The Federal Retirement Show

In episode 112 of The Federal Retirement Show, Val describes the 2024 Federal Employees Health Benefits (FEHB) Open Enrollment season! Whether you're a federal employee or retiree, now is your opportunity to review, compare, and adjust your health insurance options for the year ahead. Val breaks down what’s new this season, important dates to keep in mind, and strategies to ensure you’re making the best choices for yourself and your family!

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes: 
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

Connect with Val:

Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

 

See omnystudio.com/listener for privacy information.

Many federal employees hear about the “High-3” without fully grasping what’s included and how it affects their future benefits. In episode 111 of The Federal Retirement Show, Val simplifies a crucial aspect of federal employee retirement planning: understanding your High-3 average salary and what counts toward it. Val breaks down the components of your High-3 average salary, clear up common misconceptions, and give you tips on maximizing this part of your retirement calculation.

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

Listen to Previous Episodes: 
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

Connect with Val:

Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

In episode 110 of The Federal Retirement Show, Val does a deep-dive into a critical issue many federal employees overlook: the looming "tax-bomb." Whether you're approaching retirement, receiving disability benefits, or navigating various federal benefits, understanding how taxes impact your earnings is essential to avoid unwanted surprises.

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
Linkedin --- https://www.linkedin.com/company/american-benefits-exchange/

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

Can you wave your military pension or purchase back your military time? In episode 109 of The Federal Retirement Show, Val dives into a topic that often confuses those navigating the complex world of military benefits: If you're a retired service member or approaching retirement, this episode will clarify the options available to you when it comes to waiving your military retirement pay to claim more service time for other federal retirement systems like FERS or CSRS.

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

 

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

Val dives into the complex world of federal employee retirement benefits. He breaks down the most common misconceptions surrounding federal employee retirement and dispels myths by sharing essential information you need to know so you can plan for a successful retirement. 

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

 

Connect with Val:
Phone - (512) 582-6050
Email --- [email protected]
American Benefits Exchange - thinkabx.com
Federal Retirement Show - federalretirementshow.com/podcasts
LinkedIn - https://www.linkedin.com/company/american-benefits-exchange/ 

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

With increasing life expectancy, federal retirees must plan for longer retirement periods, which brings about unique financial challenges. In episode 107 of The Federal Retirement Show, Val takes a deep dive into one of the most significant challenges facing federal employees in retirement—longevity risk. He also explores what longevity risk is and breaks down long-term care risk, withdrawal rate risk, taxation risk, and why it’s important to take all of this into account in your retirement planning.

Check out additional articles and factoids about Longevity Risk ---
https://www.forbes.com/sites/andrewbiggs/2024/08/12/half-of-retirees-will-run-out-of-money-thats-the-good-news/
https://www.investmentnews.com/retirement-planning/most-us-adults-fear-outliving-their-money-more-than-death/251992
https://www.kiplinger.com/retirement/social-security/how-long-savings-plus-social-security-will-last-in-every-state

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

 

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/ 

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

 

See omnystudio.com/listener for privacy information.

Estate planning is an essential part of ensuring your financial legacy is secure and your loved ones are cared for. In episode 106 of the Federal Retirement Show, Val is joined by Federal Benefits Counselor Tim McCleskey Jr. to discuss if you’re doing enough estate planning, naming the right people in your estate, the power of attorney, and much more!

Check out Tim’s information guide on estate planning! --- https://financeinsights.net/LwM4IpkeYTB7knrUzMLAnhgqw1V

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

 

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/

Connect with Tim:
Website --- https://fedupgroup.com/contact/
Email --- [email protected]
LinkedIn --- https://www.linkedin.com/in/timjr/
YouTube --- https://www.youtube.com/channel/UCicFemif7KjNbSnfBcBv5dg

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

If you’re a federal employee who is fast approaching retirement, the information and guidance you receive is crucial. But how do you know you’re being guided in the right direction? In episode 105 of the Federal Retirement Show, Val stresses the importance of receiving the right information from the right advisor in topics related to retirement and health insurance.

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

 

Connect with Val:

Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

Navigating the world of federal employee benefits can be complicated, especially when it comes to deciding whether to elect Medicare Part B when you already have FEHB (Federal Employees Health Benefits) coverage. In episode 104 of the Federal Retirement Show, Val tackles one of the most frequently asked questions among federal retirees: Do you need Medicare Parts A + B?

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

 

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

See omnystudio.com/listener for privacy information.

Whether you’re planning for retirement or considering how to best protect your loved ones, understanding insurable interest is key to making informed decisions.

In episode 103 of the Federal Retirement Show, Val dives into the critical concept of insurable interest and its role in survivor annuities. He breaks down what insurable interest means, why it matters in the context of survivor annuities, and how it affects your financial planning.

Don’t miss this episode if you’re looking to secure your financial future as a federal employee. Make sure to subscribe to The Federal Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with Val and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

 

Listen to Previous Episodes:
https://federalretirementshow.com/podcasts/

Subscribe to the show’s YouTube channel:
www.youtube.com/@americanbenefitsexchange

 

Connect with Val:
Phone --- (512) 582-6050
Email --- [email protected]
American Benefits Exchange --- thinkabx.com
Federal Retirement Show --- federalretirementshow.com/podcasts
LinkedIn --- https://www.linkedin.com/company/american-benefits-exchange/ 

 

About American Benefits Exchange:
American Benefits Exchange focuses on providing solid financial solutions to Federal, postal, and state employees as well as members of the United States Armed Forces and small businesses. American Benefits Exchange brings years of experience and knowledge to support these niche markets.

American Benefits Exchange, along with its provider companies, truly understands the needs of civil service employees. A portfolio of products is available to address important financial issues such as planning for retirement, FEGLI Option B replacement, Thrift Savings Plan Rollovers, and Pension Maximization.

 

See omnystudio.com/listener for privacy information.