Bridget gets to know her new co-host, Ryan, who has a lot of fun ideas but doesn’t know much about money. They’ll work together on a question that quite a few listeners were wondering about: What are credit cards, besides little pieces of plastic with chips in them? Together, we’ll learn how grown-ups use credit cards and some potential pitfalls of swiping. Then things really get out of hand when the ghost pirates show up.

For a special cartoon, discussion questions and tips for parents, check out our website!

Take a second to let us know what you think of the show at marketplace.org/survey