When even experts from the World Bank and Oxford University are surprised by what Pakistan has already achieved in fintech, you know the script is changing.In this conversation, Noman Azhar, Chief Officer at Zindigi by JS Bank, breaks down how Pakistan quietly built one of the most advanced digital banking ecosystems in the region years before it became a buzzword elsewhere. From pioneering branchless banking 17 years ago to leading the next phase of fintech innovation, Pakistan isn’t catching up; it’s setting the benchmarks.Watch the full conversation to understand why the world is finally taking notes from us.Search ‘Talha Ahad Podcast' on YouTube, Spotify, or wherever you like to listen to your podcasts.#talhaahad #talhaahadpodcast #nomanazhar #jsbank #zindigi