In this insightful episode, Andy Rosenberg breaks down what it truly means to die without a will in Florida—and why it can create legal and emotional chaos for loved ones. He explains the probate process, the difference between dying “intestate” and “testate,” and how assets are distributed when there’s no estate plan in place. Andy also highlights the importance of proper documentation, choosing a personal representative, and taking the right steps to protect family members before it’s too late.

00:01 – Introduction

01:05 – What “Intestate” Means in Florida

02:48 – How the State Distributes Assets Without a Will

05:00 – Understanding the Probate Process

07:42 – How Death Certificates and Opening Documents Start the Process

10:00 – Florida’s Inheritance Laws for Married and Unmarried Couples

13:45 – How the Court Chooses a Personal Representative

16:00 – Why Procrastination Leads to Legal Chaos

18:30 – How to Start Planning the Right Way

“If You Don’t Plan, You’re Stupid” helps Florida families understand the real-world consequences of poor or missing estate planning. Each episode features Andy Rosenberg’s clear, practical guidance on protecting assets, avoiding probate complications, and ensuring your family isn’t left dealing with unnecessary stress after you’re gone.