What School Should Have Taught You

Population growth is the invisible engine behind property prices, rental yields, and the broader economy. So what actually happens if the immigration tap gets switched off?

Jeremy Iannuzzelli walks through two ABS-projected scenarios over the next fifteen years: zero lending with steady migration versus zero net overseas migration with unrestricted lending. The outcomes for investors are very different, and the parallels to Japan's decades-long stagnation are hard to ignore.

The conversation also covers why the 1990s recession dragged on as long as it did, how institutions could end up dominating the rental market if borrowing dries up, and why population size shapes which suburbs and asset types thrive or fade. This episode is a must watch for anyone making long-term investment decisions today.

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

Get in touch with Jeremy and his team:

Website: 
https://www.praediumpartners.com.au/

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Private health insurance premiums are rising again. But before you renew on autopilot, it's worth asking whether the cover you've been paying for was ever designed to protect you, or just to take pressure off the public system.

Jeremy Iannuzzelli breaks down how the Medicare Levy Surcharge really works, who gets caught out by bracket creep, and the surprising ways a one-off asset sale, a missing dependent, or an insurer update can quietly cost thousands. Apathy, he argues, is often the biggest enemy of a good insurance decision.

Whether private health insurance makes financial sense depends entirely on your numbers. This episode is a must watch before the next premium hike hits.




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https://whatschoolshouldhave.com.au/askanyquestion



Get in touch with Jeremy and his team:
Website:
https://www.praediumpartners.com.au/





Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Do you really need a massive property portfolio to retire comfortably, or is there a smarter way to build wealth?

In this episode, Jeremy Iannuzzelli is joined by Dawn Fouhy of Future Proof Property Advisory to challenge the idea that more properties equals more success. They explore why a smaller, well planned portfolio can often deliver stronger long term results and the importance of owning a home as a foundation for financial security.

The conversation unpacks the risks of chasing high yields in lower quality areas, the importance of understanding market dynamics and future buyer appeal, and how managing too many properties can limit growth.

Take the time to step back and assess whether your strategy is built for long term success and use these insights to make more intentional property decisions moving forward.

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

Get in touch with Jeremy and his team: 
Website:
https://www.praediumpartners.com.au/

Dawn Fouhy:
Website:
https://www.futureproofpropertyadvisory.com.au/

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Offset accounts seem like a simple way to save on interest inside an SMSF. For some investors, they're quietly creating a compliance nightmare.

Jeremy Iannuzzelli unpacks why some so-called offset accounts are actually just sub-accounts in disguise and how that distinction is causing real issues with auditors. He also shares what the ATO has told him directly about how trustees can stay compliant.

The penalty for getting this wrong is 45% of your entire fund balance. This episode is a must watch before you assume your offset account is structured correctly.




❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion



Get in touch with Jeremy and his team:
Website:
https://www.praediumpartners.com.au/





Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Your mate's SMSF is performing well. That doesn't mean yours will.

Jeremy Iannuzzelli breaks down the groundwork most people skip before setting one up, from reviewing your existing fund's performance to being honest about the time and knowledge an SMSF actually demands. He walks through the real structure behind an SMSF, when a bare trust needs to be signed, why starting capital can make or break the strategy, and the difference between a pure SMSF and a hybrid approach that keeps some money in an industry fund while still gaining property exposure.

If you're thinking about whether an SMSF is right for you, this episode is a must watch before you make the call.

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

Get in touch with Jeremy and his team: 
Website:
https://www.praediumpartners.com.au/

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Why isn’t more housing being built despite the demand?

In this episode, Jeremy Iannuzzelli is joined by John Karapalevski to break down the real costs and challenges behind a small property development.

They walk through a real project, revealing how approvals, reports, delays, and government charges can quickly add up before construction even begins. The conversation highlights how red tape, rising costs, and inefficiencies are slowing down new housing supply.

This episode offers a behind the scenes look at why many investors and developers are becoming more cautious, and what it really takes to bring new property to market.

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

Get in touch with Jeremy and his team: 
Website:
https://www.praediumpartners.com.au/

Get in touch with John and his amazing team:
https://www.karaplan.com.au/

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Working from home might be costing Australians more than they realise, not in expenses but in deductions they've been counting on. A landmark Federal Court ruling has just gone against a Melbourne worker who claimed part of his rent for a designated home office, and the implications could ripple across the country.

Jeremy breaks down the ATO's test case win and why it matters now more than ever, as Victoria moves to legalise two days of work from home per week just as the deduction door closes. With deficit forecasts stretching a decade, the ATO isn't done, and this ruling is likely just the opening move before it lands in the High Court.

For anyone currently claiming working from home deductions, whether using the cents per hour method or occupancy costs, this episode is a must watch before lodging your 2026 tax return.

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

Get in touch with Jeremy and his team: 
Website:
https://www.praediumpartners.com.au/

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Thinking of buying property with family...what could go wrong?

In this episode, Jeremy Iannuzzelli is back again with Shanil Lal and Scott Lung to unpack a listener question from two brothers looking to invest together. They explore the realities of pooling resources, including shared debt responsibility, borrowing capacity impacts, and why having a clear exit strategy is critical from day one.

The conversation breaks down key ownership structures like joint tenants vs tenants in common, along with the risks tied to legal issues, financial stress, and unexpected life events. The episode highlights how these decisions don’t just affect the property but your future flexibility, protection, and long-term plans.

If you’re considering investing with family or friends, this episode will help you think through the risks before you commit and structure it the right way from the start.

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

Get in touch with Jeremy and his team: 
Website:
https://www.praediumpartners.com.au/

Scott Lung:
Website:
https://koalafinancial.com.au/

Shanil Lal:
Website:
https://www.runnymedelawyers.com.au/






Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Melbourne was on fire earlier this year. Then the federal budget landed, and sentiment flipped almost overnight.

Steve Ash of Property Strats joins Jeremy to break down what changed: yield compression in hot pockets, the return of first home buyers, and why negative gearing changes have pushed investors toward cash flow over capital growth. He also unpacks the surprising cases where body corporate fees actually beat the cost of owning a freestanding home and how to tell a genuine bargain from a trap dressed up as one.

If you're weighing up whether Victoria's undervalued reputation still holds after the budget, this episode is a must watch before you buy.

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

Get in touch with Jeremy and his team: 
Website:
https://www.praediumpartners.com.au/

Chat with Steve Ash:
Website:
https://www.propertystrats.com.au/

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

The government's new indexation method has been tried before. It didn't end well.

Jeremy sits down with his father Vince Iannuzzelli, a working accountant for over 46 years, to trace the parallels between today's budget changes and the tax chaos of the 1980s and 90s. From the abolition and reintroduction of negative gearing to the nightmare of manually indexing capital gains, Vince walks through what actually happened last time these policies were tried and what it meant for renters, investors, and the broader economy.

The conversation covers capital flight, the death of Australian manufacturing, and why mining, not government spending, has quietly propped up the country's living standards for twenty years. If you're wondering whether history is about to repeat itself, this episode is a must watch. Vince closes with where everyday investors can actually find opportunity in this new environment.

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

Get in touch with Jeremy and his team:

Website: 
https://www.praediumpartners.com.au/

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.