Debt doesn’t magically disappear when someone passes away, but it doesn’t always work the way people assume, either. Nick answers a common question: will what you owe reduce what your children receive? The reality depends on how your estate is structured and what type of obligations you’re dealing with. Tune in to hear what happens to your money, and your bills, after you’re gone.

Here’s some of what we discuss in this episode:

🎓 Student Loans – Federal vs private differences

⚖️ Probate Claims – How creditors get paid

🛡 Avoiding Probate – Structuring assets strategically

🏠 Debt Types – Secured versus unsecured debt

✅ Smart Planning – How to protect your estate

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