In episode 116 of The Federal Retirement Show, Val sifts through the critical topic of Required Minimum Distributions (RMDs) for Thrift Savings Plan (TSP) participants. He breaks down the question of when federal employees and retirees need to start taking RMDs from their TSP accounts. Whether you're approaching retirement or already there, this episode provides essential information to help you navigate the complexities of TSP withdrawals and stay compliant with IRS regulations12.

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes: 
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

Are you prepared for the unexpected twists and turns of life? In this episode of The Federal Retirement Show, Val tackles the often-overlooked topic of Long-Term Care Insurance, the importance of proper estate planning and retirement savings strategies.

Listen to Previous Episodes: 
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

Connect with Val:
Phone  (512) 582-6050
Email [email protected]
American Benefits Exchange: thinkabx.com
Federal Retirement Show: federalretirementshow.com/podcasts
LinkedIn: https://www.linkedin.com/company/american-benefits-exchange/

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

In episode 114 of The Federal Retirement Show, Val tackles a question many federal employees face: Should I retire at 60 or wait until 62? Val gives a detailed breakdown of the key differences, including how your FERS pension, Social Security benefits, and healthcare options are impacted by retiring at each age.

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes: 
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

As we head into 2025, understanding the updated Thrift Savings Plan (TSP) contribution limits is essential for federal employees who want to maximize their retirement savings. In episode 113 of The Federal Retirement Show, Val explains in detail the newly announced limits for TSP contributions and discuss what these changes mean for your financial planning. Whether you’re considering catch-up contributions, weighing the benefits of Roth vs. Traditional TSP, or trying to make the most of your employer match, Val’s got you covered to help you make smart choices in the new year.

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes: 
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

In episode 112 of The Federal Retirement Show, Val describes the 2024 Federal Employees Health Benefits (FEHB) Open Enrollment season! Whether you're a federal employee or retiree, now is your opportunity to review, compare, and adjust your health insurance options for the year ahead. Val breaks down what’s new this season, important dates to keep in mind, and strategies to ensure you’re making the best choices for yourself and your family!

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes: 
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

Connect with Val:

Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

 

See omnystudio.com/listener for privacy information.

Many federal employees hear about the “High-3” without fully grasping what’s included and how it affects their future benefits. In episode 111 of The Federal Retirement Show, Val simplifies a crucial aspect of federal employee retirement planning: understanding your High-3 average salary and what counts toward it. Val breaks down the components of your High-3 average salary, clear up common misconceptions, and give you tips on maximizing this part of your retirement calculation.

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

Listen to Previous Episodes: 
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

Connect with Val:

Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

In episode 110 of The Federal Retirement Show, Val does a deep-dive into a critical issue many federal employees overlook: the looming "tax-bomb." Whether you're approaching retirement, receiving disability benefits, or navigating various federal benefits, understanding how taxes impact your earnings is essential to avoid unwanted surprises.

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

Can you wave your military pension or purchase back your military time? In episode 109 of The Federal Retirement Show, Val dives into a topic that often confuses those navigating the complex world of military benefits: If you're a retired service member or approaching retirement, this episode will clarify the options available to you when it comes to waiving your military retirement pay to claim more service time for other federal retirement systems like FERS or CSRS.

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

 

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

Val dives into the complex world of federal employee retirement benefits. He breaks down the most common misconceptions surrounding federal employee retirement and dispels myths by sharing essential information you need to know so you can plan for a successful retirement. 

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

 

Connect with Val:
Phone - (512) 582-6050
Email --- [email protected]
American Benefits Exchange - thinkabx.com
Federal Retirement Show - federalretirementshow.com/podcasts
LinkedIn - https://www.linkedin.com/company/american-benefits-exchange/ 

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

With increasing life expectancy, federal retirees must plan for longer retirement periods, which brings about unique financial challenges. In episode 107 of The Federal Retirement Show, Val takes a deep dive into one of the most significant challenges facing federal employees in retirement—longevity risk. He also explores what longevity risk is and breaks down long-term care risk, withdrawal rate risk, taxation risk, and why it’s important to take all of this into account in your retirement planning.

Check out additional articles and factoids about Longevity Risk ---
https://www.forbes.com/sites/andrewbiggs/2024/08/12/half-of-retirees-will-run-out-of-money-thats-the-good-news/
https://www.investmentnews.com/retirement-planning/most-us-adults-fear-outliving-their-money-more-than-death/251992
https://www.kiplinger.com/retirement/social-security/how-long-savings-plus-social-security-will-last-in-every-state

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

 

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/ 

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

 

See omnystudio.com/listener for privacy information.