Send us a text

Wall Street hates annuities… but why? 🤔 Big investment firms want your money in the stock market, not in a guaranteed income stream they can’t charge fees on. Today, we’re exposing the truth behind their misleading claims and breaking down why annuities might just be the safest bet for your financial future! 🚨💸

💥 Topics We Cover:
✅ Are annuities really too complex? 📜🔍
✅ The truth about fees – are stocks actually worse? 💰📉
✅ Do annuities lock up your money? (Hint: Not really!) 🔓🧐
✅ Performance caps vs. market crashes – which is riskier? 📊⚖️
✅ Inflation, beneficiaries & the real reason Wall Street is scared of annuities! 🔥💼

But that's not all—this episode is packed with even more hot topics! We're discussing a Texas school bathroom controversy — first graders were allegedly denied bathroom access, leading to outrage from parents. Discipline or outright cruelty?

Plus, we’re covering major current events:
🥊 RIP George Foreman—the legendary boxer and Olympic gold medalist passed away at 76, leaving behind an incredible legacy.
📜 MLK FBI Files—the U.S. Attorney in D.C. is pushing for the release of sealed documents about Martin Luther King Jr. Is this about truth, or is there a bigger agenda?
🎬 Snow White & Pseudo-Feminism—Disney’s latest take on the classic story has sparked major debates. Is this a fresh perspective or forced messaging?

🔥 And don’t miss Rahnie’s Rant: Men's Mental Health! 🔥 He’s calling out the lack of awareness and support for men’s mental well-being, while his FYP is flooded with women’s affirmations. Why is self-care for women celebrated, but for men, it’s still taboo?

👉 Don’t fall for the financial fear-mongering, and don’t miss these debates! Hit play and let us know what YOU think in the comments!

Support the show

Send us a text

Your 401(k) might seem safe, but is it really? If you’ve ever left a job and wondered what to do with your old 401(k), or if market downturns make you nervous, THIS episode is for you. 💰⚠️

🎢 Market Volatility: Why your 401(k) could be losing money without you realizing it.
🔄 Rollover Strategies: Should you move your old 401(k) into a safer investment vehicle? We break it down.
📜 SECURE 2.0 Act: New retirement rule changes that could work in your favor.
🚨 401(k) Mistakes to Avoid: Ignoring your account, withdrawing too early, and trusting the wrong financial advisors.

🔥 Current Events We’re Talking About:
🚀 Astronauts Return to Earth – A successful mission wrap-up, but Tracie's roots would be HORRIBLE by the time she returned to Earth!
🔥 Montgomery County Wildfires – A fast-moving fire forced evacuations. We discuss how to stay prepared using an app!
🚔 HCSO Tragedy – Four reported su*c*des in six weeks. Is this a mental health crisis being overlooked?
🏖️ Spring Break Shenanigans – Tracie had big cooking plans for her grandkids… until she remembered she’s retired from all that! Meanwhile, Rahnie’s household was all about gaming marathons.


Don’t miss this one! Tune in to Episode 57 now and get your retirement strategy on track. 🔥

Support the show

Send us a text

🚨 Think you know Social Security? Think again! 🚨

From viral myths to outright misinformation, there’s a lot of noise online about Social Security. Is it really running out of money? Can you work while collecting benefits? Do states have different Social Security rules? Spoiler alert: Most of what you’ve heard is completely false.

In Episode 56 of What The Finance Podcast, Tracie & Rahnie are setting the record straight. We’re busting the biggest Social Security myths and giving you the facts so you can make smarter financial decisions. Plus, we break down real-life scenarios—like what actually happens if you earn income while receiving benefits. 💰

And of course, we’re diving into the wildest internet topics this week:

🔥 Houston Rodeo Madness – Are you here for the carnival, the concerts, or the chaos? 🎡🎤🐂
🔥 Shrek’s Makeover Disaster – The internet is NOT okay with DreamWorks’ redesign.
🔥 Casey Anthony’s TikTok Comeback – Should she even have a platform? Rahnie has THOUGHTS.
🔥 Texas Embalmer Castration Story – This headline is insane.
🔥 Vanna White’s $10M Paycheck – She works 34 days a year. Fair or outrageous?

😡 Rahnie Rants – Casey Anthony is back, and Rahnie is not holding back.
💄 Tracie Tries – An eyeliner stamp? Tracie puts this beauty hack to the test.

📢 Ready to take control of your Social Security strategy? Book a discovery call with us today!

