When you plan for retirement, what are the choices you need to make? Joel Kranc, author of Retirement Planning in 8 Easy Steps: The Brief Guide to Lifelong Financial Freedom, explains why your retirement planning should not always follow "rules of thumb." Instead, you should base your retirement on personal choices. Discover the eight steps you need to take when you plan for retirement. Are you worried in case there could be another economic crash like in 2008? Doug Goldstein, CFP®, who counseled his clients through the credit crunch, talks about how the central bankers handled the situation and what might happen next. Read Doug's review of Ben Bernanke's book about the 2008 crash. Follow Joel Kranc at http://kranccomm.com/ and on Twitter @kranccomm