like-minded people who are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. 

https://experience.owningitandlivingit.com 

✨FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/ 

🔎 ABOUT ERIKA 

I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and support—no burnout required. 

#landlord #rentalpropertyinvesting #realestateinvesting #propertymanagement #landlordtips #rentcollection #realestatebusiness #passiveincome #wealthbuilding

🚨 I found a SQUATTER in my rental property, and it almost made me quit real estate forever. This is the property management nightmare story every landlord needs to hear.

If you’re trying to decide whether to self-manage your rentals or hire a property manager, this episode is for you.I break down:•

What went wrong with my property management•

How I found out I had a squatter•

Why investing in a landlord-friendly state is not the same as a landlord-friendly city•

The hard lessons I learned the hard way•

And why, despite everything, I’m still investing in real estate today.

This episode isn’t meant to scare you—but it is meant to prepare you.If you’re a landlord, a real estate investor, or someone debating between self-managing or hiring a property manager, this conversation will help you think differently about risk, systems, and where you choose to invest.

Sometimes the lessons that hurt the most are the ones that make us better investors.

🎧 Listen now and learn from my experience so you don’t have to repeat it.

✨If this episode was helpful, you’ll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make.https://erikab.kit.com/f2f4df9a56

✨ If this episode resonated with you, you’d love being in the room at The Owning It & Living It Experience. It’s where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticker before the next price increase. -https://experience.owningitandlivingit.com

✨ Would you like to work with me directly? Book a Call to work with me in 2026!:https://calendar.app.google/NMFNL2CYYPMP1FZn7

✨ FOLLOW FOR MORE:YouTube for long-form episodes + IG for daily reinvention content.https://www.instagram.com/erikabrowninvestor/

If you're making $100K-$300K+ and watching 30-40% of your paycheck disappear to taxes every year, this episode will change everything. You're not stuck paying those taxes — you just haven't learned the strategy wealthy investors use to legally eliminate their tax burden. In this episode, CPA and tax strategist Amanda Han reveals exactly how high-income W2 earners can use real estate (even just ONE rental property) to offset their W2 income and pay little to ZERO in taxes — 100% legally.

If you want a stronger cash flow this year, don’t start by buying another property — start by increasing the income potential of the properties you already own.

In this episode, I’m sharing three simple but powerful ways landlords can increase their income in 2026, including:

• adjusting your rental strategy to higher-income models like mid-term rentals, short-term rentals, or co-living • adding revenue-producing units such as ADUs, basements, or garage conversions • reducing vacancy — the silent income killer that drains landlords every year • and the small administrative tweaks (like cutting unused subscriptions) that add up big over time

These strategies help your rentals perform better without taking on more debt or adding extra stress.

And if you want a deeper breakdown of the biggest roadblocks keeping landlords stuck — and how to fix them this year — make sure you're registered for my January webinar.

✨ REGISTER FOR MY FREE CLASS The Biggest Roadblocks Keeping Landlords From Scaling — and How to Fix It January 20, 2026 at 7PM ET via Zoom

https://owningitandlivingit.com/landlord/

✨ UPCOMING: Early Bird for The OILI Experience 2026 is now open. Grab your ticket before the prices increase! https://experience.owningitandlivingit.com

✨ Book a Call to Work With Me in 2026!: https://calendar.app.google/NMFNL2CYYPMP1FZn7

✨ FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/