What School Should Have Taught You

Budget Breakdown: Huge Tax Changes Hitting Property Investors 

 

What happens to your investment property and your shares now that the federal budget has dropped? Jeremy Iannuzzelli and the Senior Managers at Praedium Partners, Walita Zaya & Roma Neupane, break down the key tax changes that every Australian investor needs to understand before 1 July 2027.

 

From the overhaul of negative gearing rules to the seismic shift from the 50% capital gains discount back to the indexation method (a change not seen since Peter Costello scrapped it in 1999), this episode unpacks what the numbers actually look like in real life. Walita walks through exactly which properties are affected and when, Roma explains the new trust tax reality (including the eye-watering double-tax trap in bucket companies), and Jeremy runs a live example showing what the indexation method will cost you compared to the current discount system.

 

Whether you're holding property, shares, or running assets through a trust or company structure, the landscape is shifting and the decisions you make before July 2027 could have a significant impact on what you keep.

 

 

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

 

Get in touch with Jeremy and his team: 
Website:
https://www.praediumpartners.com.au/

 

 

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

 

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

 

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

 

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

The tax rules just changed overnight, and most Australians have no idea what it actually means for them.

 

In this episode, Jeremy Iannuzzelli went live the day after the 2026–27 Federal Budget dropped, breaking it down with buyer's agent Simon Loo, mortgage broker Morgan Bushell, and Todd Sloan from the Pizza & Property Podcast.

 

Jeremy breaks down what the numbers really mean, which investment structures are now under pressure, and why companies and SMSFs are becoming the preferred vehicles for serious investors. The panel also explores borrowing power, where opportunities still remain, and why the lead-up to 1 July 2027 could be critical.

 

Before you make any decisions, watch this episode and understand what's actually been proposed and what it means for your situation.

 

 

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

 

Get in touch with Jeremy and his team: 
Website:
https://www.praediumpartners.com.au/

 

Simon Loo:
https://housefinder.com.au/

 

Todd Sloan:
https://pizzaandproperty.com/

 

Morgan Bushell:
https://www.fullcirclefinance.com.au/

 

 

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

 

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

 

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

 

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

 Australia's May Budget: Is it the Biggest One Yet? What You Need to Know

 

 

What happens when the government changes the rules and the cost lands directly in your investment portfolio?

 

In this episode, Jeremy Iannuzzelli unpacks Australia's May Budget and what it could mean for everyday Australians building wealth through property and shares. Jeremy breaks down the proposed reduction of the capital gains tax discount from 50% to 33%, potential limits on negative gearing, and why a decade of projected deficits signals something bigger about where inflation and interest rates are headed.

 

With government spending on the rise, the structure you hold your assets in could make a significant difference to your long-term financial position. If you're serious about protecting and growing your wealth, this episode is a must watch.

 

 

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

 

 

Get in touch with Jeremy and his team: 
Website:
https://www.praediumpartners.com.au/

 

 

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

 

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

 

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

 

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Build Wealth Smarter with Property Data

 

How do top investors use data to beat the property market?

 

In this episode, Jeremy Iannuzzelli sits down with Arjun Paliwal, CEO of InvestorKit, to explore how data, local economies, and market trends guide smarter property investment decisions.

 

Arjun shares his journey from driving 100,000 km to study Australia’s property market to leading one of the largest buyers agency firms. He dives into the importance of data in investment decisions, analysing local economies, understanding housing trends, and factoring in market sentiment.

 

The discussion also covers practical strategies for investors, including tailoring approaches to individual goals, evaluating long-term job growth and economic sustainability, and navigating media driven market shifts.

 

Whether you’re starting out or scaling a portfolio, this episode offers insights to make informed, strategic property investment decisions.

 

 

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

 

 

Get in touch with Jeremy and his team:

Website: 
https://www.praediumpartners.com.au/

 

Arjun Paliwal and his team:
Website:
https://www.investorkit.com.au/

 

 

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

 

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

 

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

 

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Bye Bye CGT Discount? Here's an Accountant's Guide to Navigate Changes

 

Ever wondered why Australia’s 50% CGT discount has been such a game changer for investors?

 

In this episode, Jeremy Iannuzzelli dives into the history and purpose of the CGT discount, explaining how it was designed to simplify taxes, encourage investment, and drive economic growth. He also breaks down what the proposed changes by Jim Chalmers could mean for property owners and investors.

 

Jeremy shares practical strategies to protect your wealth, including smart structuring with trusts and corporate entities, while highlighting the potential ripple effects on the property market and jobs. If you’re navigating property investment and want to stay ahead of tax changes, this episode gives you the insights you need to plan wisely and safeguard your portfolio.

 

 

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

 

 

Get in touch with Jeremy and his team: 
Website:
https://www.praediumpartners.com.au/

 

 

 

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

 

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

 

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

 

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Geelong Refinery Fire! What Does This Mean For Australia

 

Is Australia sleepwalking into a fuel crisis it could have prevented? The Geelong Oil Refinery fire has knocked one of only two operating refineries offline, and with the Strait of Hormuz already under pressure, Jeremy Iannuzzelli breaks down exactly what this means for everyday Australians, from the bowser to the supermarket shelf.

