Plan Your Federal Retirement Podcast

What Happens to Your Social Security If You Die Before Claiming?


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Federal employees often wonder:

"If I delay Social Security and pass away before starting benefits, what happens to my spouse?"

The answer depends on Social Security Administration (SSA) rules and your specific situation. It's also important to know that Social Security survivor benefits and FERS survivor annuity elections are separate, each with their own rules.

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Plan Your Federal Retirement PodcastBy Micah Shilanski & Tammy Flanagan

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