Bridget and Ryan are stuck inside during a major rainstorm, which means it’s the perfect opportunity to answer a question they got from Archer in Los Angeles: What is insurance? Archer’s dad is an insurance agent, and he wants to get to the bottom of how his parent makes a living. We’ll learn the ins and outs of insurance and how it became a thing. Plus, we have a catchy song to help you remember the difference between some confusing insurance terms: “premium” versus “deductible.”

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