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What if your entire retirement plan could collapse as easily as a line of dominoes? In this eye-opening episode, I share a painful personal story from Silver Dollar City that perfectly illustrates how one unexpected event can trigger a devastating financial chain reaction.
Drawing from over 15 years of experience as a Certified Financial Fiduciary, Tax Planning Certified Professional, and Retirement Income Certified Professional, I reveal the hidden vulnerabilities lurking in seemingly rock-solid retirement plans. Through real-life examples, I demonstrate how both affluent and middle-class retirees can be just one life event away from financial disaster.
Consider a couple earning $500,000 annually with substantial assets but minimal protection. If the primary earner dies unexpectedly, the surviving spouse faces dramatic income reduction and potentially devastating tax consequences. Similarly, a typical retiree with $6,000 monthly income could see that cut nearly in half following their spouse's death, with the added burden of shifted tax brackets and potentially significant medical expenses.
The solution isn't necessarily more money—it's smarter planning. Learn how strategically positioned life insurance, annuities with lifetime income guarantees, and long-term care provisions can transform a fragile retirement structure into an unshakable financial foundation. As I often remind clients, "It's not how much it costs to have life insurance in place the day you die; it's how much it costs NOT to have it."
Don't wait until your first domino falls. Call us at 866-780-SAFE for a complimentary review of your retirement plan and discover how to protect yourself and your loved ones from the unexpected events that can derail even the most carefully constructed financial futures.
Send us a text
4
2020 ratings
What if your entire retirement plan could collapse as easily as a line of dominoes? In this eye-opening episode, I share a painful personal story from Silver Dollar City that perfectly illustrates how one unexpected event can trigger a devastating financial chain reaction.
Drawing from over 15 years of experience as a Certified Financial Fiduciary, Tax Planning Certified Professional, and Retirement Income Certified Professional, I reveal the hidden vulnerabilities lurking in seemingly rock-solid retirement plans. Through real-life examples, I demonstrate how both affluent and middle-class retirees can be just one life event away from financial disaster.
Consider a couple earning $500,000 annually with substantial assets but minimal protection. If the primary earner dies unexpectedly, the surviving spouse faces dramatic income reduction and potentially devastating tax consequences. Similarly, a typical retiree with $6,000 monthly income could see that cut nearly in half following their spouse's death, with the added burden of shifted tax brackets and potentially significant medical expenses.
The solution isn't necessarily more money—it's smarter planning. Learn how strategically positioned life insurance, annuities with lifetime income guarantees, and long-term care provisions can transform a fragile retirement structure into an unshakable financial foundation. As I often remind clients, "It's not how much it costs to have life insurance in place the day you die; it's how much it costs NOT to have it."
Don't wait until your first domino falls. Call us at 866-780-SAFE for a complimentary review of your retirement plan and discover how to protect yourself and your loved ones from the unexpected events that can derail even the most carefully constructed financial futures.
Send us a text
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