Most people spend time deciding who should inherit their assets. Far fewer consider what happens if that person isn't around to receive them. In this episode, Nick tackles one of the most overlooked estate planning questions: what happens when a beneficiary passes away before you do? If your estate plan hasn't been reviewed in years, or if you've never thought about these "what if" scenarios, this conversation highlights why future-proofing matters.

Here’s some of what we discuss in this episode:

🔄 Backup Planning: Preparing for life's unexpected turns

👨‍👩‍👧 Future-Proofing: Accounting for future generations

📜 Inheritance Paths: Where assets go when plans change

🏆 Survivor Rules: Common beneficiary backup strategies

💍 In-Law Questions: Navigating family dynamics

🔍 Regular Reviews: Keeping plans current over time

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