🎧 LIVE now on YouTube, Spotify & Apple Podcasts!
💸 Book an Appointment with US: https://linktr.ee/lampsoninc

Support the show

Send us a text

What’s up, WTF fam?! Tracie Lampson & Rahnie Sandhu are back, and this week, we’re exposing one of the biggest retirement scams hiding in plain sight. 🚨

⚠️ What if we told you… your money isn’t really yours?
⚠️ What if your financial advisor profits whether you win or lose?
⚠️ What if the “safe” 60/40 strategy is actually setting you up for failure?

Yeah… it’s about to get real. If you want to retire comfortably—not just survive—then you need to hear this. 🔥

💰 What’s Inside:
❌ Your Money is NOT Your Money – Hidden fees, bad advice & why advisors always win, even when you lose
📉 The 60/40 Lie – Why the old-school investment strategy is failing retirees today
🚀 Fire Your Financial Advisor & Take Control – 3 steps to secure your retirement without gambling your savings

🤔 WWYD? (What Would You Do?)
Meet John & Linda: A retired couple trying to make their money last. Should they keep their investments in the market or switch to a safer strategy? We break it down. 🧐

⚖️ That’s Debatable:
Would you rather keep all your money in cash to avoid losses, or risk it in the market and hope for the best? Let’s discuss. 💬

📰 Current Events:
🕶️ Meta’s Smart Glasses – Are we really ready for AR everywhere?
🌍 Jennifer Lopez Drama – Did she really abandon her hairstylist in Dubai?! 👀
💸 Elon Musk DOGE - Will he continue finding loops in the budget?

Hit play now! You can’t afford to miss this one. 🎧🔥

Support the show

Send us a text

In Episode 54, we’re cutting through the noise and tackling a major issue—why women are still being excluded from financial planning. From outdated policies to pay gaps and career breaks, we break down the challenges and, more importantly, how to fix them. No fluff, just real talk and practical solutions.

What’s Inside:
💸 Women & Money – The shocking history of financial exclusion and why it still happens today
📊 WWYD? – A real-life retirement dilemma: Should a widowed nurse tap into her 401(k) early or pay off her mortgage? We break it down
⚖️ Debatable – Who really manages household finances better—men or women? Let’s discuss

Current Events:
🎤 Beyoncé wins Best Country Album—music history in the making or debatable?
🦠 Measles outbreak in Texas—what you need to know
🏈 Texas school choice debate—fine arts cut, but football funding stays

This episode is packed with bold conversations, expert insights, and actionable advice. Tune in now! 🎧

Support the show

Send us a text

🔥 The Retirement Rebellion: Why Traditional Retirement Planning No Longer Works 🔥

Today, we’re flipping the script on everything you thought you knew about retirement! Is the traditional retirement playbook setting you up for failure? We’re exposing the hidden risks of 401(k)s and market-based plans, revealing how financial advisors profit off outdated advice, and sharing alternative wealth strategies that actually work.

💥 Main Topics:
✅ Busting the biggest retirement myths (Does the market really always go up?)
✅ The truth about 401(k)s, Social Security, and financial advisors
✅ Safer investment strategies: gold, real estate, and fixed annuities

🔎 WWYD?! (What Would You Do?)
We break down a real-world retirement scenario—James Carter, a 62-year-old semi-retired construction worker—and uncover the hidden financial struggles keeping him from a true conversation surrounding his retirement. Can we build a plan to protect his future?

💰 Debate Time: Would you take a guaranteed $1M now or risk it all for a 50/50 shot at $10M?

🚨 Current Event: A shake-up at the Social Security Administration! Michelle King resigns after clashing with Elon Musk’s Department of Government Efficiency (DOGE). What does this mean for Social Security?

🔥 PLUS: Tracie tests out a heated lash curler—does it actually work?!

All on Episode 53 of What The Finance Podcast! 👉 Don't forget to like, comment, and subscribe! Let us know—are you rethinking your retirement strategy? What’s the biggest financial myth you used to believe? Drop your thoughts below, and let’s keep the conversation going! 

Support the show

Send us a text

🔥 On today’s episode: We’re tackling the Rule of 100 — a classic retirement planning guideline. But does it still hold up in today’s financial world? 🤔 We’re breaking it down, looking at modern adjustments, and figuring out if this old-school strategy still makes sense.