 

Jeremy walks through the domino effect: higher fuel costs drive up transport, inflate the basket of goods, and ultimately force the RBA's hand on interest rates. He also shares practical steps households and small business owners can take right now to protect their hip pocket while things stabilise.

 

This isn't a decade-long crisis, but the window to act is now. Tune in for the clarity and practical steps you need to get to the other side with your finances intact.

 

 

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

 

Get in touch with Jeremy and his team:

Website: 
https://www.praediumpartners.com.au/

 

 

 

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

 

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

 

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

 

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Why Smart Investors Are Ditching Residential for Commercial in 2026

 

Is commercial property really just for the wealthy, or has 2026 opened the door for everyday Australians to build serious wealth outside of residential real estate?

 

In this episode, Jeremy Iannuzzelli sits down with Steve Palise, one of Australia's leading commercial property buyer's agents, to unpack what happened in the commercial property market in 2025, where yields compressed, and why the sub $1 million asset class is about to explode.

 

Steve breaks down the two speed economy driving commercial property, why owner occupiers are flooding the industrial space, and where he sees 20 to 50% growth over the next few years. From Northern Sydney's 0% industrial vacancy rates to regional shopping centres smashing transaction records, Steve reveals the specific areas, asset classes, and price points he's backing for 2026 and the critical mistakes that burn investors who treat commercial like residential.

 

Make sure to watch Jeremy and Steve for deeper dives into due diligence, lease analysis, and building a commercial portfolio that cash flows from day one.

 

 

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

 

 

Get in touch with Jeremy and his team:

 

Website: 
https://www.praediumpartners.com.au/

 

Get in touch with Steve Palise:
https://www.paliseproperty.com/




Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

 

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

 

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

 

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Lending Changes Investors Must Know in 2026 

 

Is lending really getting harder for property investors, or are the rules simply changing?

 

In this episode, Jeremy Iannuzzelli is joined by Aaron Christie-David from Atelier Wealth to unpack the latest shifts in the lending landscape.

 

They discuss the recent changes to trust lending and why several major banks have stepped back from certain structures. Aaron explains how lending policies constantly evolve and why investors who adapt to those changes can still continue building their portfolios.

 

The conversation also explores how brokers work across dozens of lenders to find opportunities, including niche lending policies, options for self employed borrowers and financing through self-managed super funds. Jeremy and Aaron also touch on interest rate decisions and the role flexibility can play when structuring loans.

 

The episode highlights a simple takeaway: lending rules may change, but opportunities still exist for investors who understand the system and plan strategically.

 

 

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

 

 

Get in touch with Jeremy and his team:

Website: 
https://www.praediumpartners.com.au/

 

Aaron Christie-David and his team:

Website:
https://atelierwealth.com.au/

 

 

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

 

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

 

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

 

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

The Danger of High Yield Investments

 

 

Is chasing high yield actually hurting your investments?

 

In this episode, Jeremy Iannuzzelli breaks down the growing trend of investors chasing high yielding assets without fully understanding the risks behind them. With many opportunities being marketed around strong rental yields or high returns, he explains why those numbers can sometimes be misleading.

 

Jeremy revisits the fundamentals of how yield is calculated and why investors need to look beyond the headline figures. The episode explores why some lower priced assets can appear attractive on paper but come with hidden costs that impact long term performance.

 

Jeremy encourages investors to focus on strategy, understand the true cost of generating yield and avoid making decisions simply because an asset looks cheap or offers a high return.

 

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

 

Get in touch with Jeremy and his team:

 

Website: 
https://www.praediumpartners.com.au/

 

 

 

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

 

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

 

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

 

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.

Claim a Supercar on Tax? 

 

Have you ever wondered how some of Australia’s wealthiest legally claim a supercar on tax? Ferrari, Porsche, Lamborghinis. Jeremy Iannuzzelli explains how “the only thing better than having a supercar is having one that the government helps you pay for.”

 

Jeremy breaks down strategies for buying a high performance car through your business. He shows how to set up a luxury car entity, generate revenue from weddings or formals, and maximise tax benefits. He also covers depreciation, logbooks, and fringe benefit tax to stay compliant while enjoying your supercar.

 

Curious how to claim a supercar on tax? This episode reveals the most common strategies available to you. Discover how to drive your dream car while making smart financial moves.

 

 

❓👇🏼Ask your questions using the link below: 👇🏼❓
https://whatschoolshouldhave.com.au/askanyquestion

 

 

Get in touch with Jeremy and his team:

 

Website: 
https://www.praediumpartners.com.au/

 

 

 

Disclaimer:
This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.

 

The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.

 

Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.

 

By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.

See omnystudio.com/listener for privacy information.