🎭 WWYD?! (What Would You Do?!)
We throw Rahnie & Tracie a surprise retirement scenario — David & Lisa Thompson have savings, Social Security, and some big decisions to make. Should they pay off their mortgage early? How do they stretch their 401(k)? Let’s see how the experts would handle it! 💼📊

💘 Debate Time! – Valentine’s Day Edition
Are you Team "Go Big or Go Home" 💎🎁 or Team "Keep It Simple" 💌🍫 when it comes to V-Day celebrations? Plus, Rahnie shares why this holiday would be extra special if his life was different - and trust us, you won't expect it!

🌎 Current Event: What’s Happening with USAID?!
A major foreign aid freeze, Elon Musk calling USAID a criminal organization (?!), and a federal judge stepping in. This story is wild, and we’re unpacking it all. 🚨🇺🇸

Buckle up—this episode is packed with insights, laughs, and a little bit of financial wisdom to keep you ahead of the game. 👉 And, don’t forget to like, subscribe, and share! It helps us keep bringing you the best finance content out there.

Support the show

Send us a text

If you could go back to 2007, knowing what was about to happen… what would you do differently? That’s the big question we’re tackling today as we dive into market corrections, retirement planning, and the hard lessons from the 2008 financial crisis. We’ll be breaking down the eye-opening “60 Minutes” segment, “The 401(k) Fallout”, exploring how everyday Americans lost huge chunks of their retirement savings overnight—and what YOU can do to protect yourself from history repeating itself.

Here’s what’s coming up:
The 401(k) Fallout – How the last market crash exposed major flaws in traditional retirement plans.
Could It Happen Again? – Are we heading toward another financial meltdown?
What You Can Do Differently – Key strategies to protect your nest egg and retire with confidence.

WWYD?! We put Rahnie & Tracie on the spot with a real-world retirement scenario! Meet David Reynolds, a 58-year-old IT manager, and find out how we’d help him secure his future.

DEBATABLE: Tracie went from hating AI to loving ChatGPT—what made her change her mind?

Current Events: Two plane crashes making headlines—what happened?

Don’t wait for another crisis to take action! We’re here to help you build a plan that stands strong through market ups and downs. Let’s talk!

Support the show

Send us a text

Welcome to our golden milestone, EPISODE 50! 🎉 Today, we're tackling one of retirement's most nerve-wracking questions: *What if you outlive your money?* 😱 Longevity is a gift—but one that comes with a hefty price tag if you're not prepared.  

🌟 **Did you know?** There's a 1 in 3 chance a 65-year-old today will live past 90! So, how do you stretch your savings to cover decades of retirement, rising healthcare costs, and the impact of inflation? 🤔  

Join us as we unpack:  
🕒 *Why longevity risk is a game-changer for retirement planning.*  
💡 *Smart strategies* like the 3-bucket plan, Social Security timing, and inflation-proofing your savings.  
💼 *Tools of the trade*: From annuities to withdrawal tips, we’ve got the hacks to help you sleep soundly at night.  

✨ *Bonus Segments*:  
👨‍👩‍👧‍👦 **WWYD:** Michael & Sarah, a married couple, need help solving their $1,300/month shortfall. What would YOU do? 💼  

🧠 **Debatable:** Are people born good, or is it all about childhood experiences? 🧐  

🌎 **Hot Topics:** TikTok bans, inauguration buzz, and Tracie’s zombie feet 🧟‍♀️—yes, we went there.  


💡 **Key Takeaway:** Retirement is a marathon, not a sprint. Tune in for tips to help you go the distance! 🏁  

Support the show

Send us a text

HAPPY NEW YEAR, EVERYONE! 🎉 Welcome to 2025 and our first episode of the year! 🥂 We’re kicking off the season with a bang, diving into the fascinating and sometimes tricky world of age-gap relationships and retirement planning. 💕⏳

Today, we’re answering a question many couples face: What happens when one partner dreams of early retirement while the other’s still stuck in the 9-to-5 grind?

We’ll explore:

💼 The challenges of balancing different retirement timelines.

💰 Social Security and pension strategies for couples with an age gap.

🩺 Navigating employment when one spouse is retired and the other isn’t.

But that’s not all! We’ve got some exciting segments lined up:

👉 WWYD? – We tackle a real-life retirement scenario for John and Mary Carter, who want to balance financial security and longevity in their retirement.

👉 Debatable Topics – Are tariffs really hurting the economy? 🤔

👉 Current Events – Find out what Tracie and Rahnie think about the recent news surrounding New Orleans and what the Allstate CEO had to say about it. 

This episode is packed with laughs, insights, and actionable advice to kickstart your year. Whether you’re in an age-gap relationship or just looking for smart retirement tips, you won’t want to miss this one! 🚀

Support the show